Hello, my name is Richard Miller, and as a licensed Loan Consultant in Delaware, Maryland, I am very proud to represent Caliber Home Loans providing the best customer experience possible. I welcome the opportunity to guide you through the loan process and select the loan program that best suits your needs. During my 16 years of experience in the mortgage industry, I have shared my expertise to assist thousands of families with responsible and affordable home financing. I have a great deal of experience with the following programs/products: Construction/Permanent, FHA, VA, USDA. I was born and raised in Corning, New York and currently live in Ocean View, Delaware with my wife Cathy, and I have daughters whom are 22 and 24 years old. I enjoy spending free time Crossfit, Time on the Beach, enjoying the coastal living of the Delmarva Peninsula.
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

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