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We are happy to announce the completion of our servicing system conversion. An overview of new features and functions can be found here.

Loan Consultants

Hello, my name is Richard Miller, and as a licensed Loan Consultant in Delaware, Maryland, I am very proud to represent Caliber Home Loans providing the best customer experience possible. I welcome the opportunity to guide you through the loan process and select the loan program that best suits your needs. During my 16 years of experience in the mortgage industry, I have shared my expertise to assist thousands of families with responsible and affordable home financing. I have a great deal of experience with the following programs/products: Construction/Permanent, FHA, VA, USDA. I was born and raised in Corning, New York and currently live in Ocean View, Delaware with my wife Cathy, and I have daughters whom are 22 and 24 years old. I enjoy spending free time Crossfit, Time on the Beach, enjoying the coastal living of the Delmarva Peninsula.
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>

What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>

Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

Apply Now
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