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Loan Consultants

With 21 years in the mortgage business, my focus is on educating my customers with regard to the best mortgage for their particular situation. Specifically, I will work with you to select a mortgage that compliments your short and long term financial goals, a mortgage that works within your budget. In order to take this holistic approach, I use the tools available to me through my Certified Mortgage Planning Specialist (CMPS) designation. This difficult to achieve designation, held by less than 1% of mortgage originators nationwide, brings consideration of financial, tax, and estate planning into the crafting of your mortgage. My network of related financial professionals in these areas serve as a team of advisors to insure you choose the right mortgage, one that compliments your financial goals. Buying a home is likely the biggest purchase you will make over the course of your lifetime and deciding when and how to refinance that mortgage also requires careful consideration. I am a homeowner myself, and I have a family too. I understand these considerations and have designed my mortgage process and services around helping family's make the right decisions with their mortgage. I take this role very seriously and I truly appreciate the many families that have counted on me to handle their home financing.
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

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What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>
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What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>
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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

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