Everything went smoothly - Kevin - Dundalk, MD

Scott was very responsive and timely with all of the documents. I was very pleased with with his work and his team. Keep up the great work. - Nikhil - Lanham, MD

Scott was very patient and knowledgeable. He took the time to answer all of our questions and to explain the pros and cons of each option that was presented. He truly worked with us as a team member and advised us on how to arrange our affairs to qualify for better Loans that better met our needs. - Hope - Lanham, MD

Scott has made the process easy and as painless as possible. We were referred to him by a friend and couldn't of been happier. Scott is very personable and helped us when we first bought our house and now during refinancing. Couldn't expect more out of him and the company. I would highly recommend him to anyone looking to buy or refinance a house. - Kenneth - SHADY SIDE, MD

We have work with Scott and his team a few times and they are all helpful. Its always an easy process. I have recommended him to many friends. - Jasmine - SHADY SIDE, MD

Professional interactions, timeliness in responses - Kimberley - Reisterstown, MD

Scott and Caliber were great to work with! We had refinanced in February and then when the rates went even lower, they looked out for us and helped up to set up our second refinance. We would highly recommend Caliber Home Loans and Scott Berngartt!!! - Jennifer - Laurel, MD

Scott was very helpful throughout the process. - Sreyasi - Columbia, MD

Great experience, the staff was easy to work with - Matthew - ARNOLD, MD

Scott was very helpful and was available every time we had any question. Scott and his services are highly recommende specially for first time home buters - Ashish - Columbia, MD

Scott did a great job keeping us informed throughout the process - John - CLARKSVILLE, MD

The process of reviewing and signing documents online was easy and straightforward. Scott and his team made the entire process go smoothly and communication was excellent. - Barrett - Ocean City, MD

Scott was AMAZING help! He was very responsive and answered all of my questions thoroughly. For a first time home buyer, he was very patient and for that, I am grateful! I will always remember how he pushed the final paperwork over the weekend to make it to close on time and he even offered to bring it himself if he had to! Exceptional and professional dont even begin to describe him! I would definitely recommend him to anyone. - Cara - Gambrills, MD

Scott and the rest of the team at Caliber we’re very upfront about everything, and also made us aware of any problems we might have with different loan options. - Brian - Essex, MD

Honestly, Scott was what made my experience great. I would have picked Caliber for the interest rates alone, but Scott made each step of the way painless. He's a smart, organized guy, who took phone calls even on his vacation. I can't say enough good things about him. He did everything short of helping me move in. - Kenneth - Mount Airy, MD

Scott continued to work out issues and listened to what we wanted. He was able to make the numbers work even though we had some bumps in the road. - Robert - GLEN BURNIE, MD

Scott and the rest of the staff was very knowledgeable and helpful throughout...very smooth process. - Andrew - ADAMSTOWN, MD

Scott is very knowledgeable and action oriented. He works to solve problems and get results. - Anthony - ELLICOTT CITY, MD

Scott is very responsive and knowledgeable, highly recommend! - Jason - New Market, MD

Very honest. Easy to work with. Quick process from start to finish. - Dawn - HANOVER, PA

The time and effort Scott puts into making your home buying experience is phenomenal. I am very grateful to have worked with such a great lender. I will be referring him and his team to others. - La - Elkridge, MD

Today’s market is uncertain, stressful and strange at times. Scott’s team was helpful, caring and supportive. - Michael - Mount Airy, MD

This was our first time buying a house and Scott helped us through every step of the way. It was so easy and pleasurable to work with him and he made the whole experience seamless. He was always available and promptly addressed all our queries be it night or day. He took time and was patient to make sure we understood each and every thing. I would definitely recommend Scott to any person looking to buy a new or refinance their mortgage. In fact I have already recommended him to 2 of my friends! - Dheeraj - College Park, MD

Scott and his team where great to with. I never felt out of the loop!!! - LeRoy - Camden Wyoming, DE

The services was absolutely amazing. - Jennifer - Bowie, MD

The rapid communication above all else. Scott and his team were prompt to respond to my questions and that in turn influenced me to respond to theirs or any requests they had ASAP. - Margarita - ODENTON, MD

Scott was great in many ways always there to answer questions available by phone text and email. Made me feel comfortable with the process. - Catherine - Pasadena, MD

Scott treated my husband and I with utmost respect and professionalism. I have the feeling and therefore trust that we are treated like his family member guiding us making a huge decision of our mortgage needs.He laid out the process in a simplified way the best he can. I also appreciate his prompt response when we have questions r/t the matter. - Rebecca - Millersville, MD

Scott goes above and beyond helping us understand the process. This allows us the ability to make the best financial decisions for our future. - John - OAKLAND, MD

I love working with Scott and his team. Very professional, prompt and courteous. - Reynaldo - Jessup, MD

Scott was extremely supportive and communicated with me throughout the entire process. He also was knowledgeable about the current housing market and informed me of all the options that were available to me. Scott is an amazing loan officer and I highly recommend Caliber Home! - Erica - Reisterstown, MD

Scott was very diligent in assisting us toward the completion of the refinance. - Jovito - Millersville, MD

Mr. Berngartt is always wonderful to work with! He is very knowledgeable, quick to respond to emails, and so nice! - Jessica - COLUMBIA, MD

Scott made himself available and offered insights and guidance throughout the buying process. It's the second time we've worked with Scott for a home loan, and we can't imagine working with anyone else in the future! - Frank - West Friendship, MD

Scott is a very kind and knowledgeable man- he loves what he does and it shows. We have used Caliber home loans twice- we love Scott and his team! Everyone is on top of their tasks and walked with us every step of the Way. Overall, we highly recommend Scott and his team. If you need help financing your home- Scott is the man! - Leonor - Severna Park, MD

Scott was happy to answer all my questions. - Jennifer - North Potomac, MD

Scott was very thorough, timely, and knew his job very well. He was easy to talk to and receptive to questions. - Renee - Westminster, MD

Scott was always very responsive and made the refi simple and quick. Hes also just a very nice person! - Tobias - Elkridge, MD

Everyone was friendly and thoroughly explained what was going on every step of the way. - Michaella - Glen Burnie, MD

Scott was absolutely amazing!! He was able to get us to settlement within 2 weeks of closing after changing lenders. Extremely pleasant to work with. I am so grateful we switched to Scott and his team. - Rebecca - Hampstead, MD

Prompt response to my inquiries and follow emails. - Chinwe - Reisterstown, MD

Great communication and I always felt Scott was looking out for us. Thanks again Scott - Paul - Columbia, MD

Scott is very responsive and professional. I’ll follow him wherever he goes. Super nice, too. Have referred him to a number of others. - Nicolas - Glenelg, MD

Scott and his team did a great job of keeping us informed throughout the process. Answered all of our questions in a timely manner. He’s very professional and I will refer him to all my friends! - Stephen - Pasadena, MD

Everything went very smooth. Scott always answered my questions and he is very experienced with the loan process. Thank you! - Traci - COLUMBIA, MD

Scott gets it. He is incredibly efficient and makes the whole process easy, very easy. - Eric - Rockville, MD

Short turn-arounds, quick answers to our inquiries, timely updates, systems worked, no delays from 3rd parties. - Wayne - New Market, MD

. - Laura - Ellicott City, MD

best service ever and fast - ALI - Westminster, MD

Service, - Bharatkumar - REISTERSTOWN, MD

I wouldn't use anyone other than Scott. He is extremely professional,very knowledgeable,very responsive and is always looking out for what's best for the customer. I can't say enough great things about him. - Michael - Ellicott City, MD

Scott was very professional and refinancing was very easy. - David - Sykesville, MD

Scott is always to work with. Quick to return emails or phone calls and clearly communicates the entire process. - Dee - Finksburg, MD

Very efficient. - Marion - Clarksville, MD

The entire process was stress free! - Cynthia - Tall Timbers, MD

Scott was very informative and very helpful every step of the process - Naveen - SYKESVILLE, MD

He was wonderful, knowledgable, and responsive. He patiently answered all of our questions and was always available by phone and email. This was our first home buying experienced he made it wonderful! - Megan - Gaithersburg, MD

Scott’s got super-human response time! My schedule is sort of all over the place meaning that I sometimes don’t get to respond to emails or administrative work until very late at night so I was frequently surprised to receive responses to my questions within a few minutes even after midnight. Plus he’s super nice! That goes a long way to getting comfortable with committing to such a large loan. Thanks, Scott! - David - Columbia, MD

I am very grateful. God job!! - Jose - Frederick, MD

I've had the pleasure of working with Scott many times over the past 20 years due to his exceptional customer service, great pricing, and extensive expertise in the industry. Recently, Scott navigated a very difficult short-sale for my new family by defeating all odds and helping us successfully close on our new home despite all the various roadblocks thrown in our way. If you're considering purchasing a home, Scott Berngartt should always be your first call. You will not be disappointed. - Chris

They were very helpful and answered all of my questions - Michelle - Westminster, MD

Scott always replied or called me back within an hour or less. It was nice to know that someone like Scott was available to answer questions. Thank you Scott! - Carol - Sykesville, MD

I've referred my buyer clients to him and asked him to help me with my own home loan refinance. Scott is always easy to reach, communicates often, and ridiculously efficient with seamless transactions every time. - Anna - STERLING, VA

Scott was amazing. I was 10 days out from settlement. I was waiting to hear from my other lender if he could get my 4.75% rate that I locked into on 3/20, down to 3.25%. It didn't look good and I called Scott. He said he could give me 3.25% so I switched to him after much debate (as I'd been working with my other lender for almost a year.) Scott was amazing. We did have to move the settlement a bit but in the end, we closed 3 days early. The whole crew at Caliber is AMAZING!!!! - Heather - Walkersville, MD

Financial advise was taken into consideration and communication was very effective - Scoedean - Baltimore, MD

Scott was extremely responsive. He quickly answered all of our questions and kept us informed about the process. - Jeremy - Sykesville, MD

Professional Timely service while dealing with the COVID pandemic. - William - Sykesville, MD

Great service! - Alejandra - Sykesville, MD

Scott was very attentive and was there for my family and I every step of the way! - Tieash - Millersville, MD

Good rate and speed for refinancing! - Jessica - Baltimore, MD

Quick to respond. Very informative without talking down to us or over our heads. - Michael - Montgomery Village, MD

Amazing service! - Monique - Baltimore, MD

Great guy! Would definitely use again in the future! - Brianna - Parkville, MD

Awesome guy to work with. Honest, truthful, and gets straight to the point. Also takes his personal time to make sure you're taken cared of. - Sancho - Gaithersburg, MD

Professional and fast! - Nancy - Bridgeville, DE

Scott kept us informed every step of the way. Good communicator - Patrick - Bridgeville, DE

Scott was very thorough in his answers to all of our questions. He was also patient with us even if we asked the same questions multiple times. Scott was also good at getting back to us promptly. - Gary - Bridgeville, DE

From the beginning to the end, Scott and his staff were friendly and efficient. Easiest transaction we have ever heard. Recommend 100% - Robin - Bridgeville, DE

Quick and effective. - Mitchell - Catonsville, MD

Great service. He answered all my question and got me a great rate. He is great and I’d recommend him to anyone who needs a loan. Best wishes. - Bruce - Tall Timbers, MD

Scott is very professional and knowledgeable and we are so pleased with him - Julie - Sharpsburg, MD

Scott was very helpful and made extra efforts to work around our busy work and aggressive house hunting schedule to provide pre-approval letters quickly during a seller's market. He also monitored rates closely to lock in a great rate for us. - Alia - Mount Airy, MD

Scott is great! Incredibly informed and always super helpful! - David - Hanover, MD

Scott and his team were great! They were all very quick to respond to all of questions through our home buying experience and Scott has such helpful advice. - Jessica - Eldersburg, MD

Constant communication, friendly people, great service. - Benjamin - Severna Park, MD

Scott has help me purchase 2 houses and refinance 1 of the 2. If ever I have a financial need dealing with real estate, he will always be the first call I make! He is professional, knowledgeable in mortgages and the laws governing them. Scott and his staff has always been attentive to my needs and concerns. I will ALWAYS refer him to anyone interested in buying or refinancing a house. Antoinette - Antoinette - Laurel, MD

Scott is wonderful. I have been working with him for 12 years. He helped me buy my 1st house and refinanced it 3 times. He then helped me with my second home purchase and now it's refinancing. He is just an all around awesome agent. - Dayna - Ellicott City, MD

Great communication and via text - Rosario - Laurel, MD

Scott was very friendly and quick to respond with any questions. He made the process very easy. - Timothy - Eldersburg, MD

Scott is friendly, responsive, easy to understand and competent in his work and dealings with us as his clients. He was fantastic to work with - we have and will continue to seek him out for future business and refer to friends and family. - Heather - Ellicott City, MD

Scott and his team made our refinance experience completely stress free. Over the 30 years or so we have refinanced numerous times but none of those were as easy as this one. We would highly recommend Scott and his team to any of our friends that are looking for a mortgage or to refinance. - Vincent - Sykesville, MD