Scott and his team were on top of everything and made it a pleasant experience. - Michael - Ocean City, MD

We had a lot of problems from other companies getting qualified for the loan. Long story short our package got into the hands of Mr. Scott with little time to work with and him and his team went above and beyond and made it possible for us to be in our lovely home. I want to personally thank him and his team for the hard work with short notice to make it possible. He communicated with us without hesitation. Everything was great. Once again thank you Mr. Scott and your team for everything. - William - Severn, MD

This was the sixth time working with Scott as our lender. He consistently has gone above and beyond to make sure every transaction goes through in a smooth manner. He always puts our interest first and exceeds our expectations. Scott was able to make sure our refinance went through while I was relocating across country! Outstanding service as always!!! - Luis - Baltimore, MD

Great service and help with the loan. Scott and his team are outstanding. - Bruce - Tall Timbers, MD

Scott and his team were quick and responsive to any questions we had the entire process went very smoothly! - Ann - Brunswick, MD

Scott is wonderful to work with. The process to refinance was quick, easy, and we'll communicated. - Michael - Glen Burnie, MD

Scott Is absolutely amazing! This was my first time buying a home and Scott had no problem holding my hand through out this whole process. I have nothing negative i could even say about Scott. - Gregory - Baltimore, MD

Scott was great with the information that he provided and was very responsive to any request that we had. Fabulous experience all the way through this process. - Jason - Millsboro, DE

Scott was always available. More importantly he was educated and willing to teach us in area we lack knowledge. - Crystal - Finksburg, MD

The Caliber team demonstrated professionalism and good guidance through the process. I'm glad to have had this team to help me complete the re-fi. They were terrific. - David - PASADENA, MD

Scott was always available and able to answer my questions and explain things in terms that make sense :) Thanks - Megan - PASADENA, MD

Great experience working with Scott! As a first time home buyer, he was readily available and able to answer all of my questions throughout the process. - Bernadette - Baltimore, MD

Scott’s response time ... - Nichole - Glen Burnie, MD

Scott and his team provided excellent, personable service throughout our re-fi process. They were extremely prompt in responding to any questions we had along the way, and our new rate and closing costs beat that of Rocket Mortgage. Absolutely highly recommend as this was the easiest re-fi we've ever done with convenient use of Docusign followed by closing at our dining room table. I cannot think of how they could improve on the process, unless they offered to payoff the mortgage for me. - Cynthia - MONKTON, MD

Scott was very attentive to our process and made the process very easy for us! - Latondra - STAFFORD, VA

Scott was very attentive and quick to respond to any questions my wife or I had during our refinanace process. Scott made our refinance experience seamless. My wife and I greatly appreciate all of Scott's help. - Jassman - STAFFORD, VA

The entire process was made very easy with Scott’s help and advice. He kept us abreast of everything that was need it at all times and made sure that we had everything that we needed it to make this transaction nice and smooth. Scott’s diligence went beyond all expectations and we are very glad that he was on our side. I will recommend him and Caliber Hime Loans to all of my friends and anyone looking to buy a home or refinance their mortgage. - Fredy - Sykesville, MD

Scott was a pleasure to work with throughout the entire process from beginning to end. He was always available and responsive. I cannot thank him enough. He made home buying EASY! - Paul - Manchester, MD

Great service - Jason - WOODSBORO, MD

Scott is knowledgeable and works fast. As long as your ducks are in a row, you can knock things out QUICK! - Daniel - Columbia, MD

No surprises. We closed on time. - William - FULTON, MD

My husband and I had an AMAZING experience working with Scott. We had the opportunity to work with Scott for over two years as we prepared for, went through the process, and purchased our home. From our first meeting with Scott, he took the time to get to know us and our wants and needs. He very patiently explained (and re-explained when needed), the homebuying process, and what was needed before, during, and after. I would highly recommend Scott Berngartt to anyone looking to purchase a home! - Jasmine - Odenton, MD

The mortgage process can be very confusing. I had many questions, and Scott answered them thoroughly and patiently. I realized that in his job, the "soft skills" are very important, because the emotional aspects involved in obtaining a mortgage and buying a home must be considered along with the financial aspects. I joked with him that there are parts of his job that are similar to being a counselor, but there is a real element of truth to that. Thanks Scott! - Sharon - Arnold, MD

Scott and his team helped prepare us to buy our first home. 2020 real estate market was very competitive with low interest rates and lots of competition. Scott and his team had excellent communication in terms of what documentation was needed for this whole process. We are pleased with Scott and his team. - Nicole - Pasadena, MD

Scott made it so easy to refinance! The entire process was a breeze and he helped us save a lot of money! He’s very responsive and quick to answer questions and get information to us. I highly recommend working with Scott! - Noreen - COLUMBIA, MD

Made the whole process very simple and painless. - Wolfgang - NEW FREEDOM, PA

This is the second time within one year that I have worked with Scott and the Caliber Home Loans Team and everyone was just as wonderful the second time as the first. Scott exceeds not only the normal expected business practices and competency, he exceeds the highest expectations I could possibly have EVERY time. His expert knowledge, timing, guidance, and communication is only surpassed by his kind, sincere and respectful personality. His humanity and professionalism are a rare find. - Kimberly - WESTMINSTER, MD

Scott is very knowledgeable and answered all my questions. Also he was patient. He did not constantly call or email me to use Caliber to refinance. I was able to shop around and realized in the end that Caliber was the best way for me to proceed. - Creola - BELCAMP, MD

Scott was very supportive. I always felt he was giving us his best everyday. He made the whole experience enjoyable. This is our third time using Scott and we recommend him to anyone who wants to listen. - Joe-Albert - Fulton, MD

Scott is awesome! He helped us meet a near impossible timeline to close. He answered any questions I had quickly. This is our 3rd move and our 3rd time using him. I wouldn’t choose anyone else. - Samantha - Fulton, MD

Refinancing was very easy with Scott and Caliber Home Loans, would highly recommend! - William - ADAMSTOWN, MD

Communications and thoroughness are impeccable. This is our 3rd transaction with Scott, questions are answered quickly, his team is very organized and nothing is missed with document requirements. Very smooth process every time. - Adam - Sykesville, MD

Scott was a pleasure to work with throughout our home buying process! He is always on it, anytime of day. We are so grateful for all that he did to help us achieve our dream of becoming homeowners. Thanks, Scott! - Anna - Finksburg, MD

We thought he was a great person to work with and made our process of refinancing great. - Victoria - Belcamp, MD

Scott and his team are extremely organized and professional. Everything went smooth. Couldn’t ask for better help! Thank you!!! - Jaeda - Columbia, MD

A complete and a thorough financial services. - Ray - Clinton, MD

Thank you for all your help! - Jacqueline - Sykesville, MD

Scott is amazing to work with. He clearly communicates and answers all questions in a quick manner without making me feel inept for asking. - Anna - ESSEX, MD

Scott is knowledgeable and showed me the variety of ways we could reach our home financing goals. His pleasant demeanor made the financing process one of the easiest parts of buying a house. - Sean - Eldersburg, MD

Scott was extremely helpful! - Jordan - BURTONSVILLE, MD

I really didn't think I could qualify for a house and Scott made it possible. We had a lot of hoops to jump through with selling my home and with the property I was buying. Scott and his team was always there to help and answer my questions/concerns. It was a long haul but we made it. Thank you for all the hard work. Sherry Gallagher - Sherry - Mount Airy, MD

Scott is on top of it! This is the 2nd mortgage we have done with him and everything is always on time, the numbers are clear and accurate, and there are no surprises. Our experience has always been hassle free - provide Scott with the info he needs and trust the rest is taken care of. We have happily referred friends to Scott and Caliber for their mortgages and refinancing and they have always been pleased as well. Thank you! - John - Columbia, MD

I truly appreciate the respect that was shown towards me by Mr. Scott Berngartt, also the professionalism and consistency from the whole entire team was phenomenal. If I had a question an open line of communication was always available. I was not knowledgeable of the process in the beginning however as I became close to closing I felt comfortable because I knew for sure I was guided by the best. - LaRae - BALTIMORE, MD

Scott is clearly an expert and is also very personable. He has been my mortgage broker through two purchases and one refinance. - Kevin - DAVIDSONVILLE, MD

loved it - Delonce - Shady Side, MD

Process was easy and hassle free, even during COVID. - Thomas - Columbia, MD

Great service - Trevor - Hampstead, MD

Prompt courteous professional - George - SILVER SPRING, MD

Scott and his team were very helpful throughout the entire process. Scott was always available to answer one of our many questions and made everything as smooth as possible. - Alecia - Cheverly, MD

Responsiveness of Scott; low interest rate; ease of dealing with Caliber electronically. - Vanda - WILLIAMSBURG, VA

Scott was great! He made the mortgage process painless. Any question we had he answered. I would definitely recommend Caliber to my friends and family. Rick and Diane Cumby - Diane - Westminster, MD

Scott and his awesome team are fantastic to work with. The loan process was seamless and at every milestone they kept me updated and informed of what was happening and what was to be expected moving forward. They answer their phones, the return texts and emails quickly and I would gladly recommend Scott and his team to any of my friend, family and others!!! Thank You, Shawn Fortney Pinnacle Real Estate - Glenn - Sparks Glencoe, MD

Working with Scott was easy! He was very helpful to answer any and all questions we had and made the whole process super easy - Ashley - WESTMINSTER, MD

Scott Berngartt is amazing! He always made himself available, if I had any questions or concerns, by phone, text or email. My process was not easy and very stressful at times, even down to the wire but working with Scott put my mind at ease. I had complete confidence and trust in Scott because he made me feel that way. Scott is a great guy and when Scott calls you better answer. Thank you again Scott! - Sharon - Aberdeen, MD

Scott is amazing. I couldn't done this without him - Bryant - Aberdeen, MD

Caliber and Scott made the process simple and easy to understand for a first time homebuyer such as myself. - Evan - Annapolis, MD

Scott Berngartt made the process of getting a mortgage loan painless. I would recommend Scott to anyone - Richard - Westminster, MD

Finally being able to get in my home!! - Darshanika - Glen Burnie, MD

Had a great experience - Zackary - HALETHORPE, MD

2nd Re-fi with Scott...everything went smoothly just like the first time! - Joseph - COLUMBIA, MD

Scott was absolutely amazing doing my process. I am so grateful for his knowledge and wisdom. A job well done! - Nicoll - York, PA

The stress free environment that Scott creates with his knowledge and willingness to listen to his customers. My refinance was painless, thank you. - Johnny - Woodstock, MD

Scott was very responsive in his communications, whether via email, phone call, or text, during the evenings, or over the weekend. That level of communication provided a greater level of comfort in our experience. - Tina - Gambrills, MD

Scott was awesome from start to finish. Extremely responsive, honest, and followed through on everything he said. If we buy another home, we are going straight to Scott. - Jeffrey - Clarksburg, MD

Scott was on top of the numbers and the paperwork. Made the transaction easy. - Eric - HAMPSTEAD, MD

Excellent service & communication throughout the entire process - Robert - WESTMINSTER, MD

Mr Berngartt was great to work with and displayed excellent customer service. - Marvin - Gambrills, MD

Scott was incredibly knowledgeable, walked me through my options, and was responsive when we needed to act quickly to put together an offer on a hot home. I'm very pleased with my experience working with him. - Christina - Gwynn Oak, MD

Great communications, clarity and understanding of the different options / scenarios. Appreciated the flexibility in timeframes and responsiveness via text / email / phone calls. The portal was also very intuitive and was glad to be able to do many things electronically via docusign. Great customer experience! - Stefano - WASHINGTON, DC

Scott and his team were great. Their follow up was impeccable. I have never had such a great experience refinancing. Very helpful and communicative. Would use them again 100 times over. - Tina - MOUNT AIRY, MD

Everything. - Robin - ABERDEEN, MD

Easy process. Very nice and helpful. - Scott - MOUNT AIRY, MD

Clear instructions as to documents need and deadlines, Friendly service. - Karen - Columbia, MD

Undoubtedly the BEST mortgage company we’ve ever had!! We’ve had 5! The integrity and customer focus of Caliber is so refreshing these days! Such peace if mind. - Curtis - UPPER MARLBORO, MD

Scott and his team were very helpful and professional and the entire process was extremely smooth! - Terry - OCEAN CITY, MD

Scott took time to educate us on all facets of our purchase! - Virginia - Laurel, MD

N/A - Michael - Hanover, MD

The people were friendly, the documentation requirements were clear, and the overall process felt easy. - Kara - Sykesville, MD

Easy experience with very helpful employees. Highly recommend. Thank you - Jason - Finksburg, MD

! - Diana - Essex, MD

Scott was very knowledgeable. He helped me in every step of the process. I know he will do best for me and just trusted him fully. He did not disappointed me. He made the process very smooth. - Joshua - Ellicott City, MD

Caliber Home Loan Every effort was extended to address any and all concerns all done with a clear demonstration of sincere commitment to help in meeting our ultimate objective. We feel so fortunate that our realtor referred us to Scott Berngartt of Caliber Home Loans. We feel very confident that he would be the one Lender that we would trust to recommend our family members, friends, and professional associates. Thanks to the Scott Berngartt Team DeLacy and Virginia Cox Burtonsville, MD - Delacy - Laurel, MD

Scott and his team were extremely attentive to our needs and schedule. They explained rates, and why we qualified for the program and rate we received very well! - James - Severn, MD

Everything went smoothly - Kevin - Dundalk, MD

Scott was very responsive and timely with all of the documents. I was very pleased with with his work and his team. Keep up the great work. - Nikhil - Lanham, MD

Scott was very patient and knowledgeable. He took the time to answer all of our questions and to explain the pros and cons of each option that was presented. He truly worked with us as a team member and advised us on how to arrange our affairs to qualify for better Loans that better met our needs. - Hope - Lanham, MD

Scott has made the process easy and as painless as possible. We were referred to him by a friend and couldn't of been happier. Scott is very personable and helped us when we first bought our house and now during refinancing. Couldn't expect more out of him and the company. I would highly recommend him to anyone looking to buy or refinance a house. - Kenneth - SHADY SIDE, MD

We have work with Scott and his team a few times and they are all helpful. Its always an easy process. I have recommended him to many friends. - Jasmine - SHADY SIDE, MD

Professional interactions, timeliness in responses - Kimberley - Reisterstown, MD

Scott and Caliber were great to work with! We had refinanced in February and then when the rates went even lower, they looked out for us and helped up to set up our second refinance. We would highly recommend Caliber Home Loans and Scott Berngartt!!! - Jennifer - Laurel, MD

Scott was very helpful throughout the process. - Sreyasi - Columbia, MD

Great experience, the staff was easy to work with - Matthew - ARNOLD, MD

Scott was very helpful and was available every time we had any question. Scott and his services are highly recommende specially for first time home buters - Ashish - Columbia, MD

Scott did a great job keeping us informed throughout the process - John - CLARKSVILLE, MD