Scott was a pleasure to work with throughout the entire process from beginning to end. He was always available and responsive. I cannot thank him enough. He made home buying EASY! - Paul - Manchester, MD

Great service - Jason - WOODSBORO, MD

Scott is knowledgeable and works fast. As long as your ducks are in a row, you can knock things out QUICK! - Daniel - Columbia, MD

No surprises. We closed on time. - William - FULTON, MD

My husband and I had an AMAZING experience working with Scott. We had the opportunity to work with Scott for over two years as we prepared for, went through the process, and purchased our home. From our first meeting with Scott, he took the time to get to know us and our wants and needs. He very patiently explained (and re-explained when needed), the homebuying process, and what was needed before, during, and after. I would highly recommend Scott Berngartt to anyone looking to purchase a home! - Jasmine - Odenton, MD

The mortgage process can be very confusing. I had many questions, and Scott answered them thoroughly and patiently. I realized that in his job, the "soft skills" are very important, because the emotional aspects involved in obtaining a mortgage and buying a home must be considered along with the financial aspects. I joked with him that there are parts of his job that are similar to being a counselor, but there is a real element of truth to that. Thanks Scott! - Sharon - Arnold, MD

Scott and his team helped prepare us to buy our first home. 2020 real estate market was very competitive with low interest rates and lots of competition. Scott and his team had excellent communication in terms of what documentation was needed for this whole process. We are pleased with Scott and his team. - Nicole - Pasadena, MD

Scott made it so easy to refinance! The entire process was a breeze and he helped us save a lot of money! He’s very responsive and quick to answer questions and get information to us. I highly recommend working with Scott! - Noreen - COLUMBIA, MD

Made the whole process very simple and painless. - Wolfgang - NEW FREEDOM, PA

This is the second time within one year that I have worked with Scott and the Caliber Home Loans Team and everyone was just as wonderful the second time as the first. Scott exceeds not only the normal expected business practices and competency, he exceeds the highest expectations I could possibly have EVERY time. His expert knowledge, timing, guidance, and communication is only surpassed by his kind, sincere and respectful personality. His humanity and professionalism are a rare find. - Kimberly - WESTMINSTER, MD

Scott is very knowledgeable and answered all my questions. Also he was patient. He did not constantly call or email me to use Caliber to refinance. I was able to shop around and realized in the end that Caliber was the best way for me to proceed. - Creola - BELCAMP, MD

Scott was very supportive. I always felt he was giving us his best everyday. He made the whole experience enjoyable. This is our third time using Scott and we recommend him to anyone who wants to listen. - Joe-Albert - Fulton, MD

Scott is awesome! He helped us meet a near impossible timeline to close. He answered any questions I had quickly. This is our 3rd move and our 3rd time using him. I wouldn’t choose anyone else. - Samantha - Fulton, MD

Refinancing was very easy with Scott and Caliber Home Loans, would highly recommend! - William - ADAMSTOWN, MD

Communications and thoroughness are impeccable. This is our 3rd transaction with Scott, questions are answered quickly, his team is very organized and nothing is missed with document requirements. Very smooth process every time. - Adam - Sykesville, MD

Scott was a pleasure to work with throughout our home buying process! He is always on it, anytime of day. We are so grateful for all that he did to help us achieve our dream of becoming homeowners. Thanks, Scott! - Anna - Finksburg, MD

We thought he was a great person to work with and made our process of refinancing great. - Victoria - Belcamp, MD

Scott and his team are extremely organized and professional. Everything went smooth. Couldn’t ask for better help! Thank you!!! - Jaeda - Columbia, MD

A complete and a thorough financial services. - Ray - Clinton, MD

Thank you for all your help! - Jacqueline - Sykesville, MD

Scott is amazing to work with. He clearly communicates and answers all questions in a quick manner without making me feel inept for asking. - Anna - ESSEX, MD

Scott is knowledgeable and showed me the variety of ways we could reach our home financing goals. His pleasant demeanor made the financing process one of the easiest parts of buying a house. - Sean - Eldersburg, MD

Scott was extremely helpful! - Jordan - BURTONSVILLE, MD

I really didn't think I could qualify for a house and Scott made it possible. We had a lot of hoops to jump through with selling my home and with the property I was buying. Scott and his team was always there to help and answer my questions/concerns. It was a long haul but we made it. Thank you for all the hard work. Sherry Gallagher - Sherry - Mount Airy, MD

Scott is on top of it! This is the 2nd mortgage we have done with him and everything is always on time, the numbers are clear and accurate, and there are no surprises. Our experience has always been hassle free - provide Scott with the info he needs and trust the rest is taken care of. We have happily referred friends to Scott and Caliber for their mortgages and refinancing and they have always been pleased as well. Thank you! - John - Columbia, MD

I truly appreciate the respect that was shown towards me by Mr. Scott Berngartt, also the professionalism and consistency from the whole entire team was phenomenal. If I had a question an open line of communication was always available. I was not knowledgeable of the process in the beginning however as I became close to closing I felt comfortable because I knew for sure I was guided by the best. - LaRae - BALTIMORE, MD

Scott is clearly an expert and is also very personable. He has been my mortgage broker through two purchases and one refinance. - Kevin - DAVIDSONVILLE, MD

loved it - Delonce - Shady Side, MD

Process was easy and hassle free, even during COVID. - Thomas - Columbia, MD

Great service - Trevor - Hampstead, MD

Prompt courteous professional - George - SILVER SPRING, MD

Scott and his team were very helpful throughout the entire process. Scott was always available to answer one of our many questions and made everything as smooth as possible. - Alecia - Cheverly, MD

Responsiveness of Scott; low interest rate; ease of dealing with Caliber electronically. - Vanda - WILLIAMSBURG, VA

Scott was great! He made the mortgage process painless. Any question we had he answered. I would definitely recommend Caliber to my friends and family. Rick and Diane Cumby - Diane - Westminster, MD

Scott and his awesome team are fantastic to work with. The loan process was seamless and at every milestone they kept me updated and informed of what was happening and what was to be expected moving forward. They answer their phones, the return texts and emails quickly and I would gladly recommend Scott and his team to any of my friend, family and others!!! Thank You, Shawn Fortney Pinnacle Real Estate - Glenn - Sparks Glencoe, MD

Working with Scott was easy! He was very helpful to answer any and all questions we had and made the whole process super easy - Ashley - WESTMINSTER, MD

Scott Berngartt is amazing! He always made himself available, if I had any questions or concerns, by phone, text or email. My process was not easy and very stressful at times, even down to the wire but working with Scott put my mind at ease. I had complete confidence and trust in Scott because he made me feel that way. Scott is a great guy and when Scott calls you better answer. Thank you again Scott! - Sharon - Aberdeen, MD

Scott is amazing. I couldn't done this without him - Bryant - Aberdeen, MD

Caliber and Scott made the process simple and easy to understand for a first time homebuyer such as myself. - Evan - Annapolis, MD

Scott Berngartt made the process of getting a mortgage loan painless. I would recommend Scott to anyone - Richard - Westminster, MD

Finally being able to get in my home!! - Darshanika - Glen Burnie, MD

Had a great experience - Zackary - HALETHORPE, MD

2nd Re-fi with Scott...everything went smoothly just like the first time! - Joseph - COLUMBIA, MD

Scott was absolutely amazing doing my process. I am so grateful for his knowledge and wisdom. A job well done! - Nicoll - York, PA

The stress free environment that Scott creates with his knowledge and willingness to listen to his customers. My refinance was painless, thank you. - Johnny - Woodstock, MD

Scott was very responsive in his communications, whether via email, phone call, or text, during the evenings, or over the weekend. That level of communication provided a greater level of comfort in our experience. - Tina - Gambrills, MD

Scott was awesome from start to finish. Extremely responsive, honest, and followed through on everything he said. If we buy another home, we are going straight to Scott. - Jeffrey - Clarksburg, MD

Scott was on top of the numbers and the paperwork. Made the transaction easy. - Eric - HAMPSTEAD, MD

Excellent service & communication throughout the entire process - Robert - WESTMINSTER, MD

Mr Berngartt was great to work with and displayed excellent customer service. - Marvin - Gambrills, MD

Scott was incredibly knowledgeable, walked me through my options, and was responsive when we needed to act quickly to put together an offer on a hot home. I'm very pleased with my experience working with him. - Christina - Gwynn Oak, MD

Great communications, clarity and understanding of the different options / scenarios. Appreciated the flexibility in timeframes and responsiveness via text / email / phone calls. The portal was also very intuitive and was glad to be able to do many things electronically via docusign. Great customer experience! - Stefano - WASHINGTON, DC

Scott and his team were great. Their follow up was impeccable. I have never had such a great experience refinancing. Very helpful and communicative. Would use them again 100 times over. - Tina - MOUNT AIRY, MD

Everything. - Robin - ABERDEEN, MD

Easy process. Very nice and helpful. - Scott - MOUNT AIRY, MD

Clear instructions as to documents need and deadlines, Friendly service. - Karen - Columbia, MD

Undoubtedly the BEST mortgage company we’ve ever had!! We’ve had 5! The integrity and customer focus of Caliber is so refreshing these days! Such peace if mind. - Curtis - UPPER MARLBORO, MD

Scott and his team were very helpful and professional and the entire process was extremely smooth! - Terry - OCEAN CITY, MD

Scott took time to educate us on all facets of our purchase! - Virginia - Laurel, MD

N/A - Michael - Hanover, MD

The people were friendly, the documentation requirements were clear, and the overall process felt easy. - Kara - Sykesville, MD

Easy experience with very helpful employees. Highly recommend. Thank you - Jason - Finksburg, MD

! - Diana - Essex, MD

Scott was very knowledgeable. He helped me in every step of the process. I know he will do best for me and just trusted him fully. He did not disappointed me. He made the process very smooth. - Joshua - Ellicott City, MD

Caliber Home Loan Every effort was extended to address any and all concerns all done with a clear demonstration of sincere commitment to help in meeting our ultimate objective. We feel so fortunate that our realtor referred us to Scott Berngartt of Caliber Home Loans. We feel very confident that he would be the one Lender that we would trust to recommend our family members, friends, and professional associates. Thanks to the Scott Berngartt Team DeLacy and Virginia Cox Burtonsville, MD - Delacy - Laurel, MD

Scott and his team were extremely attentive to our needs and schedule. They explained rates, and why we qualified for the program and rate we received very well! - James - Severn, MD

Everything went smoothly - Kevin - Dundalk, MD

Scott was very responsive and timely with all of the documents. I was very pleased with with his work and his team. Keep up the great work. - Nikhil - Lanham, MD

Scott was very patient and knowledgeable. He took the time to answer all of our questions and to explain the pros and cons of each option that was presented. He truly worked with us as a team member and advised us on how to arrange our affairs to qualify for better Loans that better met our needs. - Hope - Lanham, MD

Scott has made the process easy and as painless as possible. We were referred to him by a friend and couldn't of been happier. Scott is very personable and helped us when we first bought our house and now during refinancing. Couldn't expect more out of him and the company. I would highly recommend him to anyone looking to buy or refinance a house. - Kenneth - SHADY SIDE, MD

We have work with Scott and his team a few times and they are all helpful. Its always an easy process. I have recommended him to many friends. - Jasmine - SHADY SIDE, MD

Professional interactions, timeliness in responses - Kimberley - Reisterstown, MD

Scott and Caliber were great to work with! We had refinanced in February and then when the rates went even lower, they looked out for us and helped up to set up our second refinance. We would highly recommend Caliber Home Loans and Scott Berngartt!!! - Jennifer - Laurel, MD

Scott was very helpful throughout the process. - Sreyasi - Columbia, MD

Great experience, the staff was easy to work with - Matthew - ARNOLD, MD

Scott was very helpful and was available every time we had any question. Scott and his services are highly recommende specially for first time home buters - Ashish - Columbia, MD

Scott did a great job keeping us informed throughout the process - John - CLARKSVILLE, MD

The process of reviewing and signing documents online was easy and straightforward. Scott and his team made the entire process go smoothly and communication was excellent. - Barrett - Ocean City, MD

Scott was AMAZING help! He was very responsive and answered all of my questions thoroughly. For a first time home buyer, he was very patient and for that, I am grateful! I will always remember how he pushed the final paperwork over the weekend to make it to close on time and he even offered to bring it himself if he had to! Exceptional and professional dont even begin to describe him! I would definitely recommend him to anyone. - Cara - Gambrills, MD

Scott and the rest of the team at Caliber we’re very upfront about everything, and also made us aware of any problems we might have with different loan options. - Brian - Essex, MD

Honestly, Scott was what made my experience great. I would have picked Caliber for the interest rates alone, but Scott made each step of the way painless. He's a smart, organized guy, who took phone calls even on his vacation. I can't say enough good things about him. He did everything short of helping me move in. - Kenneth - Mount Airy, MD

Scott continued to work out issues and listened to what we wanted. He was able to make the numbers work even though we had some bumps in the road. - Robert - GLEN BURNIE, MD

Scott and the rest of the staff was very knowledgeable and helpful throughout...very smooth process. - Andrew - ADAMSTOWN, MD

Scott is very knowledgeable and action oriented. He works to solve problems and get results. - Anthony - ELLICOTT CITY, MD

Scott is very responsive and knowledgeable, highly recommend! - Jason - New Market, MD

Very honest. Easy to work with. Quick process from start to finish. - Dawn - HANOVER, PA

The time and effort Scott puts into making your home buying experience is phenomenal. I am very grateful to have worked with such a great lender. I will be referring him and his team to others. - La - Elkridge, MD

Today’s market is uncertain, stressful and strange at times. Scott’s team was helpful, caring and supportive. - Michael - Mount Airy, MD

This was our first time buying a house and Scott helped us through every step of the way. It was so easy and pleasurable to work with him and he made the whole experience seamless. He was always available and promptly addressed all our queries be it night or day. He took time and was patient to make sure we understood each and every thing. I would definitely recommend Scott to any person looking to buy a new or refinance their mortgage. In fact I have already recommended him to 2 of my friends! - Dheeraj - College Park, MD

Scott and his team where great to with. I never felt out of the loop!!! - LeRoy - Camden Wyoming, DE

The services was absolutely amazing. - Jennifer - Bowie, MD

The rapid communication above all else. Scott and his team were prompt to respond to my questions and that in turn influenced me to respond to theirs or any requests they had ASAP. - Margarita - ODENTON, MD

Scott was great in many ways always there to answer questions available by phone text and email. Made me feel comfortable with the process. - Catherine - Pasadena, MD

Scott treated my husband and I with utmost respect and professionalism. I have the feeling and therefore trust that we are treated like his family member guiding us making a huge decision of our mortgage needs.He laid out the process in a simplified way the best he can. I also appreciate his prompt response when we have questions r/t the matter. - Rebecca - Millersville, MD

Scott goes above and beyond helping us understand the process. This allows us the ability to make the best financial decisions for our future. - John - OAKLAND, MD

I love working with Scott and his team. Very professional, prompt and courteous. - Reynaldo - Jessup, MD

Scott was extremely supportive and communicated with me throughout the entire process. He also was knowledgeable about the current housing market and informed me of all the options that were available to me. Scott is an amazing loan officer and I highly recommend Caliber Home! - Erica - Reisterstown, MD

Scott was very diligent in assisting us toward the completion of the refinance. - Jovito - Millersville, MD

Mr. Berngartt is always wonderful to work with! He is very knowledgeable, quick to respond to emails, and so nice! - Jessica - COLUMBIA, MD

Scott made himself available and offered insights and guidance throughout the buying process. It's the second time we've worked with Scott for a home loan, and we can't imagine working with anyone else in the future! - Frank - West Friendship, MD

Scott is a very kind and knowledgeable man- he loves what he does and it shows. We have used Caliber home loans twice- we love Scott and his team! Everyone is on top of their tasks and walked with us every step of the Way. Overall, we highly recommend Scott and his team. If you need help financing your home- Scott is the man! - Leonor - Severna Park, MD

Scott was happy to answer all my questions. - Jennifer - North Potomac, MD

Scott was very thorough, timely, and knew his job very well. He was easy to talk to and receptive to questions. - Renee - Westminster, MD

Scott was always very responsive and made the refi simple and quick. Hes also just a very nice person! - Tobias - Elkridge, MD