I was denied loan due to something that lowered my credit score and you and your team got me loan to buy my first home. I highly recommend Caliber - Jason - Grasonville, MD

Scott Berngartt and Tammy Chambers made my experience flow like clock work in an extremely timely manner. I want to thank them for making my experince pleasant and successful. Thank you, Laura Buscher - Laura - Burtonsville, MD

Scott and his family at caliber loans are very friendly and personable. Made the process of buying a hope super easy. They were also very informative whenever I had any questions that needed to be answered. - Walter - GLEN BURNIE, MD

Scott was always available to answer / respond to questions issues etc - Maurice - Hanover, PA

I can’t express how happy we were working with Scott. He advocated for us on every turn. We were extremely pleased with his knowledge and ability to work things out when we hit roadblocks. Scott has a very calming demeanor and made us feel supportive throughout the process. We are extremely happy to be in our first home. - Malcolm - Baltimore, MD

Scott was amazing! So helpful and when things became difficult he made sure to search and provide all options. Scott eased anxiety, making the process of home buying a success. Thank you! - Chelsea - Baltimore, MD

Scott provided excellent customer service. He responded to our questions quickly and with great care. - Heather - Ellicott City, MD

Scott was always available to answer my questions and he ensured we got the best financing available to us. - Jessica - Odenton, MD

Scott is awesome! This was our first time buying a house and we are so glad Scott was on our side. He is extremely knowledgeable, patient, and dependable. He answered all of our questions and was always avaliable! We really appreciate all he has done for us. Please reach out to Scott and his team, you won't be let down! - David - COLUMBIA, MD

Our experience with Scott Berngartt was excellent! Scott was very patient, informative, kind, gave valuable feedback and was extremely knowledgeable about his field. We are lucky to have been able to work with Scott, especially as first-time home-buyers when this process was very new to us. - Alejandra - COLUMBIA, MD

Scott was fantastic - Brian - Clifton, VA

Smooth transition - Meghan - PARKVILLE, MD

Open communications with Scott and his staff and educating us on the home buying process as first time home buyers. When we had questions or requested information, Scott's responses were very timely and thorough. Relieved a lot of stress that is inherent with the home buying process. We have recommended Scott to a friend who is in the market to buy a home. - Carlos - Bel Air, MD

Thanks so much for all the hard work to make this happen! - Michael - Arnold, MD

I really appreciate how Scott Berngartt has been an amazing person that has walked me through my entire home buying process. He has always assisted me step by step answering any questions or concerns that I’ve had. I really appreciate him. - Lisa - Gwynn Oak, MD

As first time buyers we appreciate the efforts you take on educating us through the process. We've gotten similar rates from other lenders last year but your differentiator was your willingness to provide thorough explanations, so thank you as always. - Omotayo - ODENTON, MD

Scott Berngartt is a top-notch professional who responds promptly to any questions and concerns. I highly recommend Scott for first-time homeowners!! - Jeanne - Lewes, DE

Prompt and detailed answers to questions. Very quick from application to closing. Friendly and efficient. Great rate! - James - Millersville, MD

Everything moved very quickly. Everyone that I was dealing with thru the process was pleasant and eager to help - Deborah - Churchville, MD

Scott Berngartt was extremely helpful and knowledgeable throughout the entire mortgage process. He was definitely customer friendly! - Steven - Lancaster, PA

It was a pleasure working with Scott and his team they were very helpful and answered all questions completely and eased any concerns I had about the process. - June - Manchester, MD

Scott and his team are easy to work with. They were on top of answering any questions that we had and gave great advise on navigating us through our refi. - Tymon - NEW MARKET, MD

Scott and his Caliber team provided prompt and professional service. They adrressed questions timely and made the refinance process seamless. This is no surprise to me. Scott provided the same level of service about 15 years. His commitment to providing high quality customer service is authentic and consistent. - Carolyn - Bowie, MD

Scott thoroughly answered all of my questions, explained everything to me and was a pleasure to work with. - Kimberly - Baltimore, MD

Scott was amazing through the whole refinance process. We ran into some issues dealing with the second mortgage company, but they were eventually resolved thanks to a tremendous amount of help from Scott. Scott always made us feel like we were his first priority. We were never kept waiting or in the dark. Thank you Scott for taking good care of our family! - James - Sykesville, MD

Scott was so accommodating and helpful each step of the way. We hit a few road bumps dealing with some tricky Liens, but Scott was able to help us get it all figured out. He was so easy to reach and quickly answered all our questions. We always felt that we were in good hands. It always felt like we were working together with Scott and not just getting generic responses/feedback from a random person. We would definitely look to Caliber again should we ever decide to refinance or buy again. - Elizabeth - Sykesville, MD

Very informative and responsive - Jesly - District Heights, MD

Scott and his team were on top of everything and made it a pleasant experience. - Michael - Ocean City, MD

We had a lot of problems from other companies getting qualified for the loan. Long story short our package got into the hands of Mr. Scott with little time to work with and him and his team went above and beyond and made it possible for us to be in our lovely home. I want to personally thank him and his team for the hard work with short notice to make it possible. He communicated with us without hesitation. Everything was great. Once again thank you Mr. Scott and your team for everything. - William - Severn, MD

This was the sixth time working with Scott as our lender. He consistently has gone above and beyond to make sure every transaction goes through in a smooth manner. He always puts our interest first and exceeds our expectations. Scott was able to make sure our refinance went through while I was relocating across country! Outstanding service as always!!! - Luis - Baltimore, MD

Great service and help with the loan. Scott and his team are outstanding. - Bruce - Tall Timbers, MD

Scott and his team were quick and responsive to any questions we had the entire process went very smoothly! - Ann - Brunswick, MD

Scott is wonderful to work with. The process to refinance was quick, easy, and we'll communicated. - Michael - Glen Burnie, MD

Scott Is absolutely amazing! This was my first time buying a home and Scott had no problem holding my hand through out this whole process. I have nothing negative i could even say about Scott. - Gregory - Baltimore, MD

Scott was great with the information that he provided and was very responsive to any request that we had. Fabulous experience all the way through this process. - Jason - Millsboro, DE

Scott was always available. More importantly he was educated and willing to teach us in area we lack knowledge. - Crystal - Finksburg, MD

The Caliber team demonstrated professionalism and good guidance through the process. I'm glad to have had this team to help me complete the re-fi. They were terrific. - David - PASADENA, MD

Scott was always available and able to answer my questions and explain things in terms that make sense :) Thanks - Megan - PASADENA, MD

Great experience working with Scott! As a first time home buyer, he was readily available and able to answer all of my questions throughout the process. - Bernadette - Baltimore, MD

Scott’s response time ... - Nichole - Glen Burnie, MD

Scott and his team provided excellent, personable service throughout our re-fi process. They were extremely prompt in responding to any questions we had along the way, and our new rate and closing costs beat that of Rocket Mortgage. Absolutely highly recommend as this was the easiest re-fi we've ever done with convenient use of Docusign followed by closing at our dining room table. I cannot think of how they could improve on the process, unless they offered to payoff the mortgage for me. - Cynthia - MONKTON, MD

Scott was very attentive to our process and made the process very easy for us! - Latondra - STAFFORD, VA

Scott was very attentive and quick to respond to any questions my wife or I had during our refinanace process. Scott made our refinance experience seamless. My wife and I greatly appreciate all of Scott's help. - Jassman - STAFFORD, VA

The entire process was made very easy with Scott’s help and advice. He kept us abreast of everything that was need it at all times and made sure that we had everything that we needed it to make this transaction nice and smooth. Scott’s diligence went beyond all expectations and we are very glad that he was on our side. I will recommend him and Caliber Hime Loans to all of my friends and anyone looking to buy a home or refinance their mortgage. - Fredy - Sykesville, MD

Scott was a pleasure to work with throughout the entire process from beginning to end. He was always available and responsive. I cannot thank him enough. He made home buying EASY! - Paul - Manchester, MD

Great service - Jason - WOODSBORO, MD

Scott is knowledgeable and works fast. As long as your ducks are in a row, you can knock things out QUICK! - Daniel - Columbia, MD

No surprises. We closed on time. - William - FULTON, MD

My husband and I had an AMAZING experience working with Scott. We had the opportunity to work with Scott for over two years as we prepared for, went through the process, and purchased our home. From our first meeting with Scott, he took the time to get to know us and our wants and needs. He very patiently explained (and re-explained when needed), the homebuying process, and what was needed before, during, and after. I would highly recommend Scott Berngartt to anyone looking to purchase a home! - Jasmine - Odenton, MD

The mortgage process can be very confusing. I had many questions, and Scott answered them thoroughly and patiently. I realized that in his job, the "soft skills" are very important, because the emotional aspects involved in obtaining a mortgage and buying a home must be considered along with the financial aspects. I joked with him that there are parts of his job that are similar to being a counselor, but there is a real element of truth to that. Thanks Scott! - Sharon - Arnold, MD

Scott and his team helped prepare us to buy our first home. 2020 real estate market was very competitive with low interest rates and lots of competition. Scott and his team had excellent communication in terms of what documentation was needed for this whole process. We are pleased with Scott and his team. - Nicole - Pasadena, MD

Scott made it so easy to refinance! The entire process was a breeze and he helped us save a lot of money! He’s very responsive and quick to answer questions and get information to us. I highly recommend working with Scott! - Noreen - COLUMBIA, MD

Made the whole process very simple and painless. - Wolfgang - NEW FREEDOM, PA

This is the second time within one year that I have worked with Scott and the Caliber Home Loans Team and everyone was just as wonderful the second time as the first. Scott exceeds not only the normal expected business practices and competency, he exceeds the highest expectations I could possibly have EVERY time. His expert knowledge, timing, guidance, and communication is only surpassed by his kind, sincere and respectful personality. His humanity and professionalism are a rare find. - Kimberly - WESTMINSTER, MD

Scott is very knowledgeable and answered all my questions. Also he was patient. He did not constantly call or email me to use Caliber to refinance. I was able to shop around and realized in the end that Caliber was the best way for me to proceed. - Creola - BELCAMP, MD

Scott was very supportive. I always felt he was giving us his best everyday. He made the whole experience enjoyable. This is our third time using Scott and we recommend him to anyone who wants to listen. - Joe-Albert - Fulton, MD

Scott is awesome! He helped us meet a near impossible timeline to close. He answered any questions I had quickly. This is our 3rd move and our 3rd time using him. I wouldn’t choose anyone else. - Samantha - Fulton, MD

Refinancing was very easy with Scott and Caliber Home Loans, would highly recommend! - William - ADAMSTOWN, MD

Communications and thoroughness are impeccable. This is our 3rd transaction with Scott, questions are answered quickly, his team is very organized and nothing is missed with document requirements. Very smooth process every time. - Adam - Sykesville, MD

Scott was a pleasure to work with throughout our home buying process! He is always on it, anytime of day. We are so grateful for all that he did to help us achieve our dream of becoming homeowners. Thanks, Scott! - Anna - Finksburg, MD

We thought he was a great person to work with and made our process of refinancing great. - Victoria - Belcamp, MD

Scott and his team are extremely organized and professional. Everything went smooth. Couldn’t ask for better help! Thank you!!! - Jaeda - Columbia, MD

A complete and a thorough financial services. - Ray - Clinton, MD

Thank you for all your help! - Jacqueline - Sykesville, MD

Scott is amazing to work with. He clearly communicates and answers all questions in a quick manner without making me feel inept for asking. - Anna - ESSEX, MD

Scott is knowledgeable and showed me the variety of ways we could reach our home financing goals. His pleasant demeanor made the financing process one of the easiest parts of buying a house. - Sean - Eldersburg, MD

Scott was extremely helpful! - Jordan - BURTONSVILLE, MD

I really didn't think I could qualify for a house and Scott made it possible. We had a lot of hoops to jump through with selling my home and with the property I was buying. Scott and his team was always there to help and answer my questions/concerns. It was a long haul but we made it. Thank you for all the hard work. Sherry Gallagher - Sherry - Mount Airy, MD

Scott is on top of it! This is the 2nd mortgage we have done with him and everything is always on time, the numbers are clear and accurate, and there are no surprises. Our experience has always been hassle free - provide Scott with the info he needs and trust the rest is taken care of. We have happily referred friends to Scott and Caliber for their mortgages and refinancing and they have always been pleased as well. Thank you! - John - Columbia, MD

I truly appreciate the respect that was shown towards me by Mr. Scott Berngartt, also the professionalism and consistency from the whole entire team was phenomenal. If I had a question an open line of communication was always available. I was not knowledgeable of the process in the beginning however as I became close to closing I felt comfortable because I knew for sure I was guided by the best. - LaRae - BALTIMORE, MD

Scott is clearly an expert and is also very personable. He has been my mortgage broker through two purchases and one refinance. - Kevin - DAVIDSONVILLE, MD

loved it - Delonce - Shady Side, MD

Process was easy and hassle free, even during COVID. - Thomas - Columbia, MD

Great service - Trevor - Hampstead, MD

Prompt courteous professional - George - SILVER SPRING, MD

Scott and his team were very helpful throughout the entire process. Scott was always available to answer one of our many questions and made everything as smooth as possible. - Alecia - Cheverly, MD