Important debit card information effective June 1, 2022 Learn more.
Renovation Lending Professional
The overall knowledge and feedback which Scott provided was excellent. Without his input I do not think we would have ended up with the house which we were able to purchase.
- Jarvis
- Columbia, MD
06/16/2022
The attention I was given was beyond great. It was a personal feeling I felt. Also giving me different choices to work with was great. I felt like family working together. It also felt of being all together to accomplish the mission for the house, thank you very much.
- Victor
- Sykesville, MD
06/13/2022
The attention I was given was beyond great. It was a personal feeling I felt. Also giving me different choices to work with was great. I felt like family working together. It also felt of being all together to accomplish the mission for the house, thank you very much.
- Victor
- Sykesville, MD
06/13/2022
Scott kept us informed every step and helped us completely.
- Renee
- Sykesville, MD
06/13/2022
Scott kept us informed every step and helped us completely.
- Renee
- Sykesville, MD
06/13/2022
Scott was there for us through the toughest part of our lives thus far. You could tell that he genuinely cared and worked very hard to get us to a point where we were able to get one of our many offers accepted.
- Sarah
- Columbia, MD
06/13/2022
Scott was very personable, knowledgeable, and kind. He reliably called me back every time I phoned him, even when he couldn't get a hold of me. I felt like Scott really cared about getting me into a home as affordably as we could!
- Emily
- Walkersville, MD
05/26/2022
All communication was clear and concise. My questions were answered in a timely manner and I always felt that my needs were understood.
- Shaneisha
- Baltimore, MD
05/18/2022
Scott was fantastic! He went above and beyond to answer all of our questions, explain everything we didn't understand, and find the best loan for our situation. He made himself available at any day or time which was crucial in this crazy market! Everyone at Caliber made the purchase of our new home seamless and easy! We would 100% recommend!
- Cynthia
- Sykesville, MD
05/16/2022
Scott was absolutely amazing. Answered every question was very fast to respond. He is beyond knowledgeable and we are beyond great full for all he has done
- Eric
- Hanover, PA
05/13/2022
Scott makes you feel like family ! Thanks again brother !
- Romulo
- Thurmont, MD
05/12/2022
My husband and I had a great experience with Scott and Caliber Home Loan. It was stressful to find a right deal in the current real estate market and it's our first time applying for an investment property loan. But Scott and Caliber was taking away some of the weights. Scott was helpful, professional, quick in response, and excellent in communication. He cleared any concern and question that we had. We appreciate it! We will definitely recommend your service to our friends and family.
- Hieu
- Columbia, MD
04/29/2022
Always responsive, provided a variety of options for any home estimate. Always seemed to have our best interest in mind. Answered all if our questions even if we were asking them for the 3rd or 4th time.
- Matthew
- Westminster, MD
04/25/2022
Speedy work , addressing clients need and answering all questions promptly, understanding the unique situation and being respectful to all concerns of the client, resolving difficult circumstances, being flexible.
- Sabina
- COLUMBIA, MD
04/19/2022
Scott is always AMAZING! All ways, always. He is the best
- Jessica
- ELKRIDGE, MD
04/07/2022
Scott and his team were amazing! Communication and attention to the detail at critical junctures of the process were key and definitely put our minds at ease.
- Boris
- DAYTON, MD
04/03/2022
Scott was fantastic! His level of professionalism is top notch. He explained everything thoroughly and we were approved for our home loan quickly. It was a pleasure working with him and his team!!!!!
- Priscilla
- Glen Burnie, MD
03/27/2022
The entire process was smooth & easy!
- Darien
- Baltimore, MD
03/25/2022
Scott and his team were very knowledgable and curtious walked me through the entire process. They got my loan approved quickly and setted on time. Thank you very much.
- Donna
- Forest Hill, MD
03/24/2022
My overall experiences in dealing with Scott Berngartt has been consistently professional from the initial VA Mortgage Application in 2019 processed and completing back then, to a recent 2022 inquiry about a possible VA Cash-Out Refi process. Scott took time to fully understand our Ref Goals, He educated us on the entire process. identified all key issues and diligently worked to assist us from start to conclusion. We had been solicited by many VA Lending Officer from lenders on a nationwide basis, BUT most made us feel like we were just another customer lead AND did not take time to fully explain the process, confirm our understanding, and express interest in our particular VA Refinancing Goals. Although some lenders offered seemingly better financing representations, BUT they failed to exhibit the same professional qualities stated herein. As a result, as the Primary Lender and Veteran, I checked with a Housing Rep at the Department of Veteran Affairs and briefed him about the many Offers and Certain Representation, and the VA Rep took time to review my current Caliber Loan Case, educated me about some lender practices, AND concluded that based on what info I shared, we should stay with Caliber because they seem to better understand our case and objectives AND would likely best address our needs. BUT little did I know that the VA Rep's assessment would become a reality.............I am so happy that I make the call to VA Housing and continued to work with Scott and the Caliber Home Loan Team!
- Delacy
- Laurel, MD
03/21/2022
We had several issues that were resolved
- Virginia
- Laurel, MD
03/20/2022
We had several issues that were resolved
- Virginia
- Laurel, MD
03/20/2022
Scott was very responsive to our needs. Very patient even when we switched loan types. Got closing completed even earlier than originally planned.
- Tina
- Remington, VA
03/12/2022
Scott answered all of my questions. He was always on top of things. He always replied to emails and phone calls in a timely manner. He and Danice were awsome to work with.
- Diamond
- BALTIMORE, MD
03/09/2022
Timely response to my questions and overall customer service I received.
- Tammy
- PIKESVILLE, MD
03/07/2022
It's done. In this market speed matters.
- Ryan
- Gaithersburg, MD
03/03/2022
I had an unusual transaction and I would not have trusted anyone else besides Scott to handle it for me.
- Brittany
- ELLICOTT CITY, MD
03/01/2022
Scott could not have made the process easier on us!! We relocated from out of state and I wouldn’t recommend anyone else in Maryland for a loan. Extremely responsive, professional, and patient with us no matter how many questions we had. Thank you again, Scott!!
- Adam
- HANOVER, MD
02/11/2022
Scott is the BEST! Always very Knowledgeable and no matter the day/ time quick to respond to any questions/concerns. Really cares about the client and the financial goals of the transaction. So easy to work with. Will always refer Scott!
- Walden
- Elkridge, MD
02/01/2022
We were refinancing close to the holiday season, we expected some delay and that was not the case everything went smoothly.
We appreciated that we got to see all of the options available to us. Knowing every option made us make a better decision. Most important our estimate numbers never went beyond what was quoted. I had shopped around and Caliber had one of the lowest interest rate compared to other lenders.
I would highly recommend Scott as his entire team to friends and family.
- Lucia
- LA PLATA, MD
01/02/2022
Scott knows everything about loans. This is the second time I have used Scott and it’s been incredible both times. Not only is Scott fantastic so is his team. We were out of the country on vacation with limited service and they were able to get everything done with little to nothing required from us. 10/10 recommend
- Michael
- Baltimore, MD
11/01/2021
Scott was always very attentive and responsive. He would answer every question to the best of his knowledge within a timely manner.
- Cristian
- Pasadena, MD
10/04/2021
Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
Let’s start this
journey together!
© 2022 Caliber Home Loans, Inc. NMLS #15622
Sitemap | Security | Terms of Use | Privacy Policy | Licensing & Disclosures | NMLS Consumer Access | Texas Mortgage Banker Disclosure | TRANSPARENCY IN COVERAGE | Do Not Sell My Personal Info (CA Residents)
Refinance Now! 855-808-2124
Refinance Now! 855-808-2124