Despite having one lender with less than stellar communication, Bruce ensured that we were always kept to date and stayed on top of everything needed so that we closed by our needed closing date. He was wonderful to work with and talked us through all of our questions and concerns. We would definitely use Bruce and Caliber Home Loans again and recommend to anyone. - Nicole - Dayton, MD

Easy to apply - Suzanne - SAVAGE, MD

Bruce knows what he is doing. He was always available, even on the weekends. - Charles - Woodbine, MD

Bruce was great to work with! He was very knowledgeable and quick to respond to our needs. I recommend him highly. - Julie - Woodbine, MD

Bruce is excellent. He absolutely has your best interest in mind and always tries to provide you with the best terms possible. He's honest and very responsive. - Joseph - CATONSVILLE, MD

Very responsive and helpful - Craig - COLUMBIA, MD

Bruce did an outstanding job keeping us updated throughout our application process. Even with COVID ongoing, we still managed to get our VA loan re-finance relatively quickly. Thank you, Bruce! - Manuel - SYKESVILLE, MD

This wasn't our first amazing experience with Bruce Penn......we are returning customers! Bruce stays on top of the process, communicates often, and is an overall pleasure to work with. We couldn't be happier with our repeat experience and consider ourselves very fortunate for finding such a trusted advisor and competent professional in the mortgage business. - Michelle - SYKESVILLE, MD

The reason I refinanced with Calibur loans was simply because of Bruce Penn. He is the ultimate professional: Courteous, dedicated, and trustworthy. I would definitely refer everyone I know to Bruce Penn for any of their mortgage needs. - Kathleen - FREDERICK, MD

Bruce was so extremely pleasant, very congenial, patient and always available to help me with anything I needed regardless of the time of day or even day. He is a great asset to the company and would recommend him totally again to anyone who would need assistance with home refinancing, etc. We need more people like him working for companies and in the world. My experience with him was outstanding and I would use him again and again. Thank you Bruce! - Madeline - BALTIMORE, MD

Working with Bruce and Caliber made our Refi a breeze - Robert - CATONSVILLE, MD

Bruce was very attentive and great to work with! - Lee - Severna Park, MD

Bruce was responsive to my questions. - Donald - BEL AIR, MD

thanks - William - Severna Park, MD

Bruce was no pressure and gave honest advice to get me the best rate available. - Matthew - ELKRIDGE, MD

Mr. Penn was always there to answer my many questions and make it an easier transition. - Cynthia - SYKESVILLE, MD

Nice working with you...thanks - Jerry - Aberdeen, MD

Bruce was very kind, patient and knowledgeable. This being my first investment in the US. We had lot questions. He went extra mile to get us comfortable. Although current pandemic situation took extra time in getting it all together. It was wonderful working with him. Really appre iate his effort and support. - Soumya - Aberdeen, MD

Bruce made the loan process very simple and easy for me as the borrower. This is the second home loan I have used caliber and Bruce for. I will continue to use them as they are knowledgeable and efficient. - Gretchen - Severn, MD

Informative, good communication and great service. - Usmar - FREDERICK, MD

Bruce was very easy to contact and kept me informed. He also processed things in a very timely manner. - Meghan - Salisbury, MD

Bruce kept our family informed throughout the process and addressed potential issues before they turned into problems. Would recommend to family and friends. - Kwame - Columbia, MD