Very responsive and helpful - Craig - COLUMBIA, MD
Bruce did an outstanding job keeping us updated throughout our application process. Even with COVID ongoing, we still managed to get our VA loan re-finance relatively quickly. Thank you, Bruce! - Manuel - SYKESVILLE, MD
This wasn't our first amazing experience with Bruce Penn......we are returning customers! Bruce stays on top of the process, communicates often, and is an overall pleasure to work with. We couldn't be happier with our repeat experience and consider ourselves very fortunate for finding such a trusted advisor and competent professional in the mortgage business. - Michelle - SYKESVILLE, MD
The reason I refinanced with Calibur loans was simply because of Bruce Penn. He is the ultimate professional: Courteous, dedicated, and trustworthy. I would definitely refer everyone I know to Bruce Penn for any of their mortgage needs. - Kathleen - FREDERICK, MD
Bruce was so extremely pleasant, very congenial, patient and always available to help me with anything I needed regardless of the time of day or even day. He is a great asset to the company and would recommend him totally again to anyone who would need assistance with home refinancing, etc. We need more people like him working for companies and in the world. My experience with him was outstanding and I would use him again and again. Thank you Bruce! - Madeline - BALTIMORE, MD
Working with Bruce and Caliber made our Refi a breeze - Robert - CATONSVILLE, MD
Bruce was very attentive and great to work with! - Lee - Severna Park, MD
Bruce was responsive to my questions. - Donald - BEL AIR, MD
thanks - William - Severna Park, MD
Bruce was no pressure and gave honest advice to get me the best rate available. - Matthew - ELKRIDGE, MD
Mr. Penn was always there to answer my many questions and make it an easier transition. - Cynthia - SYKESVILLE, MD
Nice working with you...thanks - Jerry - Aberdeen, MD
Bruce was very kind, patient and knowledgeable. This being my first investment in the US. We had lot questions. He went extra mile to get us comfortable. Although current pandemic situation took extra time in getting it all together. It was wonderful working with him. Really appre iate his effort and support. - Soumya - Aberdeen, MD
Bruce made the loan process very simple and easy for me as the borrower. This is the second home loan I have used caliber and Bruce for. I will continue to use them as they are knowledgeable and efficient. - Gretchen - Severn, MD
Informative, good communication and great service. - Usmar - FREDERICK, MD
Bruce was very easy to contact and kept me informed. He also processed things in a very timely manner. - Meghan - Salisbury, MD
Bruce kept our family informed throughout the process and addressed potential issues before they turned into problems. Would recommend to family and friends. - Kwame - Columbia, MD
Bruce’s patience and professionalism were what made this a great experience. - Charles - Purcellville, VA
Bruce has been a pleasure to work with. He was always available to answer my questions and guide me through the process as best as possible. - Hasnat - Laurel, MD
I have done several transactions with Bruce Penn through the years and he is awesome. He is always available, answers my questions quickly and has become one of my top referrals for friends and family . Caliber, on the other hand , seems to continuously have gaps in the process and tends to run behind schedule . Bruce has been the glue that keeps the transactions moving. If not for him we would probably be dissatisfied. He is a huge asset to Caliber. - Donna - BETHANY BEACH, DE
Bruce always seems to know what underwriting is going to ask for and has already requested the information from me so the entire transaction moves forward. Even when there is a last minute wrinkle, Bruce always has a solution ready. Another successful closing and we love our new house. - Stephen - Rehoboth Beach, DE
Bruce did an amazing job! He was constantly in contact along the way. He helped explain everything and when we ran into problems with the seller he was always available to assist - Richard - Baltimore, MD
Please accept deepest appreciation from me and all our family members. That is already the third time you help our family to get more financial stability. This especially valuable these not easy times. We wish a success and prosperity to your company and to Bruce personally. Thank you so much, God Bless! - Larisa - Elkridge, MD
Closing was efficient & easy! - Joelle - WESTMINSTER, MD
Bruce was responsive to emails and assisted me in understanding what I could safely afford based on my income - John - Severn, MD
Bruce is such a great person! He is very professional and customer oriented. He is very polite and concerned about every detail to make his customers happy. This is really great experience to communicate with him. Thanks, Bruce! - Nail - Elkridge, MD
Bruce was helpful and great to work with - Omar - ODENTON, MD
Bruce did a fantastic job with communication. He worked with us to find the best rate. He responded quickly to emails, helped explain things and was very friendly. Definitely a good experience. - Angela - OLNEY, MD
Fast response, great support and advice. Overall a very positive experience. - Michael - OLNEY, MD
This was not my first time working with Bruce. He is professional and personable and top notch. For me it was a stressful process and he was patient in getting me through some of the challenges. He was available to answer my questions and concerns. I would definitely recommend Bruce and Caliber to others. - Carole - Columbia, MD
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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