Great customer care. - Edward - EASTON, MD

Everybody was very helpful, kind, and patient through the entire process, making our first time home buying experience a lot easier. - Diane - Chestnut Hill Cove, MD

Andy Duda was exceptionally responsive and took as much time as necessary to explain details and changes throughout the process. - Bret - ANNAPOLIS, MD

Andy and his team are extremely professional, knowledgeable and very efficient. Made everything very easy and stress free. Thank you for everything! - Daniel - Dickerson, MD

Andrew was able to show me the ropes from start to finish on buying my first home and helped me understand what options I had available to me. - Tyler - Sykesville, MD

From beginning to end the team at Caliber was amazing. Andy took care of every detail and kept me in the loop the entire time. I will absolutely be recommending them to friends and family. - Jessica - Sykesville, MD

We were first time home buyers and didn’t know what to expect with the whole process. Andy and his team did an excellent job working with us and our realtor, making the whole process smooth and easy. - Zachary - Odenton, MD

Andy got us an incredibly low mortgage rate and made the whole loan application so easy! - Melissa - Cockeysville, MD

The communication - Horacio - Millville, DE

Everything was done in a timely manner. - Vishvanath - Ellicott City, MD

Andy was helpful at all stages - Sean - Annapolis, MD

Andy was extremely responsive & made the home buying process super smooth. Would highly recommend him! - Claire - Annapolis, MD

Every step of the home-buying process was straightforward and clearly communicated. We’re also happy with the interest rate we received. Thank you, Caliber! - Laura - Ellicott City, MD

Andy is a consummate professional and fantastic communicator. His service went beyond just processing the mortgage and he was understanding throughout the process. I trust Andy’s advisement and have already referred him to a friend. - Paul - Annapolis, MD

Andy & Tammy were a pleasure to work with. They were professional and responded in. timely manner. - Robert - Marriottsville, MD

During a one month period we had contracts on 3 different houses but had to opt out for various reasons. Andy and his team made it seamless for us, but we know it was a lot of work for them. Settlement on the final house went off without a hitch (all paperwork was correct and on time). - Douglas - Elkridge, MD

Andy was so easy to work with. As a first time home buyer, I had a lot of questions which he was patient in answering. We looked at many houses and requested mortgage calculations often. He was very quick to respond every time. - Doreen - Ellicott City, MD

I have worked with Andy on all of my home purchases over the last seven years. He is always very competitive with current interest rates and provides great customer service. - Donald - Gambrills, MD

I did two refinances at the same time with Andy, and he did a fantastic job. He presented me with several options (cash out/standard, points/no points), and gave great advice for what was in my best financial interest. The rates were also top notch. I highly recommend Andy! - Adam - Baltimore, MD

I was informed of every step each and every day. They’re a great team to work with! - Judith - Columbia, MD

Andy is very professional, with many years of experience in the lending business. He is pleasant and easy to work with. He responds to emails and phone calls promptly. Andy is very good at explaining the lending process and answering questions. Andy truly cares to give his clients the best customer experience, no matter what situation they are in. I would highly recommend Andy Duda. - Katarzyna - SEVERNA PARK, MD

Andy and the Caliber team were very responsive though a trying transaction. Even thorough the few mistakes that were made, they swiftly solved them. Andy always received my call or called me back to answer the many questions i had as a first time home buyer. I would and will recommend Andy to anyone looking for a mortgage. Thank you, Andy! - Michael - New Windsor, MD

Good communication - Steven - Annapolis, MD

Great communicator - Kate - Hanover, MD

Very professional and made the whole process very smooth. - Ann - Ellicott City, MD

Matched the best loan program to my needs and had a clear understanding of my goals - Nathan - Marriottsville, MD

Andy's professionalism and dedication to his work made it very easy for me as a customer. Andy worked tirelessly to ensure that any questions were answered. He also had stellar communication - if I was unable to reach him he would promptly let me know. I've read many stories online that many lenders and brokers can be unresponsive and dismissive of any concerns that customers may have. Andy went above and beyond to explain anything that was brought up by me. - Christopher - Nottingham, MD

Great rate, exceptional service, and close-at-home option made my refi a wonderful experience! - Michael - Ellicott City, MD

Andy was able to solve some concerning issues that I thought would prevent us from buying a home. We greatly appreciate his expertise and guidance throughout the process. - Gabriella - Aberdeen, MD

Answered all my questions; very patient; maintained communication - Christina - Towson, MD

Andy was very knowledgeable about the loan process and was always willing to explain things and answer questions that I had. - Michael - Severn, MD

As always, my expectation of Andy and his company service was excellent. They always make their customers feel comfortable and important. Their service was about and beyond. They always communicate with me and provide the status of my application. Andy always ready and quick to answer all of my questions. Andy and company know what they are doing because of that my experience were quick and easy. - Marylin - Frederick, MD

Andy is extremely responsive to all of my questions. We closed very quickly and got an amazing rate. Andy always makes the process so easy and I’ve recommended him to many of my friends and family. - Maria - Annapolis, MD

Andy is very knowledgeable and thoroughly investigates to find the better option for the customer. - Vanessa - Ellicott City, MD

Andy makes it easy from start to finish while informing you of everything you need to know in order to make the right decision. - Robert - Sykesville, MD

No issues and the refi went smoothly - Jay - Sykesville, MD

Even when I was late getting back to them, they made it happen on time. - Jon - Parkville, MD

Ease and quickness in his response to everything. - Nicole - Glen Burnie, MD

Very through and quick response - Brandon - Boonsboro, MD

Once again Andy did a great job with both refi - providing the various options and then delivering what he said he would...-and in the last one he crushed the initial rate. This was not my first excellent experience with him and I expect it won’t be my last - Martin - Catonsville, MD

The process was efficient and well communicated. - Mina - HANOVER, MD

Tammy Choi was very helpful as well. Very clear communication from caliber team and i felt really confident and comfortable using them - Carolyn - Sykesville, MD

The high level of communication between Andy and his team was great along with their quick response to my questions. This was a stress free refinance on my mortgage. - Eric - Ellicott City, MD

Great jobs as always! - Daniel - Sykesville, MD

We worked with Andy in 2015 and found him to be friendly, responsive, and willing to take the time to explain the home buying process with us. There was no question this time around about whether or not to work with Andy again. - Graham - Catonsville, MD

Andy started our communication by asking me what my goals were for refinancing. He then offered the best options based on what I told him. It never felt “salesman-y”, and I never felt pressured to make a hasty decision. Even when I told him I’d received a better rate elsewhere, he offered to look at the loan estimate I’d received from the other lender so he could make a true comparison and allow me to make my decision after doing so. Relatively and painless process. Very professional. - Niejadd - Laurel, MD

Always responsive and approachable. - Jennifer - Catonsville, MD

Andy - Jeffrey - Columbia, MD

Andy is great to work with. - Brian - Eldersburg, MD

Just as the survey was asking, the friendliness and acknowledgement and communication it was all top notch. - Charles - Westminster, MD

Excellent customer service, detail-oriented, and seamless/proactive communications throughout the Refi’ experience. - Scott - Arnold, MD

Andy Duda and team were incredibly personable, positive, supportive and clear. Even through the COVID 19 pandemic, they were professional and helped us through our transaction. I highly recommend everyone to reach out to this group of incredible people. Thank you, Andy! We will forever appreciate you! - Colleen - Sykesville, MD

Andy was accessible, prompt, friendly and understanding. Tammy was organized, efficient, empathetic and quick to reply. Awesome people! - Emily - ABINGDON, MD