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Loan Consultants

Hello, my name is Andy Duda and I have 12 years of experience as a residential Loan Consultant to offer you, your friends, relatives, and business partners. Recognizing that each customer has specific needs, I will utilize my expertise along with Caliber's superior "in-house-local" processing, underwriting, and closing functions, to meet those needs; assuring a smooth process from application to closing. Caliber has a highly competitive pricing structure, and coupled with our state-of-the-art technology, we are second to none in our commitment to guiding you through the home buying or refinancing process. Caliber offers a comprehensive list of loan programs including: Jumbo, Conventional, FHA, VA, USDA, HARP and Streamline 203K. I was born and raised in Southwest Michigan and currently live in the Baltimore/DC Metro Area with my wife Kristin and two boys Nick and Owen. I enjoy spending free time with my family and friends, playing golf, fishing and cooking.
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

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What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>
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What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>
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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

Apply Now
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