I have worked with Andy in the past and have been with Caliber the past 5 years. Since my first interaction with Andy and Caliber was a pleasant experience, it was an easy decision to work with Andy and Caliber again. I understand with COVID the process was a lot different and more automated thanI was expecting. I do think it is important to have a good line of communication through the process as it can be very stressful, and working with Andy again was a pleasure.. - Sharon - LEWES, DE
Very responsive and kept the process moving in a timely manner - Brian - Baltimore, MD
It’s always a pleasure to work with Andy. Thank you Andy for all your help. - Ralf - Port Republic, MD
Everyone in my home buying process from My realtor Ben at Corner House Realty to Andy and his team at Caliber where great, they were personable, knowledgeable . It was a great experience. - Wanda - Linthicum Heights, MD
Process was easy, and Andrew kept me well informed at every step. - Richard - Baltimore, MD
The speed and efficiency that the hole process was handled. - Robert - ANNAPOLIS, MD
very easy - Paul - Halethorpe, MD
Everything went smoothly, great communication! - Anne - Damascus, MD
Caliber Loans made the entire home buying process easy. From start to finish they communicated every need and followed through consistently. - Laura - Baltimore, MD
There was good communication every step of the way and even when there were issues, Andrew and his team promptly worked to resolve it. My realtor and agent from the title company were also happy with how well the process was executed. I highly recommend Andrew and his team without any reservation! - Ergeba - BALTIMORE, MD
Everything was done in a timely manner! - Jessica - HAMPSTEAD, MD
outstanding customer service and responsiveness - James - SARASOTA, FL
Very helpful throughout the entire process, responsive, and helped me close in less than a month on a refinance! - Joseph - Hanover, MD
Andy and Tammy were fantastic throughout the whole process. They communicated frequently and were always quick to answer my questions. Despite some complications on my end, it was a very smooth process. I highly recommend using Andy for your home loans. - Jennifer - Columbia, MD
Smooth process and open communication from Andy throughout - Angela - Westminster, MD
Fantastic service from Andy and the team! - Brian - Annapolis, MD
1st and 2nd homes purchased through Caliber! - Mildred - Punta Gorda, FL
Very dedicated and great communication. - James - Sykesville, MD
Andy was fantastic made this whole process actually enjoyable. Months ago my wife and I were just curious about refinancing and/or a construction loan. Andy answered all of our questions and put no pressure on us to decide right then. When we finally decided to pull the trigger, Andy and the Caliber staff were responsive and provided us with easy to digest information every step of the way. Using Andy and Caliber was one of the best decisions we made and we recommended them to family & friends. - Christopher - ELLICOTT CITY, MD
Andy was extremely helpful, walking is through different scenarios and explaining all our options thoroughly. He responded very quickly to emails and any questions we had. He also processed our refinance request efficiently, helped us through the process and made it very easy! - Jennifer - ELLICOTT CITY, MD
They were very responsive to all of our questions and the process was very easy. - Susanna - LEESBURG, VA
Easy to follow along and clear communication - Marietta - Glen Burnie, MD
Honest and correct advice. - Pattabhiramarao - Ellicott City, MD
Great customer care. - Edward - EASTON, MD
Everybody was very helpful, kind, and patient through the entire process, making our first time home buying experience a lot easier. - Diane - Chestnut Hill Cove, MD
Andy Duda was exceptionally responsive and took as much time as necessary to explain details and changes throughout the process. - Bret - ANNAPOLIS, MD
Andy and his team are extremely professional, knowledgeable and very efficient. Made everything very easy and stress free. Thank you for everything! - Daniel - Dickerson, MD
Andrew was able to show me the ropes from start to finish on buying my first home and helped me understand what options I had available to me. - Tyler - Sykesville, MD
From beginning to end the team at Caliber was amazing. Andy took care of every detail and kept me in the loop the entire time. I will absolutely be recommending them to friends and family. - Jessica - Sykesville, MD
We were first time home buyers and didn’t know what to expect with the whole process. Andy and his team did an excellent job working with us and our realtor, making the whole process smooth and easy. - Zachary - Odenton, MD
Andy got us an incredibly low mortgage rate and made the whole loan application so easy! - Melissa - Cockeysville, MD
The communication - Horacio - Millville, DE
Everything was done in a timely manner. - Vishvanath - Ellicott City, MD
Andy was helpful at all stages - Sean - Annapolis, MD
Andy was extremely responsive & made the home buying process super smooth. Would highly recommend him! - Claire - Annapolis, MD
Every step of the home-buying process was straightforward and clearly communicated. We’re also happy with the interest rate we received. Thank you, Caliber! - Laura - Ellicott City, MD
Andy is a consummate professional and fantastic communicator. His service went beyond just processing the mortgage and he was understanding throughout the process. I trust Andy’s advisement and have already referred him to a friend. - Paul - Annapolis, MD
Andy & Tammy were a pleasure to work with. They were professional and responded in. timely manner. - Robert - Marriottsville, MD
During a one month period we had contracts on 3 different houses but had to opt out for various reasons. Andy and his team made it seamless for us, but we know it was a lot of work for them. Settlement on the final house went off without a hitch (all paperwork was correct and on time). - Douglas - Elkridge, MD
Andy was so easy to work with. As a first time home buyer, I had a lot of questions which he was patient in answering. We looked at many houses and requested mortgage calculations often. He was very quick to respond every time. - Doreen - Ellicott City, MD
I have worked with Andy on all of my home purchases over the last seven years. He is always very competitive with current interest rates and provides great customer service. - Donald - Gambrills, MD
I did two refinances at the same time with Andy, and he did a fantastic job. He presented me with several options (cash out/standard, points/no points), and gave great advice for what was in my best financial interest. The rates were also top notch. I highly recommend Andy! - Adam - Baltimore, MD
I was informed of every step each and every day. They’re a great team to work with! - Judith - Columbia, MD
Andy is very professional, with many years of experience in the lending business. He is pleasant and easy to work with. He responds to emails and phone calls promptly. Andy is very good at explaining the lending process and answering questions. Andy truly cares to give his clients the best customer experience, no matter what situation they are in. I would highly recommend Andy Duda. - Katarzyna - SEVERNA PARK, MD
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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