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The Fahmy Mortgage Team works well with the Settlement Offices I recommend to my clients. These relationships make the entire acquisition process seamless to my clients. That is exactly what they look for. Seamless transaction thanks to the coordination the Ramez Fahmy Team executed from the customized pre-approval letter to the closing with the Settlement Attorney.
Ramez was very helpful and communicative to me. Michael was quick in getting info to me. They were both available to answer questions I had along the way. I am very please with my overall experience with Ramez and Michael. True professionals and I will definitely recommend them to anyone I know who is in need of a mortgage lender.
"We were buying a foreclosure property. The process was complicated, long, and uncertain. The team at Caliber were great. They were responsive and patient. After my initial approval expired, and then we got notice from the court that we needed to close in a week, the Caliber team got it done. It was nice how as the process moved along that Ramez brought in more members of his team. It made us feel very comfortable that they were so many resources supporting us! Thanks again!"
"Had a great experience w/ the Fahmy team. They were 100% professional and extremely helpful. As a first time home buyer they are exactly what we needed. Thanks again!"
–J.S., Hampton, VA
"Ramez has worked with virtually every agent in our office over the past 15 years, providing mortgage loans to our clients. We are an unusual firm who specializes in representing home buyers only, never home sellers, so our focus is extremely consumer oriented. We are very active in our client's pursuit of the best deals all the way through the home buying process, including helping them find the very best professionals for their mortgages. We are extraordinarily aggressive in helping them shop for the best available financing rates. Ramez has weathered the test of time and proven without question that he is among the top mortgage professionals in the Washington DC Metro area."
–S.I., Bethesda, MD
"I have known Ramez for 25 years. We worked together in mortgage banking for many of those years. Ramez is the consummate mortgage professional. He stays on top of loan program guidelines. He knows how to find the best loan for each borrower. But, most of all, Ramez is always there for you when you need him. He works tirelessly for his clients and his team."
–C.O., Bethesda, MD
"It was a pleasure working with Ramez. Thanks for the extremely smooth loan process. I've bought/sold 5 houses now, and this was certainly the easiest loan process ever. I trust you will contact me if the rates drop so low it makes sense for me to refinance!"
–T.D., Frederick, MD
"Ramez sourced a mortgage for me after I had problems with a previous broker and had some deals go through because of their inability to make things happen on time. He fixed all that. Ramez delivers on time and the process goes like clockwork. No drama just results. Highly recommend."
–D.D., Bethesda, MD
"I have worked with Ramez on multiple real estate transactions, including the purchase of our first home. Ramez's in depth knowledge of the process and commitment to excellent service put my wife and I at ease as we navigated a complicated process. We never had to worry about our loan documents as Ramez and his team ensured that we stayed on track. I have recommended Ramez to dozens of friends and colleagues and every single one of them had a positive experience. In today's real estate market, you need someone you can trust from start to finish and Ramez Fahmy is that guy."
–M.B., Silver Spring, MD
Testimonials are individual experiences, reflecting real-life experiences of those who have used our services in some way. However, they are individual responses and results vary. The testimonials are not necessarily representative of all of those who will use our services.
Hello, my name is Ramez Fahmy, and as a licensed Loan Originator in MD, DC, VA, PA, DE, NC, and FL. I am very proud to represent Caliber Home Loans providing the best customer experience possible. I welcome the opportunity to guide you through the loan process and select the loan program that best suits your needs.
The Fahmy Mortgage Team believes in making customer service its number one priority. Customer service means fast responses, taking the time to explain different financing options and being the most educated mortgage banker in the industry. All of these services are provided at a competitive price.
The Fahmy Mortgage Team is always available to answer questions and assist with your mortgage financing needs. We look forward to hearing from you.
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.