Renovation Lending Professional
Everything needed was clear and easy for me to provide. Usually mortgage transactions are difficult and tedious but somehow Caliber always makes everything seem so easy. - Megan - WILLIAMSTOWN, KY
Be truthful on all your needs financially and Caliber. Brad Baker will work hard for you. It was clear that my interest was his main priority and still Caliber made money. Will work with them again, again and again. Reliable, quick and efficient with doc signature app. Thank you. - Mercy - Florence, KY
Brad was great and the closing went very smoothly! Thanks for a great start to my new home! - Karen - EDGEWOOD, KY
Great experience! - Jodi - Covington, KY
Everything each time is so easy and well explained, and throughly taken care of on Brad and Calibers end. Definitely hope I can continue with them when I buy my next home in about 5 years! - Alison - INDEPENDENCE, KY
I had a line of credit in collections that was causing our interest rate to be higher. Brad helped us get it removed from my credit report, which boosted my score leading to a lower interest rate and a $500 credit off our closing fees. Brad is the man!! - Lucas - Covington, KY
Brad and his team was on point with everything they said and did. - Tim - FORT THOMAS, KY
Brad is very knowledgeable and professional. The loan process was very efficient. I highly recommend Brad and Caliber. - Christopher - Ft Mitchell, KY
The amount of team work and attention to detail. - Alisha - Cincinnati, OH
Brad was great to communicate with through the whole process. We have worked with Brad several times now and each time everything has been great. - Chad - Union, KY
Brad was incredibly helpful and communicative the entire time and made everything easy. - Zoe - Covington, KY
Brad and his team are top-notch professionals! This was by far the easiest mortgage process I’ve been through, and I’ve been through many. In this crazy market and busy mortgage season, I was very impressed with the speed with which our mortgage was approved and closed. I would definitely recommend Brad to anyone! - Korey - Ft Mitchell, KY
It's easy to make sure my payments post on time, Brad communicates with me through text, email, and phone calls and is extremely responsive. I almost always get an immediate answer or within the hour. This is extremely helpful to my irregular night shift lifestyle - Emily - WALTON, KY
Brad was always very helpful! He was there every step of the way with communication. I had very low faith because of my previous situation but he made it happen for me. Over all it was great! - Kendrick - Cincinnati, OH
Caliber was a great company to work with. Brad was very professional and takes time to listen and explain. I would highly recommend Brad Baker to anyone wanting to buy a home. - Holly - Cincinnati, OH
I had a unusual situation where I didn’t know if I would ever close on my house but Brad Baker and his stuff went the extra mile to help me and my family but our first house. I am very thankful for Caliber Home Loan as a whole . - Jarmaine - Cincinnati, OH
The entire process went very smoothly. Brad was available for any questions or concerns. Thanks - Jeffery - LATONIA, KY
Brad and Kyle are the best!!! - Melissa - COVINGTON, KY
This was the best experience I have had buying a house. Brad and his team are awesome! Thanks! Ben - Ben - Hebron, KY
The whole process went very smoothly. Brad was always available when I needed him. I felt supported and confident every step of the way. Would highly recommend! - Jahaan - Fairfield, OH
The fact that they worked with me despite my attitude towards banking and usury. My wife loved the experience and has recommended them to a few people. Some of whom are very satisfied with their experience as well. - Jason - Harrison, OH
. - Ashleigh - Cincinnati, OH
I worked with Kyle Proctor, and he was very knowledgeable and walked me through the whole process. I would give him 20 stars if I could! I will be recommending you guys to everyone I know. Thanks for all that you do! :) - Candice - NEWPORT, KY
Brad Baker with Caliber Home Loans was amazing form the very start. Him and his team guided me with every step that was needed to get the job done! If I was to buy another one tomorrow I would come back to you guys! Thanks - Jacob - Cincinnati, OH
Brads promptness to answer any questions I had. Also working out the deal to be most beneficial for us financially - David - CINCINNATI, OH
Great communicate from everyone on the team. Also the patience and understanding of everyone. - Brandon - Cincinnati, OH
Had a great experience with Caliber Home Loans. They did an excellent job answering all of my questions and addressing all of my concerns. As a first time home buyer, it was wonder to work with a company and a team that helped me understand each step of the process! - Anne - Covington, KY
They were very professional about everything along the way and even after the paperwork was signed. He was extremely helpful through this process and I'm looking forward to using them again in the future if i move again. - Charles - Florence, KY
Brad took the time to give me personal and timely updates on every aspect of my loan process from appraisal to closing. He is such a nice guy and works tirelessly to get the job done! He got me the best rate I had been offered in a time frame of only 3 weeks (from beginning to end). I will eagerly send anyone looking for a a house to Caliber and Brad! - Morgan - Walton, KY
My loan time didn’t just start a couple of weeks ago. Brad gave me advice almost 2 years ago leading up to the day I closed on my home. After completing everything he said I must do he he had all my things ready as if I just started that day. I really appreciate Brad Baker and his team for making sure I got the best assistants in buying a home. - Ronnie - Fairfield, OH
Great response time, very knowledgeable - Shawn - Ft Mitchell, KY
He kept in contact the entire time. He is also a man of his word I would highly recommend Brad Baker to everyone glad I chose him. - Jasmin - Middletown, OH
Overall great experience. - Mark - Cincinnati, OH
They made the process very easy and straightforward. - Shelby - Berea, KY
Fast, quick and to the point. - Athanasios - Covington, KY
N/A - Rachel - Taylor Mill, KY
Brad was more than helpful. He guided us every step of the way. Competence makes the client confident. Brad is an competent and a master communicator. I appreciate His professionalism. - Stephanie - Dayton, OH
He’s very professional, answers all my questions in a timely manner, helped me to walk thru all the paperwork. I would highly recommend him to my friends. - Claudette - Eminence, KY
Brad was very responsive! With all the moving parts associated with a relocation in a very hot real estate market, he would make it a priority to get out numbers in time for our offers. Often time, he would send back numbers within the hour! We are very pleased with the service and will definitely recommend Brad Baker to others who are searching for homes in the Cincy metro area. - Benjamin - Cincinnati, OH
The easy of it all. - Leanne - Ludlow, KY
Brad Baker was very easy to work with and did a great job of explaining all of the steps and details of our mortgage loan! - Nicholas - Cincinnati, OH
Everyone at Caliber was extremely responsive, helpful and knowledgeable. We are so grateful! - Christopher - Dayton, KY
Kyle Proctor was my main contact and he went above and beyond what was expected. - Edward - Burlington, KY
We had a couple hangups that Brad really helped us work through. We are very happy with the outcome and or new home! - Ashley - Amelia, OH
The speedy process of my loan. Anything was unsure of Brad was always available to help me. - Ayanna - Cheviot, OH
Great communication and great service. Very helpful and knowledgeable. - Paul - BATAVIA, OH
Brad was extremely attentive and helpful throughout the home buying experience. He was awesome! - Aaron - Covington, KY
Brad was SO helpful with breaking down numbers, answering phone calls and emails immediately. Communication with Brad was fantastic and he was very very nice, informative and answered any questions i had! Was very pleased to work with him and will definitely refer him to my future friends and family looking for a home! - Megan - Cincinnati, OH
Brad was very pleasant to work with. It was a huge help that he was available on the weekends, and could work around our work schedules with communication! - Jamie - Elsmere, KY
Brad was excellent. Very helpful throughout the whole process. I’ve already referred him to several people. - Woestman - Cincinnati, OH
Brad was amazing. I thought I was going to lose my chance of buying this home and Brad came in and made it happen. I can’t thank him enough!!! - Mitchell - Independence, KY
I received open communication through the whole process. As a first time home buyer I had countless question. Each time I called/emailed, I was helped thoroughly and I appreciate that. So now I look forward to spending time in my new home with friends and family. Thank you so much for all the hard work. - CHRISTA - Cincinnati, OH
Mainly the ease of use in getting everything together to purchase our new home. Plus everyone was very helpful at all hours. - Kyle - Erlanger, KY
Brad and his team are awesome. They are very professional and always go the extra mile. I would highly recommend them when you purchase your next home. - Andrea - Cincinnati, OH
Brad was the best! He made the buying process quick and easy. He really helped take the stress away, especially as a first time home buyer. I would HIGHLY recommend him to anyone looking for a great lender! - Sarah - Cincinnati, OH
Brad and Kyle were always quick to reply to any questions I had. They were very thorough and made my home buying experience a breeze! - Stacey - Covington, KY
Brad was on top of everything and it was the easiest loan process I’ve ever had very organized person and pleasant to talk to - Matthew - Independence, KY
Anytime we had a question or concern Brad was always there to answer a question. Made the experience quite easy for us. - David - Middletown, OH
With everything that is going on with Covid-19 and everything else it is incredibly hard to trust someone you can't see. Is their advice good advice, are they interested in your best interest for a loan that you can make work without running yourself thin. When working with Brad that was never a worry. From calling with just the most minor questions and getting a response from him within minutes. He worked to get us the loan we needed, while also helping reduce our debt. - Jason - Batavia, OH
This was my first home buying experience. Brad was extremely informative and helpful throughout the entire process. He was always quick to respond and able to answer all my questions, which helped to take my stress away about the situation. Thanks so much. - Benjamin - Independence, KY
Brad was not only professional but nice. Even when issues arose that was out of our control he remained calm and reassured me that he was right there with us. - Darnetta - Cincinnati, OH
Really worked hard to get us a great rate. - John - UNION, KY
Brad was extremely helpful during the entire process. I would very much recommend him to any potential home buyer. - Brian - Florence, KY
Brad made the whole process seamless ! - Ruchika - Cincinnati, OH
Brad put together a great loan option utilizing a first and second mortgage in order to save me hundreds of dollars in mortgage insurance. His team was very knowledgeable and responsive. - Mark - Verona, KY
Took care of everything in a timely manner. Took the hassle out of financing our home. - Brittny - West Chester, OH
Brad and his team worked extremely hard to get us across the finish line quickly and professionally. He made it especially easy on us being first time home buyers. We would definitely recommend using Brad and caliber Home loans to anyone. Brads ability to make you feel like you’re working with a good friend is outstanding! - Brittany - Burlington, KY
Brad was super knowledgeable and helpful through every step of the buying process, he and Kyle were always available to answer any questions I had and explained everything clearly. - Christopher - Covington, KY
Good people - Samuel - Hamilton, OH
Very Professional, Courteous, and Friendly! - Yadabi - Fairfield, OH
Brad was very easy to reach, and if he wasn’t available, he had someone who was. He was also very good about explaining every detail, and preparing me for more than what really was. I was more than happily surprised that my total payment for closing was 1100 less than I budgeted for. - Emily - Cincinnati, OH
Brad was always available and was very quick to get information! Would recommend him to anyone! - David - Covington, KY
The process and communication from beginning to end was outstanding. I would highly recommend Brad/Caliber to anyone looking for a mortgage. - Carlos - UNION, KY
Brad was great to work with. He was very helpful and knowledgeable about the entire process and made us feel at ease. He got us the lowest interest rate available a the time.... and we looked at so many lenders. So happy to have had the opportunity to work with Brad! Thanks Brad! - William - Independence, KY
Brad goes above and beyond what is expected. He has responded to emails, text, and calls at all hours. He understands how important these decisions and processes are to the home buyer, and I truly believe he wants what’s best for us. Brad helps me understand everything and allows me to make decisions with confidence. I sincerely appreciate his effort and customer service. - Logan - COVINGTON, KY
Brad was such a joy to work with. This was my first time buying a home. I thought the process would be a nightmare. Brad was polite, patient, and a great communicator. He took the time to educate and coach me. I would recommend Brad, and Caliber homes to everyone I know!! Appreciate all the hard work and effort put in to make my dreams possible!! - Suzette - Cincinnati, OH
Brad was very helpful and very informative. Willing to answer questions literally all hours which helped a lot with sleepless nights. We got a better rate than USAA which was really shocking because they usually have the best rates. Next house we'll definitely be going through Caliber home loans again. - Terren - Harrison, OH
Brad and his team was very knowledgeable, available all the time. I shopped with 2 other companies and Brad's expertise shined through all of them. Thank you so much for everything you did! - Alexander - Harrison, OH
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
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Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
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