Caliber Home Loans of Kentucky; A Private Mortgage Lender

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Kentucky is more than just bourbon and racehorses. The diverse geography and abundant wildlife peacefully coexist with sports enthusiasm, bluegrass music, and Southern hospitality, from the rural hills of the Appalachian Mountains to the vibrant energy of Louisville. Thanks to a low cost of living, access to quality health care, and a steadily growing housing market, Kentucky is also one of the most affordable states to live in.

If your forever home is among the rolling hills of Kentucky, Caliber Home Loans can help you finance it. Our growing portfolio of mortgage options has something to meet every borrowing need, including:

Conventional loans, bonds, and jumbo loans insured by Freddie Mac and Fannie Mae
Loans insured by the FHA, VA, and USDA
Financing for primary residences, secondary residences, and investment properties

Caliber Home Loans is one of the country’s fastest-growing, top-rated private lenders. Mortgages are all we do, and our customers are at the heart of our business. We are committed to delivering unparalleled support, from reviewing your options to finding your perfect mortgage solution. Our service doesn’t end when you close your loan; we’re proud to manage the majority of the loans we close on, allowing us to foster the enduring customer relationships we value so much.*

Whether you are new to Kentucky or a lifelong resident, Caliber Home Loans can guide you through your next home purchase. Our local Loan Consultants understand the nuances of regional lending requirements. Contact us today.

*Caliber does not retain servicing on all loans originated and may not service loans originated for the entire term of the loan.

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	*Closing cost offer available to customers who apply for a new purchase loan. Only available for single family primary residences and existing Caliber customers. Credit provided at closing. The offer is nontransferable and can only be used by the intended recipient. Advertised discount can only be applied toward payment of closing costs up to a total amount of $1,000 subject to product underwriting guidelines. Any portion of the discount amount not used toward closing costs will be waived.
	**A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact Caliber for additional details.
	***The lock will be honored up to 75 days total. Your rate is protected for up to 30 days to shop for a home. Once you identify a property, your rate will be locked for an additional 45 days. All rate lock extensions are subject to Caliber’s standard rate lock extension fees All rate lock extensions are subject to Caliber’s standard rate lock extension fees. Not available for all loan products. Please contact Caliber for additional details.
	****Caliber agrees to pay the borrower the amount of the earnest money deposit (up to $5,000) following the home loan closing, if the loan does not close on or before the contract closing date due to a delay caused by Caliber. Void if there are any material changes to income or assets. Offer requires 30 business days from Caliber’s receipt of purchase contract to closing date. Other requirements include: Minimum 700 credit score, owner occupied purchase transaction. LTV and property type restrictions may apply. Available only through the Caliber Retail Channel. Payment may be subject to reporting for tax purposes. Please contact Caliber for additional details.