317-550-2306
317-590-7858
10106 Brooks School Rd. Ste. 200 Fishers IN 46037
jack.overy@caliberhomeloans.com
Renovation Lending Professional
I have 21 years of experience as a residential Loan Consultant to offer you, your friends, relatives, and business partners. Recognizing that each customer has specific needs, I will utilize my expertise along with Caliber's superior "in-house-local" processing, underwriting, and closing functions, to meet those needs; assuring a smooth process from application to closing. What sets me apart from the competition is my core belief that superior customer service is the number one priority and my philosophy is to listen to each customer’s needs and respond to those needs efficiently and effectively. I also believe that continued communication is the key to building strong and lasting relationships with borrowers and business partners alike. Let me guide you home.
Read MoreI have 21 years of experience as a residential Loan Consultant to offer you, your friends, relatives, and business partners. Recognizing that each customer has specific needs, I will utilize my expertise along with Caliber's superior "in-house-local" processing, underwriting, and closing functions, to meet those needs; assuring a smooth process from application to closing. What sets me apart from the competition is my core belief that superior customer service is the number one priority and my philosophy is to listen to each customer’s needs and respond to those needs efficiently and effectively. I also believe that continued communication is the key to building strong and lasting relationships with borrowers and business partners alike. Let me guide you home.
5.0
Process was long and drawing but overall a fantastic experience! - Blain - Indianapolis, IN
5.0
The Team Worked extremely hard to make this purchasing process smooth and seamless. The process moved along very well even when a speed bump or two got in the way. We overcame the obstacles with open communication and diligence. A great experience!!! - Jason - Indianapolis, IN
5.0
Jack is simply the best there is! I had a negative experience with my initial lender and came to Jack after that fell through. Jack was communicative, reassuring, and timely. He came through for me when I needed it the most! I recommend him 110%. - Amanda - Indianapolis, IN
5.0
I had a great experience when I bought my house with this team and was just as pleasant during the refinance. If I had any questions at all jack was quick to respond With the information needed. Thanks again Jack and all coworkers at caliber home loans who helped assist with my paperwork - Gary - GREENWOOD, IN
5.0
Great communication and everything completed in timely fashion. I felt very comfortable throughout the entire process! - Allison - Indianapolis, IN
5.0
Jack answered all of our questions in a timely manner and made the process easier. - Brian - Coatesville, IN
5.0
Clear and consistent communication - Gibran - Indianapolis, IN
5.0
Jack Overy offered the best rate among many, & he worked diligently to ensure we were able to close within a short, & very aggressive time frame. - Cavett - Franklin, IN
5.0
Every step of our loan process was executed flawlessly. Jack and his team is by far the best I've ever worked with. Thanks Jack, you're awesome! - Jonathan - Carmel, IN
5.0
I liked how Jack called me on closing day to go over everything and make sure I understood everything. - Brooke - Greenfield, IN
4.8
Jack was great! He was very knowledgeable and never failed to answers any questions we had, and we had a lot. Everything was done in a timely manner, and it all went smoothly. - Osvaldo - Lebanon, IN
5.0
Jack was incredible. Deserves a massive raise. - Jenna - FORTVILLE, IN
4.5
Very smooth from start to finish. - Anthony - Coatesville, IN
5.0
I was a first time home buyer. I had heard the horror stories everyone else has heard about the home buying process. Jack and Kelly at Caliber made it as simple as possible! I had a ton of questions and they were very informative. They made sure all the decisions I made were informed decisions! In the end, I got a great home at a record low rate! I would highly recommend them! - Matthew - Indianapolis, IN
5.0
Jack was recommended to me when I had difficulty with another lender a few years ago. He was fantastic in helping finance a new home, and very responsive in running different finance scenarios and answering all my questions. Recently, I decided to refinance the home, and worked with Jack and his team again. The process was as stress-free as possible and I'm very happy with the way my refinance turned out. Highly recommend! - Barbara - Avon, IN
5.0
Jack and his team were great to work with. Any questions we asked were answered promptly and intelligently. - Brett - Carmel, IN
5.0
This was my first time purchasing a home and Jack was very helpful. He explained everything in detail to me and helped me to understand the process. - Logan - Beech Grove, IN
5.0
Jack and his team were very friendly and professional. They were willing to answer any questions that we had along the way in a polite and timely manner. - Eric - New Palestine, IN
4.7
It was a very smooth process for us! - Jennifer - Indianapolis, IN
5.0
Jack did a great job explaining things as well as worked very hard on getting our loan approved.. - Seth - New Palestine, IN
5.0
Jack and his team is the absolutely best! We had a complex scenario, Jack did a wonderful job seeing through on the best point of direction. Second home we’ve financed with with Caliber. - Justin - Zionsville, IN
5.0
Jack and his team were friendly and attentive throughout the approval process. Jack personally talked me through each of the documents and explained everything in detail. It was a painless process! - Jeremy - Indianapolis, IN
5.0
The process was quick and the communication was excellent. All my questions and concerns were answered quickly and with compassion. Jack took the time to make sure I understood every step of the process. I will recommend him to everyone I know!!! - Kimberly - Indianapolis, IN
5.0
Jack worked through a lot of adversity during the pandemic issues and got us what we needed during all of the changes. I appreciate him being patient and not putting us in a less desired result. He kept working to put us in the situation we were looking for, not just settling for a bad or neutral position during the changes. - Jason - Greenwood, IN
5.0
Jack got us approved within seconds just before leaving for the day while me and my husband were standing in our dream home. He got us out of paying pmi and recommended the right mortgage that worked best for us. He walked us through the entire process (first time home buyers) by holding out hand and explaining everything! He got us a bad ass interest rate and kept our monthly payment right under what we said we wanted to pay per month. I will recommend him to anyone! - Rachel - Greenfield, IN
5.0
Jack provided professional and informed advice followed up with prompt and efficient service. - Justin - New Palestine, IN
5.0
Jack was extremely helpful with this entire process of purchasing my first home. He explained everything very clearly and that really helped me feel at ease with the entire process. - Zachary - Indianapolis, IN
5.0
Jack was a pleasure to work with on our refinance. He responded quickly to any questions we had. - Kelly - Indianapolis, IN
5.0
Jack was great and always available for our questions and gave us the best advice or route we needed to take in our refinancing process. - Robert - Indianapolis, IN
4.8
Very timely and took the time to answer all our questions and offer advice. - Michael - Greenwood, IN
5.0
Fast closing. Not dragging it out. - Christopher - Fountaintown, IN
5.0
Jack made getting my first home mortgage very easy! Was very knowledgeable and made the entire process very painless and simple! Highly recommend! - Shelby - Indianapolis, IN
5.0
The ease of thier docu sign web page is great. - Jason - Indianapolis, IN
4.7
It was great working with this company when bought out home. - Katrina - Indianapolis, IN
5.0
Clearly explanation of all options, walk me through items line by line. Easy to get ahold of Jack and everyone on his team. Awesome service, very prompt and professional - Rachel - Indianapolis, IN
4.7
Quick and easy refi. - Vincent - Indianapolis, IN
5.0
Communication, explaining the process as first time home buyers! - Corinne - Indianapolis, IN
5.0
Jack was very pleasant and very organized. He kept me informed of what I needed to do and help me through the mortgage process. I would recommend him to any of my friends. - Ronald - Carmel, IN
5.0
Jack was great to work with. Made the process of purchasing a home smooth and stress free. - Cody - Avon, IN
5.0
It was the quickest, easiest, home loan process I've ever had. - Lisa - Indianapolis, IN
4.8
Jack and hist team know me and care about me. Communication was very good - Christopher - Indianapolis, IN
5.0
We had a great experience with Jack and Caliber team! We would highly recommend them! - Stacy - NINEVEH, IN
5.0
It was easy, successful and beneficial to me. - Beverly - Indianapolis, IN
5.0
Great experience - Thomas - Fishers, IN
5.0
Great service from start to closing!!!!!!!!!!! - Jimmy - Greenfield, IN
5.0
Appreciate Jack’s style of personal interaction and explanation of information and the process. I was also grateful for his consideration of options as well as attention to appropriate specific timing to refinance. - Cormack - Indianapolis, IN
5.0
We have been with Jack for many many years and are completely loyal to him . He is the reason we stay with Caliber. Our refinance was absolutely painless ... his entire team is as wonderful as he is. We refer everyone we know specifically to Jack and wouldn't trust anyone else with our mortgage . You are very blessed to have him as an employee. - Amy - Greenfield, IN
5.0
My first time being a home owner and everyone was awesome even during the pandemic! Thank you! 😊 - Candy - Greenfield, IN
5.0
Our experience was great - Denise - New Palestine, IN
5.0
Caliber is great to work with. - Tyler - Mccordsville, IN
5.0
Jack was quick to assist us when doing a refinance of our current mortgage. Jack found the right rate for us and quickly made the refinance simple and easy. Jack responded to emails and phone conversation quickly and gave us advice as to the proper way to finish the refinance without the big headache. - Robert - New Palestine, IN
5.0
The entire process was very easy and the professionals that we dealt with did a wonderful job! - Tracey - Greenfield, IN
5.0
Great experience! - Malinda - Indianapolis, IN
5.0
Everything from start to finish was prompt, easy, and I was always kept updated. Whenever I had a question a response was quickly received from Jack and his team. even during the COVID-19 pandemic closing was made easy. The whole process was quicker than expected and Pain free!!! - Dendra - Fishers, IN
5.0
Jack was very responsive when it came to emails and calls. Him and his team constantly checked in and updated us on the process. They also made everything fall into place so naturally. - William - Indianapolis, IN
5.0
Great from start to finish. - Ryan - Indianapolis, IN
5.0
Jacks team was patient and kind throughout the entire process. My hat is off to you all. - Richard - Greencastle, IN
5.0
3 experience with Jack and he is always on top of things! - Caleb - New Palestine, IN
4.8
Even though I was making a move from out of state during a pandemic, Jack was quick to answer any questions or concerns that I had throughout the process. Really very helpful!! - Laura - Indianapolis, IN
5.0
Jack goes above and beyond to get the job done. I know I have a trusted partner to get the job done when I refer any client to him. Second to none in his field. - Joshua - New Palestine, IN
5.0
Buying a house is a very stressful time. Jack Overy made this process a smooth and quick. - Rebecca - Indianapolis, IN
5.0
Jack and his team were very helpful and kept great communication during the entire process. - Christie - Noblesville, IN
5.0
Communication and service . Jack is the best !! - Kathleen - Fishers, IN
5.0
I had a great experience. Everyone was quick to get back to me and walk me through the process! - Michele - Indianapolis, IN
5.0
Jack is awesome to work with! He is very professional, provided clear information, and answered all questions quickly! - Melinda - Indianapolis, IN
5.0
Efficient, thorough, no nonsense - terrific experience - Lynne - Carmel, IN
5.0
Jack and his team were always prompt and supportive to all of my questions. - Sara - Knightstown, IN
5.0
Jack was very knowledgeable, prompt and responsive. He truly always looks out for what is best for my situation. I would highly recommend him to anyone. - William - Fishers, IN
4.8
very simple well explained! - Perri - Greencastle, IN
5.0
It is always an easy, smooth process working with Jack. He is thorough, knowledgable, and always communicates promptly. - Ashley - Greenwood, IN
5.0
Very helpful - Christina - Indianapolis, IN
4.7
I've dealt with Jack Overy on multiple occasions in the past. He never ceases to impress with his knowledge of the home finance business. His staff is always courteous, professional, and helpful in every way. Jack and his staff respond very quickly to any questions or correspondence I send. Everything they do makes for a great experience. - Gene - Whiteland, IN
4.7
It obvious that Jack is a master of his trade and has an excellent staff. Total Package. Thanks for all of your help. - Michael - Indianapolis, IN
5.0
Jack was responsive and informative. He addressed all of our questions and worked closely with us to resolve issues as they came up. It was a pleasure working with Jack and the Caliber team, and we will most certainly look to he and Caliber again in the future! - Anthony - Greenfield, IN
4.7
Jack is easy to get a hold of and is always willing to share his thoughts and opinions. He is truly interested in serving each and every client like they are his only client. - Richard - Indianapolis, IN
5.0
Jack is always great to work with. He is always giving us updates and gives us several options to choose from. - Brian - Greenfield, IN
5.0
The whole process was easy and flowed nicely even as the world moved to stay at home. We were still able to get everything done and we saved a ton. - Nicholas - Fishers, IN
5.0
Great people. Efficient and friendly process. - Brenda - Fishers, IN
5.0
Helpful and good communication. - Shanda - Fishers, IN
5.0
I cannot thank Caliber and particularly Jack and his team for supporting me through this process. As a first time home owner this process can be quite overwhelming. Jack and his team worked quickly and efficiently to help me purchase my dream home with a small down payment and excellent interest rate. I could not be more pleased. - Rebecca - Elkhart, IN
5.0
Very easy process - thank you! - Linda - Indianapolis, IN
5.0
Wonderful experience working with Jack Overt and the Caliber team. Would highly recommend them to anyone. - Zachary - Fountaintown, IN
5.0
Jack made everything easy and explained things in a great way. Great experience! - Jacob - Indianapolis, IN
5.0
Jack was very helpful and dedicated to getting the us to closing. He made the whole experience understandable and as easy as possible - Joshua - Greenwood, IN
4.8
Jack was able to get a difficult situation resolved fairly quickly. I highly recommend him. - Trent - Cloverdale, IN
4.8
Jack was super-helpful and gave great advice. He worked fast and was always available for questions. - Martha - Indianapolis, IN
5.0
Jack was great! The process went very smoothly and was all done in a timely manner. - Justin - Indianapolis, IN
5.0
Thank you very much for everything you have done. Very much appreciated! - Scott - Indianapolis, IN
5.0
Made a stressful experience easy. Great communication. - Rachel - Indianapolis, IN
5.0
As a first time home buyer I was clueless on the process. Jack walked me through and held my hand ll the way through the process. I’m grateful for his knowledge, expertise, and patience to get my loan approved. I made a few mistakes along the way, but Jack helped me over each hurdle. I posted on my personal and business FaceBook page my recommendation of Jack Overy at Caliber. Thank you! - Tracy - Indianapolis, IN
5.0
Just efficient, and quick what I expect from a professional company that is taking care of a valued previous customer, and Jack nailed it thanks - Michael - New Castle, IN
4.7
We got done AHEAD of schedule and everyone on the team is super friendly and knowledgeable, what else can you ask for? - Jestin - Indianapolis, IN
5.0
Jack was very knowledgeable and helpful throughout the whole process. Would recommend Jack and Caliber Home Loans to everyone I know that is trying to purchase their dream home. - Charles - Greenfield, IN
5.0
Beth was amazing and how quickly Jack responded to questions was fantastic! - Jaclynn - Indianapolis, IN
4.5
6104 - Ethan - New Palestine, IN
5.0
966 - Thomas - Indianapolis, IN
5.0
4953 - Katlin - Indianapolis, IN
5.0
5838 - Nancy - Greenwood, IN
Update the information below to estimate your monthly payment
Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Monthly Principal & Interests : $1145.80
Monthly Real Estate Taxes : $316.67
Monthly Insurance : $66.67
Monthly PMI : $0.00
Total Monthly Payments : $1529.13
Loan To Value Ratio : 80.00%
Months With PMI : 0 months
Refinancing your existing mortgage may be easier than you think.
Learn More >>
Do you have questions about lower down-payment options?
Learn More >>
Refinancing your existing mortgage may be easier than you think.
Learn More >>
Do you have questions about lower down-payment options?
Learn More >>
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