Starting in November, you’ll see changes to how you view your loan details and make payments in MyAccount. There will be a timeframe from 12 noon CST on Friday, October 29 through 10:00 a.m. CST on Monday, November 1 when you won’t be able to view your loan information or make payments online. Learn More

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Loan Consultants

Meeting new people and assisting them with their home financing needs are what make my job as a mortgage loan officer so rewarding. For almost twenty years, I have helped thousands of clients secure the right mortgage at a great interest rate, making the dream of home ownership both affordable and enjoyable for them. I work relentlessly on behalf of my clients to ensure a smooth transaction from start to finish. Precision with details and frequent communication with all parties involved in the transaction are the characteristics that define my work as a loan officer.

A 1988 graduate of Wheaton College with a major in Mathematics and a minor in Psychology, I went on to earn a Master's Degree from Northern Illinois University. After careers in the fields of education and finance, at the suggestion of a good friend I entered the mortgage industry in 2001. I have thoroughly enjoyed my time in this business, as I am blessed to work with wonderful people both in and outside the office.

I met my wife Claudia at Wheaton College and we married in 1990. We have 3 wonderful children, twin daughters and a son. In our free time we enjoy relaxing at the beach, traveling overseas, reading a good book by the fireplace, and hosting people in our home for a meal. We are active in our church, and love having many of our extended family close by.
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>

What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>

Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

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