Caliber Home Loans of Illinois; A Private Mortgage Lender

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Home to the third-largest metropolitan area in the country (Chicago), Illinois is a pocket of the Midwest with a lot to offer. From freshwater beaches and scenic byways to an up-and-coming cultural scene and sports galore, Illinois is a family-friendly state grounded by its historical--and agricultural--roots.

Caliber Home Loans boasts the industry expertise to help you navigate your financing options in such an economic environment. Mortgages are all we do and customers are our passion, so we are dedicated to finding the right solution for your goals and your money. Because we are a private lending company, we are able to offer a level of personalized service. Whether you are looking to buy, refinance, or renovate, we have a loan product for you. Our portfolio options range from government-backed loans to customizable mortgage programs, and include:

Conventional loans, bonds, and jumbo loans insured by Freddie Mac and Fannie Mae
Loans insured by the FHA, VA, and USDA
Financing for primary residences, secondary residences, and investment properties

Our support doesn’t stop when we close a loan; we go on to service the majority of the loans we close on, allowing us to establish strong, enduring relationships with our customers.*

Now is the time to take advantage of the benefits and programs designed to extend homeownership to borrowers in Illinois. Contact one of our experienced local Loan Consultants today so we can guide you through the process and into your home.

*Caliber does not retain servicing on all loans originated and may not service loans originated for the entire term of the loan.

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	*Closing cost offer available to customers who apply for a new purchase loan. Only available for single family primary residences and existing Caliber customers. Credit provided at closing. The offer is nontransferable and can only be used by the intended recipient. Advertised discount can only be applied toward payment of closing costs up to a total amount of $1,000 subject to product underwriting guidelines. Any portion of the discount amount not used toward closing costs will be waived.
	**A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact Caliber for additional details.
	***The lock will be honored up to 75 days total. Your rate is protected for up to 30 days to shop for a home. Once you identify a property, your rate will be locked for an additional 45 days. All rate lock extensions are subject to Caliber’s standard rate lock extension fees All rate lock extensions are subject to Caliber’s standard rate lock extension fees. Not available for all loan products. Please contact Caliber for additional details.
	****Caliber agrees to pay the borrower the amount of the earnest money deposit (up to $5,000) following the home loan closing, if the loan does not close on or before the contract closing date due to a delay caused by Caliber. Void if there are any material changes to income or assets. Offer requires 30 business days from Caliber’s receipt of purchase contract to closing date. Other requirements include: Minimum 700 credit score, owner occupied purchase transaction. LTV and property type restrictions may apply. Available only through the Caliber Retail Channel. Payment may be subject to reporting for tax purposes. Please contact Caliber for additional details.