Caliber Home Loans of Idaho; A Private Mortgage Lender

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Steady growth in career opportunities plus a wealth of natural wonders makes Idaho a true diamond in the rough. Homeownership in Idaho is one of the nation’s highest, thanks to a housing boom in the early 2000s, low medical and living costs, and tax benefits for several demographics. The economy is robust and the outdoor activities plentiful if you decide to make Idaho your home.

Caliber Home Loans, Inc. ("Caliber") is a private lending company experienced in the uniqueness of Idaho’s home financing opportunities, and we can help find a solution that’s right for you. We are proud to manage the majority of the loans we close on.* This means that we are able to foster the genuine, long-lasting customer relationships that form the foundation of our business. Our clients are our passion and mortgages are all we do, so your goals, dreams, and values really do become ours. Thanks to our growing portfolio of lending options, we are able to offer a customized financing plan that’s tailored to your needs, including:

Conventional loans, bonds, and jumbo loans insured by Freddie Mac and Fannie Mae
Loans insured by the FHA, VA, and USDA
Financing for primary residences, secondary residences, and investment properties

The American Dream is alive and well in Idaho, and Caliber Home Loans can help you achieve it. Contact one of our local Loan Consultants to find out how we can get you on the path to homeownership.

*Caliber does not retain servicing on all loans originated and may not service loans originated for the entire term of the loan.

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	*Closing cost offer available to customers who apply for a new purchase loan. Only available for single family primary residences and existing Caliber customers. Credit provided at closing. The offer is nontransferable and can only be used by the intended recipient. Advertised discount can only be applied toward payment of closing costs up to a total amount of $1,000 subject to product underwriting guidelines. Any portion of the discount amount not used toward closing costs will be waived.
	**A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact Caliber for additional details.
	***The lock will be honored up to 75 days total. Your rate is protected for up to 30 days to shop for a home. Once you identify a property, your rate will be locked for an additional 45 days. All rate lock extensions are subject to Caliber’s standard rate lock extension fees All rate lock extensions are subject to Caliber’s standard rate lock extension fees. Not available for all loan products. Please contact Caliber for additional details.
	****Caliber agrees to pay the borrower the amount of the earnest money deposit (up to $5,000) following the home loan closing, if the loan does not close on or before the contract closing date due to a delay caused by Caliber. Void if there are any material changes to income or assets. Offer requires 30 business days from Caliber’s receipt of purchase contract to closing date. Other requirements include: Minimum 700 credit score, owner occupied purchase transaction. LTV and property type restrictions may apply. Available only through the Caliber Retail Channel. Payment may be subject to reporting for tax purposes. Please contact Caliber for additional details.