I have been assisting homeowners with their residential home loan needs since early 2004. My goal is to become an instrumental member of your team of advisors and earn your business for life as a result of my honest and straight-forward approach. By listening to your needs or concerns and tailoring a unique plan for you, we will allow a sometimes stressful process to move along efficiently and seamlessly. I will strive to earn the referral business of your friends and family as a result of your experience with me. I am originally from the small town of Wadley, AL and have lived in the Atlanta area since 2001. When I am not working, I am an avid college sports fan (Auburn fan-WDE) and enjoy the Atlanta Braves, Atlanta Falcons, the outdoors, hunting, fishing, and exercising as much as possible. I am married to Angeline M. Kelly, and we have two children named Mia and Dylan. NMLS #294780 Licensed Georgia, Alabama, and Florida
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

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