Starting in November, you’ll see changes to how you view your loan details and make payments in MyAccount. There will be a timeframe from 12 noon CST on Friday, October 29 through 10:00 a.m. CST on Monday, November 1 when you won’t be able to view your loan information or make payments online. Learn More

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Loan Consultants

The Tampa Team at Caliber Home Loans, Inc. is committed to providing ideal financing options to homebuyers and homeowners in Tampa Bay, Central Florida and Beyond. Since 2004, our Team has built successful and lasting careers on a foundation of helping families and borrowers realize the dream of home ownership while providing outstanding customer service. The Tampa Team believes in making service its number one priority. Customer service means fast responses, taking time to explain different financing options and being the most educated mortgage professionals in the industry. These services are all provided at competitive prices. My personal goal has always been to establish a lasting relationship with each of my buyers and referral partners. With Caliber also servicing our loans, I’m always available to help with mortgage questions or needs throughout the life of each loan and years after closing, making me your Loan Consultant for life! What sets me apart from the competition is my core belief that honest and open communication is paramount. My philosophy is to listen to each customer’s needs and respond to those needs efficiently and effectively. Because of my advanced knowledge and experience in self-employed income analysis and complex underwriting scenarios, I believe this combination of helps me to determine the very best options for my borrowers. Caliber is a dedicated Mortgage Lender and Servicer. This means we can offer you a wider selection of loan products than many banking institutions. These include Aggressively Priced Jumbos, Non-Warrantable Condo’s, Investment Property options, Caliber Portfolio Products (non-agency) for borrowers with recent credit events such as Bankruptcy and Foreclosure. We also provide the standard Conventional, Government (FHA, VA & USDA) products and more. We say “Yes” when others say “No” which is why Caliber Home Loans is a National Leader in mortgage lending. When I am not assisting customers with their home loans or mentoring my teammates, I enjoy spending time with my family. My wife Sheryl and I have been married over 30 years and have raised two successful sons, Sam & Josh along with our dog Rusty. We enjoy extensive travelling, beaches and the beautiful Florida sunshine.
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>

What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>

Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

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