Michael explained everything you needed to know along the way. Seamless and stress free. - Angela - Valrico, FL

Thanks for the honesty, honesty and customer service; for giving us the opportunity to acquire our first home! My family is very grateful ... I will not hesitate to recommend Michael and his service. - Kevin - Brooksville, FL

After the initial consultation concerning whether I qualified for the the specific program, I was pleased with the service and the communication to get everything done in a timely manner. - COLEMAN - Tampa, FL

Michael is the best made this a great experience... - Gerald - Land O Lakes, FL

I was taken care from day one and closed in under 30 days. The entire team did all they could to make the experience a great one. Thank you - Joaquin - Riverview, FL

As a first-time homebuyer, Michael made sure the process went very smoothly for me. I always felt well informed and on track to meeting all deadlines. I felt very comfortable working with Caliber and look forward to working with them again. - Maria - Atlanta, GA

purchasing a home out of state was very stressful, but Michael was always available to answer questions. He put me at ease & went out of his way to solve issues that came up along the way. - Roseann - Holiday, FL

Michael keeping us updated during the whole process using great communication skills. - Leila - Brandon, FL

I have already recommended Michael to two associates who are looking to buy their first homes. He was absolutely amazing during this entire process. Five stars all the way around since I can only give those and not 10 - Kristen - Zephyrhills, FL

Fue una buena experiencia hubo comunicación en todo momento y el Sr. Garmendia fue claro y bastante preciso en los números en cuanto al prestamo. - Eyla - Zephyrhills, FL

Your professionalism and attention. - Emanuel - Zephyrhills, FL

Excellent and honest communication. Original Mortgage loan and Refinance both done in a very timely manner. All my questions answered immediately. - Tracy - SAINT PETERSBURG, FL

Fue un placer qué Michael me ayudara a solucionar el refinanciar mi casa. Lo felicito y lo recomiendo con mucho orgullo.. es todo un profesional. Muchas gracias. Y bendiciones - Iliana - PORT RICHEY, FL

Michael and his team did a superior job making the home buying process a smooth one. Their attention to detail and constant contact with us made us aware of every step in the process - Carlos - Brandon, FL

Michael made everything go as smoothly as possible. - Samantha - Tampa, FL

Michael was very helpful in guiding me thru the process each step of the way. He was always available to answer question I had. I would highly recommend Caliber and Mr. Garmendia to anyone needing assistance in buying or refinancing a home loan. Thank you again Ms. Thompson - Marilyn - Apollo Beach, FL

Michael Garmendia does an excellent job and is always available for any questions about the process. - Linmary - Seffner, FL

Great associate! Very responsive and efficient! - Magdalena - Tampa, FL

Michael made our process quick and easy. Thank you - David - Tampa, FL

This is the second time I've used Michael. I would highly recommend him. - Jessica - Tampa, FL

Michael was always available to answer questions And get back to us almost immediately. He was able to take much of the stress out of the loan process. He was a pleasure to work with and we would recommend him highly. - Alicia - Apollo Beach, FL

Professional throughout the process. - Peter - Apollo Beach, FL

The entire experience was lovely Michael and his team worked their absolute hardest to make sure my family and I had a smooth transition, I couldn't be more thankful! - Viviana - Lakeland, FL

The whole experience was very pleasant, Michael along with his team made it happen! with all his knowledge and great dedication guided and educated us on all the steps needed to be followed as well as any documentation required. We are very thankful to all since now we have the keys of our new home and can't wait to move in!!! - Hugo - Lakeland, FL