Michael and his team did a superior job making the home buying process a smooth one. Their attention to detail and constant contact with us made us aware of every step in the process - Carlos - Brandon, FL

Michael made everything go as smoothly as possible. - Samantha - Tampa, FL

Michael was very helpful in guiding me thru the process each step of the way. He was always available to answer question I had. I would highly recommend Caliber and Mr. Garmendia to anyone needing assistance in buying or refinancing a home loan. Thank you again Ms. Thompson - Marilyn - Apollo Beach, FL

Michael Garmendia does an excellent job and is always available for any questions about the process. - Linmary - Seffner, FL

Great associate! Very responsive and efficient! - Magdalena - Tampa, FL

Michael made our process quick and easy. Thank you - David - Tampa, FL

This is the second time I've used Michael. I would highly recommend him. - Jessica - Tampa, FL

Michael was always available to answer questions And get back to us almost immediately. He was able to take much of the stress out of the loan process. He was a pleasure to work with and we would recommend him highly. - Alicia - Apollo Beach, FL

Professional throughout the process. - Peter - Apollo Beach, FL

The entire experience was lovely Michael and his team worked their absolute hardest to make sure my family and I had a smooth transition, I couldn't be more thankful! - Viviana - Lakeland, FL

The whole experience was very pleasant, Michael along with his team made it happen! with all his knowledge and great dedication guided and educated us on all the steps needed to be followed as well as any documentation required. We are very thankful to all since now we have the keys of our new home and can't wait to move in!!! - Hugo - Lakeland, FL

Excellent to work with and great follow up process- high recommendations. - Omar - Riverview, FL

Michael was always there for questions and understanding of the stressors that come along with a refinance. - Christine - Riverview, FL

Very knowledgeable and helpful with the whole process and kept it moving smoothly the whole way. - Calvin - Plant City, FL

Michael was great to work with! He made the process run smoothly. - Christina - Riverview, FL

It's always a pleasure working with Michael Garmendia of Caliber! He gladly answers questions thoroughly and without making you feel like a pest. - Jelcher - Riverview, FL

Absolutely fantastic,one of the easiest experiences I’ve ever had purchasing anything let alone a house - Darren - Valrico, FL

Michael Garmendia is the man! He worked tirelessly to get my loan to the closing table. I couldn’t be more satisfied with the job he did to get me into my home. I’m telling everyone who will listen to use him! - Gregory - Wimauma, FL

My refinance was handled efficiently and timely and kept me informed of the process along the way. A very courteous and friendly staff. Thank you to all! - Susan - Wesley Chapel, FL

Michael was excellent. He always followed up and I was never wondering if he received my voice messages or what the status was on a particular thing. He was patient with me and clarified some things that I wasn't understanding and didn't make me feel stupid when I asked a question more than once because I wasn't understanding. He made this who experience flow perfectly. Even amidst this great pandemic, Michael was a pro and I'm so glad that I was referred to him!! Very satisfied!! - Craig - Zephyrhills, FL

Transparency, knowledge and honesty - Elizabeth - Kissimmee, FL

The professionalism The paying attention to detail the overall process of easing tension, In this trying times of corona - Samuel - Kissimmee, FL

Michael was an absolute pleasure to work with. He was Professional, knowledgeable, and always available to answer any questions at any time. I highly recommend Michael and Caliber Loans - Alfred - Belleair Beach, FL

He is a very helpful person, nice and very professional. Thank you for all your support and help to make our dreams come true... - Karin - Tampa, FL

Michael was amazing in walking me through the entire process and always being available when I had any questions - Brett - Clearwater, FL

Michael was always available to answer any questions I had throughout the process. - Katherine - Tampa, FL