Prompt communication - Kristeen - Saint Petersburg, FL

From the moment I contacted Frank to refinance we were provided with many options and great communication throughout the entire process. - Wendy - Dade City, FL

Perseverance - Martha - New Port Richey, FL

Frank’s and his team are knowledgeable and responsive. All our questions and concerns were addressed promptly and to our satisfaction. An overall great experience for first time buyers in Florida. - Antica - Clearwater, FL

Their communication was clear on everything. They made the whole process very easy for us. - Terese - Dunedin, FL

I trust Frank and his team to make the best recommendations for me considering my goals both in the short and long term. - Nicholas - Riverview, FL

The refinance process was fast and efficient because I was able to submit all the documentation they required on-line. I was also able to review and sign off documentation electronically which made the process a breeze. Highly recommend Frank Gemma and his team for a very positive experience. - Christopher - PINELLAS PARK, FL

Frank and his staff were very prompt in returning my calls and answering all my questions and concerns. - Sabrina - Saint Petersburg, FL

Excellent communication and patience and the value of your experience was tremendous - Tony - Saint Petersburg, FL

Frank and his team are knowledgeable, friendly and efficient! I would recommend them to anyone in need of a loan or a refinance. - Lisa - Pinellas Park, FL

Friendly and answered all questions clearly. - Nancy - PINELLAS PARK, FL

Frank and his team are wonderful, answered all my questions and kept me involved. They were great from start to finish. - Carl - Palm Harbor, FL

The whole process was very professional and everyone that I spoke with was very nice and helpful - Chambers - Palm Harbor, FL

The whole process was very professional and everyone that I spoke with was very nice and helpful - Chambers - Palm Harbor, FL

Frank supports you throughout the application and loan process. If I had a question or wasn’t sure about anything, I could contact him and /or his TEAM GEMMA anytime. In addition, I loved the 2 minute videos he sent preparing us for the different stages, keeping us appraised of common mistakes to avoid during the process that might affect our credit etc. I always felt he was a phone call away. The Team seamlessly worked with the Title Company and Derri of Team Gemma always responded after receiving docs or information requested. I never had to worry if it “went through”. I HIGHLY recommend Frank and his TEAM GEMMA! - Marie - Belleair, FL

The whole process - Daniel - Largo, FL

The entire process was great, everything from beginning to end was uneventful! And we even closed 1-week earlier than anticipated. - Kathleen - Tampa, FL

Great communication, clear guidance, ease of execution and friendly, personable service from our agent, Frank Gemma. - Mark - ODESSA, FL

The communication the ease of applying and uploading docs - Michelle - Largo, FL

Frank and his team were helpful and prompt when answering our questions. - Kimberly - ODESSA, FL

The overall support I received through the process was second to none! - William - Seminole, FL

Frank and his team did a great job making what can be a stressful situation better. They answered all my questions with patience and professionalism. I would definitely use the team again for future real estate purchases. - Karey - TARPON SPRINGS, FL

Frank made the process easy. Many of the forms were completed through their portal. - Teresa - OLDSMAR, FL

Frank was responsive and informed, walked me through the process and made sure all my questions were answered. - Kenneth - Land O Lakes, FL

Everything went smoothly! - Joshua - TARPON SPRINGS, FL

Frank really went out of his way to help us get our loan - Brenda - Ocala, FL

Everything was great - Jeffrey - Tarpon Springs, FL

The whole experience with caliber home was incredible process make it seem so easy the whole entire team is amazing highly recommend it!! - Latsamy - Temple Terrace, FL