Great job, fast, efficient, and great communication. - Timothy - Tampa, FL

The team was communicative, helpful, and guided us every step of the way. I will continue to send all referrals your way. Thanks for taking such great care of us! Melissa and Brian - Melissa - Safety Harbor, FL

Frank is very reliable, customer service driven and honest. - Elizabeth - SAINT PETERSBURG, FL

Frank is extremely knowledgeable and someone we trust. He leaves no uncertainty and is always willing to help or answer any questions. - John - CLEARWATER, FL

Frank is amazing. He helped my mother, my brother, and now myself with the home loan process. He COMMUNICATES. Frank was very clear, and there were no surprises. He was always one step ahead and made every day, from pre-approval to closing, very easy. I am very happy with Caliber, and mainly Frank. I've recommended him to my co-workers. - JUDIAN - Tampa, FL

Frank was very friendly, knowledgeable and easy to work with. The process went like a breeze. - Deanne - DUNEDIN, FL

Frank and his team made the process so much easier for me. They were referred to me by a family member that also had a great experience working with them. Communication was very good and I felt they cared for me as a client and provided with the best options for my situation. - Emmeth - Tampa, FL

Frank was very efficient, informative and knowledgeable. - Rosemaria - Tampa, FL

Always kept me informed. You and your team worked really hard to close and you guys made it possible. We are very grateful for your hard work. Thank you - Yanet - Zephyrhills, FL

From the beginning to the end the overall experience with Frank and Caliber was fantastic, they were helpful, and worked with me through everyting professionally. They were patient and very kind and the process went smoothy and they worked hard to get me the best deal. I will use them again and again and recommend them to all my friends and family. - Timothy - CLEARWATER, FL

Frank was a great guy to work with. Very knowledgeable and answered all my questions. Also the staff is very helpful, professional and friendly. Would use this company again without question! - Ray - Lakewood Ranch, FL

Frank worked with me for almost a year to help guide me through the refinancing of my home. He's the best Mortgage broker I know and I'll be reccomending him to anyone who needs a house or refinancing. - Jerry - CLEARWATER, FL

Frank did an awesome job getting the numbers where they needed to be so we could make this happen - Michael - New Port Richey, FL

2nd time we used Frank Gemma with Caliber Home Loans. His team made it easy to work with and was in constant communications throughout the whole process. - Christine - Saint Petersburg, FL

Process was easy and great people to work with! - Michael - TAMPA, FL

Frank did an outstanding job guiding us through the mortgage process. As first-time home buyers, we appreciated his honesty and transparency as well as his patience! He took the time to answer every question we had and checked in on us periodically to keep us updated on the status of our loan and see if we had any other questions or concerns. He made us feel at ease the first time we talked with him - a true pleasure to work with! - Ryan - Valrico, FL

Clearly explained all questions I had . Very patient with customers. Kind and nice conversation with all members of the team. - Eva - North Port, FL

Frank and the Gemma team are great! They’re professional, knowledgeable, and friendly! - JUSTIN - Largo, FL

Team support Presented info on time and adequately Excellent closing process - Miguel - Palm Harbor, FL

Frank and his team provide honest service in a very efficient manner. Will continue to recommend Frank to friends and family. Thanks for making the refi a breeze! - Thomas - Clearwater, FL

Frank and Derri where there with me the through the entire process. Even though my loan was more difficult due to my marital situation Frank and Derri guided me through it and reassured me when I needed it. That level of commitment and service doesn't convey in the closing statement but its the exact reason why this was my 3rd loan with Team Gemma and wont be my last. - William - Saint Petersburg, FL

Frank is the best! Absolute pleasure to work with and super knowledgeable and helpful. Highly recommend. - Michael - Saint Petersburg, FL

Availability and friendly staff. - Deborah - Seminole, FL

Frank and his team members provided clear and accurate information and all were responsive to requests for help and clarification. They were also patient, respectful and quick to provide assistance. - R - Seminole, FL

Frank and his team took the time to explain every aspect of the refinance to me. They were on top of each aspect and made it a quick and smooth closing. - Kelsie - Tampa, FL

Frank and his team reached out to me. They made the process as simple and smooth as possible, while always being cordial. - Richard - Saint Petersburg, FL

Frank's team is amazing! Being this is the 1st time I'm buying a home on my own, they gave me great support! I will be referring Caliber Home Loans to my family and friends! - Lee - Kenneth City, FL