I trust Frank and his team to make the best recommendations for me considering my goals both in the short and long term. - Nicholas - Riverview, FL

The refinance process was fast and efficient because I was able to submit all the documentation they required on-line. I was also able to review and sign off documentation electronically which made the process a breeze. Highly recommend Frank Gemma and his team for a very positive experience. - Christopher - PINELLAS PARK, FL

Frank and his staff were very prompt in returning my calls and answering all my questions and concerns. - Sabrina - Saint Petersburg, FL

Excellent communication and patience and the value of your experience was tremendous - Tony - Saint Petersburg, FL

Frank and his team are knowledgeable, friendly and efficient! I would recommend them to anyone in need of a loan or a refinance. - Lisa - Pinellas Park, FL

Friendly and answered all questions clearly. - Nancy - PINELLAS PARK, FL

Frank and his team are wonderful, answered all my questions and kept me involved. They were great from start to finish. - Carl - Palm Harbor, FL

The whole process was very professional and everyone that I spoke with was very nice and helpful - Chambers - Palm Harbor, FL

The whole process was very professional and everyone that I spoke with was very nice and helpful - Chambers - Palm Harbor, FL

Frank supports you throughout the application and loan process. If I had a question or wasn’t sure about anything, I could contact him and /or his TEAM GEMMA anytime. In addition, I loved the 2 minute videos he sent preparing us for the different stages, keeping us appraised of common mistakes to avoid during the process that might affect our credit etc. I always felt he was a phone call away. The Team seamlessly worked with the Title Company and Derri of Team Gemma always responded after receiving docs or information requested. I never had to worry if it “went through”. I HIGHLY recommend Frank and his TEAM GEMMA! - Marie - Belleair, FL

The whole process - Daniel - Largo, FL

The entire process was great, everything from beginning to end was uneventful! And we even closed 1-week earlier than anticipated. - Kathleen - Tampa, FL

Great communication, clear guidance, ease of execution and friendly, personable service from our agent, Frank Gemma. - Mark - ODESSA, FL

The communication the ease of applying and uploading docs - Michelle - Largo, FL

Frank and his team were helpful and prompt when answering our questions. - Kimberly - ODESSA, FL

The overall support I received through the process was second to none! - William - Seminole, FL

Frank and his team did a great job making what can be a stressful situation better. They answered all my questions with patience and professionalism. I would definitely use the team again for future real estate purchases. - Karey - TARPON SPRINGS, FL

Frank made the process easy. Many of the forms were completed through their portal. - Teresa - OLDSMAR, FL

Frank was responsive and informed, walked me through the process and made sure all my questions were answered. - Kenneth - Land O Lakes, FL

Everything went smoothly! - Joshua - TARPON SPRINGS, FL

Frank really went out of his way to help us get our loan - Brenda - Ocala, FL

Everything was great - Jeffrey - Tarpon Springs, FL

The whole experience with caliber home was incredible process make it seem so easy the whole entire team is amazing highly recommend it!! - Latsamy - Temple Terrace, FL

Frank and Team were professional and stayed in constant communication throughout the process. We are very pleased with Team Gemma and Caliber. Thank you for this excellent experience. The Stacy Family. - Theresa - Trinity, FL

Frank was very responsive, he answered all questions, he looked out for our best interest, and he kept up very informed throughout the entire process. - Katherine - Clearwater Beach, FL

Frank and his team did an awesome job again for us, this time with an amazing deal on refinance our home. Highly experienced and great customer service. Thank you again. - Daniil - Spring Hill, FL

Frank & his team communicated well and explained everything throughout the whole process. They were very friendly, professional and responded very quickly. It was a great pleasure working with them and I wouldn't hesitate to recommend them to anyone else. - Kevin - Brooksville, FL

Transparency from not only Frank but entire staff. I felt any questions I had were answered thoroughly and always in a timely manner. It was a pleasurable and simple experience working with caliber loans. Sincerely, Matt saracino - Matthew - Tampa, FL

This was the easiest home loan I have done so far. Frank and his team kept me updated with every step. Highly recommend them to anyone. - Christopher - Palm Harbor, FL

Staff was great to work with - Katherine - Winter Haven, FL

Everyone on the team was quick in responding, easy to work with and clear about what needed to be done. Frank called a number of times to talk about where we were and what steps were coming up next. I’ll definitely work with this team again. - James - Clearwater, FL

Frank Gemma is very knowledgeable and answers any questions you may have regarding your loan. He guides you throughout the process. Highly recommend! - Lisa - Palm Harbor, FL

professionalism, communication, advice were all great - Tirk - Hudson, FL

The team is very personable and responsive. The BEST! - Loretta - Zephyrhills, FL

Frank is always very responsive to questions and is very specific about what we need to move forward. I've contacted him previously about other transactions and he's always quick to get back with an answer. - Matthew - Zephyrhills, FL

Frank was always very available and helpful 😁 - Nicolas - Quincy, FL

Frank and his team made my refinancing process SO easy. If there was a roadblock in the process, Frank got on it right away to find a solution, giving me the best overall outcomes. I absolutely would use Frank and his team for any of your mortgage needs. Thanks Frank! - Kaycee - Seminole, FL

Frank, and his team, were always there to answer any questions. They were very helpful and kind! - Tamara - Seminole, FL