Starting in November, you’ll see changes to how you view your loan details and make payments in MyAccount. There will be a timeframe from 12 noon CST on Friday, October 29 through 10:00 a.m. CST on Monday, November 1 when you won’t be able to view your loan information or make payments online. Learn More

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Loan Consultants

The Borgwardt Team of Mike and Cathy Borgwardt at Caliber Home Loans, Inc. is committed to providing innovative financing options at competitive rates to homebuyers and homeowners in Florida. Since 2005, we have worked together to build lasting careers on a foundation of helping more borrowers realize their dream of home ownership. We are equally dedicated to prioritizing our service to customers. This translates into accurate communications, carefully explaining the pros and cons of different financing options, and being some of the most educated and dedicated Loan Consultants in the industry. Mike and Cathy pride themselves on constant, clear and concise communication with borrowers and all parties involved a transaction to provide exceptional customer service. A little background about our Team. As a native of Beltsville, Maryland, Mike has been in the mortgage industry for over 30-years and was previously a Board Member for Habitat for Humanity. He thoroughly understands the loan process and is able to explain and guide borrowers to the right loan to meet their needs. Cathy is a native Floridian from Sarasota and has over 30-years combined experience in both retail banking and mortgage lending. Her thorough knowledge and background allows Cathy to assist clients in navigating the loan process to ensure a smooth closing. One or more of our Team are always available to answer your questions and assist with your mortgage financing needs. Let the Borgwardt Team guide you home!
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>

What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>

Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

Apply Now
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