As Production Manager with Caliber Home Loans, I have the opportunity to give my clients the “Wow!” service that each and every one of them deserve. I have been in the mortgage industry for the past 19 plus years, and had a front row seat for the highs of 2007 and the lows of 2009. Earlier in my career, I represented the “big banks” as a mortgage loan originator, leaving when I realized they had forgotten the most important asset of any company: THEIR CLIENTS. Here at Caliber, we get it! It's all about you. Born and raised right here in Jacksonville, I attended college on a soccer scholarship. Not satisfied with that, I decided my next goal was to become a “mustang” – a person that goes through boot camp on the enlisted side and then attends Officer Candidate School. After joining the Marines, I found out I didn't have 20/20 vision so my dreams of becoming a fighter pilot died. However, I chose to stay and honor my commitment to the Marines and strive to learn from every opportunity. It's my choice to take a lemon and make lemonade out of it each and every day. Why did I share this history with you? I want you to know that you can choose to work with a committed person that will stand up for what’s right and take care of what's important to you. I never shy away from competition and will never give up, as that’s what the Marines beat into me. That and I will never leave a man behind.

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As Production Manager with Caliber Home Loans, I have the opportunity to give my clients the “Wow!” service that each and every one of them deserve. I have been in the mortgage industry for the past 19 plus years, and had a front row seat for the highs of 2007 and the lows of 2009. Earlier in my career, I represented the “big banks” as a mortgage loan originator, leaving when I realized they had forgotten the most important asset of any company: THEIR CLIENTS. Here at Caliber, we get it! It's all about you. Born and raised right here in Jacksonville, I attended college on a soccer scholarship. Not satisfied with that, I decided my next goal was to become a “mustang” – a person that goes through boot camp on the enlisted side and then attends Officer Candidate School. After joining the Marines, I found out I didn't have 20/20 vision so my dreams of becoming a fighter pilot died. However, I chose to stay and honor my commitment to the Marines and strive to learn from every opportunity. It's my choice to take a lemon and make lemonade out of it each and every day. Why did I share this history with you? I want you to know that you can choose to work with a committed person that will stand up for what’s right and take care of what's important to you. I never shy away from competition and will never give up, as that’s what the Marines beat into me. That and I will never leave a man behind.

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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

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