Steve advised of a grant and was able to save me so much money on my down payment/ closing costs - Alex - PANAMA CITY, FL

Being such a young, first time buyer, Steve made sure to answer all of my questions no matter how silly they sounded and help me understand every part of the process. If there was an issue, he would call and let me know about it and have 2-3 different options/routes ready to discuss to take to make sure I was able to get the home I wanted with a smooth closing. Hands down the most hard working and genuinely caring person I got to work with! He will do anything to make sure you get the place you want and understand it along the way! I recommend him a million times! - Victoria - Lynn Haven, FL

Open communication. Great employees working together. - Michelle - PANAMA CITY, FL

Steve and his team were very personable and quick to respond to my many questions. As a first time homebuyer, Steve made this process as painless as possible & reassured me every step of the way. Steve is a credit expert and helped improve my credit drastically. Celina & Kathy were also extremely helpful. - Britney - YOUNGSTOWN, FL

Steve, Kathy and Celena are wonderful. My questions were answered right away. The products that were presented were clear and easily understood. I really enjoyed working with everyone. - Robin - PANAMA CITY, FL

Communication was excellent. We were able to quickly work through a few issues not related to Steve's service. I felt the support I received was tailored to my needs. - William - Panama City, FL

Steve always had a great answer for me no matter how odd my questions and worries were! - Amanda - LYNN HAVEN, FL

Steve was incredibly knowledgeable, helpful and friendly!!! Excellent service from his staff as well! - Mark - Panama City Beach, FL

Everything about Caliber home loans made our first home buying experience great!! - Raul - Lynn Haven, FL

Awesome communication and the entire team was great at answering all of the questions we had. They made this into a very smooth experience. Thanks again Steve & your awesome team! - Daniel - Panama City, FL

Personal friendly service. Treat you like family! - Amy - Panama City Beach, FL

Very professional and informative - Jonathan - PANAMA CITY, FL

Steve is extremely knowledgeable, takes the initiative to communicate any time he isn't sure that things are clear to his clients, and truly seeks to be looking out for their best interests rather than trying to squeeze every penny out of them. Absolutely 10/10! -JR - Jordan - Panama City, FL

I appreciate all the effort and hard work Steve did to get my loan approved. I feel he went above and beyond what was expected of him to assist me with my loan. He was always pleasant and cordial. He is very knowledgeable and was always willing to answer my many questions. I would highly recommend Steve to anyone Thank you, Steve, for all you did to assist me. - Mary - Chipley, FL

Steve and his team really went above and beyond helping through this first experience buying a home! - Rich - Panama City Beach, FL

Being a first time home buyer, Steve was exactly the loan officer I needed. He is extremely knowledgeable with all types of loans but was always there to assist me with all my questions. Being active duty military, I was able to do a VA loan and I’d encourage any and all military in the area to go through Steve for VA loans. Steve proved that he genuinely cared about me and my future success with paying off a mortgage. The entire Caliber Team was great and I recommend them to anyone. - Tyler - Lynn Haven, FL

Steve is incredibly knowledgeable and I always has the customers best interests at heart. He's also supported by a very helpful staff. - Jorge - Panama City, FL

Working with Steve on obtaining my first home was a complete pleasure. He was knowledgeable and very responsive to all of my questions and concerns. That made for a smooth transaction. At every step of the way, Steve would call with a update. He maintained a cheerful and positive disposition, no matter the news. I’m happy to have chosen Steve @ Caliber Home Loans to be my lender. He & his team (Celena) were great to work with. - Jasmine - Panama City, FL

Steve Dick is always the best to work with ! His knowledge, expertise, and experience are more than 5 stars! - Robert - PANAMA CITY, FL

Steve is a very valuable asset to this company. He was really on point through every set of my process. Will never use anyone but him again!! - Michael - Panama City, FL