Steve and his team really went above and beyond helping through this first experience buying a home! - Rich - Panama City Beach, FL

Being a first time home buyer, Steve was exactly the loan officer I needed. He is extremely knowledgeable with all types of loans but was always there to assist me with all my questions. Being active duty military, I was able to do a VA loan and I’d encourage any and all military in the area to go through Steve for VA loans. Steve proved that he genuinely cared about me and my future success with paying off a mortgage. The entire Caliber Team was great and I recommend them to anyone. - Tyler - Lynn Haven, FL

Steve is incredibly knowledgeable and I always has the customers best interests at heart. He's also supported by a very helpful staff. - Jorge - Panama City, FL

Working with Steve on obtaining my first home was a complete pleasure. He was knowledgeable and very responsive to all of my questions and concerns. That made for a smooth transaction. At every step of the way, Steve would call with a update. He maintained a cheerful and positive disposition, no matter the news. I’m happy to have chosen Steve @ Caliber Home Loans to be my lender. He & his team (Celena) were great to work with. - Jasmine - Panama City, FL

Steve Dick is always the best to work with ! His knowledge, expertise, and experience are more than 5 stars! - Robert - PANAMA CITY, FL

Steve is a very valuable asset to this company. He was really on point through every set of my process. Will never use anyone but him again!! - Michael - Panama City, FL

None - George - Lynn Haven, FL

Mr. Dick and the Caliber staff did an outstanding job guiding us through the home loan process. I highly recommend Mr. Dick if you are looking for a home loan. - Paul - Southport, FL

Steve was absolutely amazing the whole time. Some people complain about the home buying process, with Steve it’s actually a pleasurable experience. - Victor - Lynn Haven, FL

So where do I  start I thought Getting a mortgage would be  so stressful and   nerve wrecking man I was so wrong  my team Steve Dick , Celena Webb and Kathy Hines  made my experience so smooth and easy sailing. The communication was so awesome. Any time I had a question or concern they were very prompt and  I loved it. There was never a time I had to wait for a response. Steve was awesome  explaining the process and walking me through the loan process. Answering any questions I had. - Kimberly - Panama City, FL

Steve and the team are amazing!!!! We had builder delay after delay and the team helped me in every step. I couldn't ask for a better team. - Brian - PANAMA CITY, FL

Mr. Steve Dick, the Loan Wolf, made it GREAT! I refer EVERYONE to Steve!!! - Randall - PANAMA CITY, FL

This was the most pleasant loan experience ever. Steve Dick and his team were informative, helpful, and super friendly. We will be recommending Steve Dick and Caliber Home Loans to anyone looking to refinance or purchase a home. Overall experience....fantastic! - Angela - PANAMA CITY, FL

Seems Steve and others made it happen for us sooner than later and we appreciate it - Daniel - Southport, FL

Great service did everything to help me and my wife close on house. Also provided us information on closing cost assistance. - Cesar - Panama City, FL

Made this whole process really easy, were patient with me. Very nice and always helped me and made sure to let me know pros and cons of buying a home. Definitely will recommend to friends and family in the future. - Alan - Panama City, FL

For first time home buyers, Caliber and my realtor that Caliber recommended found and financed an incredible home. We were blessed to have such a great team to make this huge step in our lives become a reality! - Casey - Lynn Haven, FL

The Caliber team was very professional. - Geralyn - Panama City, FL

Steve Dick and his team work tirelessly to get the best rate for our home. He made it look and like we were his #1 priority. Thank you very much for your effort to save us in the long run! I will highly recommend you to all of our friends and family! Take care and God bless friend! - John - PANAMA CITY, FL