Great professionalism and genuine concern for their customers that they treat like family. Always prompt with responses, which is awesome when dealing with a stressful situation. Very informative, and knowledgeable about the entire process. Every single person I had contact with at Caliber was amazing. - Stacy - Panama City, FL

Steve was always available and answered all our questions immediately. He was extremely communicative and took the time to lay out our options and explain them. He was always very pleasant and professional. Overall a great experience dealing with him. - Dale - Panama City, FL

Over the years I have bought or refi 4 previous house to this one Steve helped with.. NEVER have I had a person take such a personal interest in our needs, giving sound and solid financial advice and staying engaged all throughout the steps of the process.. Linda and I deeply Thank Steve and Celena for ALL they have done to make this an amazingly smooth and beneficial transaction for us. Pete - Pierre - Lynn Haven, FL

Steve and the whole team that communicated directly with us, Celena and Kathy we're always courteous, efficient and helpful. They did their best to help us out with everything, including explaining things when we didn't understand them which gave us peace throughout the process and helped to mitigate our stress. We always recommend Steve to our friends and family because he has always been good to us! Thank you for all of your advice and help! - Sarah - Panama City, FL

Made the whole first time home buyer experience easy and pleasent - Richard - Panama City, FL

Steve is very knowledgeable and eager to help you through the inevitable sticky situations that arise when buying your dream home. This is the second time he has helped us buy a home and we may never let anyone else help us with the process. - Christina - Panama City, FL

What makes it great for me and others I had referred to is Mr. Steve Dick. He is the best home mortgage agent (refinance person) I've ever dealt with. He is very smart and knowledgeable in what he is doing. He will spend time in trying to think of ways to get the best deal for his clients. He explains things so you can understand. He is up front with you as to if he can or cannot complete the deal or if it is the right fit or not. Very trustworthy and caring person to work with. - Douglas - PANAMA CITY, FL

Caliber did a great job - Peter - Lynn Haven, FL

Right from our initial contact with Steve we were amazed at his kindness and his expertise. He guided us through the process of obtaining a mortgage of which we had no familiarity at all. Steve responded to every phone call, txt message or email with such quickness that were truly amazed. Never once did we feel pressured or rushed; Steve made us feel that he had nothing else to do but to take care of us. We are so very grateful for how Steve treated us; we honestly felt we were family - Arthur - Panama City, FL

Steve was always willing to take the time to answer my questions no matter how minor they appeared to be. Understanding of my anxiety as a first time home buyer who was unfamiliar with the process. Very easy to work with and talk to. - David - Fountain, FL

Steve Dick, Celena Webb and Kathy Hines did an awesome job on my Home Loan for our brand new home that we just bought. Thank you for all of there hard work during our COVID 19 pandemic that our country is having. Thank you 😊 - Keith - Marianna, FL

Steve is the absolute best. I’ve closed many loans over the years and no one has ever even approached his level of knowledge and service. - Eric - PANAMA CITY, FL

Steve made the experience so easy, I left everything to him and he took care of me. I will definitely use Steve again if I ever finance another property. The entire process with Caliber was pleasant. - KERRY - Panama City Beach, FL

Steve was always very professional and supportive in assisting us with getting the loan. I will highly recommend him to anyone! - William - Bonifay, FL

The expertise of everyone and knowledgeable assistance of everyone was very helpful. - Jerry - Lynn Haven, FL

With all the stress of buying our home Steve made it happen and easier than we could have imagined given all the circumstances! Thank you all for everything! Especially during these times. - Jonathan - Panama City, FL

Steve truly goes above and beyond to provide an excellent customer experience. His stellar communication skills made buying my first house a breeze. There are not enough kind words I could write regarding the positive experience I had with Mr. Dick as my loan originator. He is genuinely a full-service loan officer willing to go the extra mile for clients! I will be recommending Steve to all my friends and family seeking a mortgage for years to come. - Rheyanna - Lynn Haven, FL

Steve and his team were a pleasure to work with. Steve kept this process engaging and personable with me. He was so very thoughtful and forgiving when I hit a slight snag in my deliverables. He also mailed documents as i went through the process. I have already recommended Steve to someone else that is also interested in purchasing a new home. Great work and great company. I am beyond pleased with the service. Thank you all. Thanks Steve. - Joy - Panama City, FL

The quick responses/the high level of professionalism was awesome. Made a stressful time much more pleasant. Steve Dick was over the top helpful. - Sekou - Panama City, FL

Steve has helped me more than once with mortgage financing. He’s extremely knowledgeable and has been able to help me navigate the process that can sometimes feel tedious and overwhelming. I highly recommend Steve Dick. - Victoria - Panama City Beach, FL

The staff worked dili6to help me make my dream come true of owning my own home. Even when you felt discouraged, they were uplifting. This is the most positive, hard working trustworthy group I haven every worked with, thank you Steve!!!!! - Toni - Panama City, FL

Steve was very helpful and instructive throughout the process. - Lott - Apalachicola, FL