Loan Consultants

With over 19 years in the mortgage industry, including sales, processing, closing and underwriting, I bring passion and expertise to the Caliber Home Loans family.  Originally from Waverly, Tennessee, I moved to Ocala, Florida and then later Naples, Florida, where I learned the ins and outs of the mortgage industry.  Named Mortgage Loan Officer of the year in 2003 and 2004 by Mercantile Bank (located in Ocala, Florida). I also won numerous ROCKS awards with Fifth Third Bank as well as many Customer Services Quarterly awards while with Taylor, Bean and Whitaker and finally I was honored to be in the 2017, 2018 and 2019 Presidents Club with Land Home Financial.

Why did I join Caliber?  Technology. Rates. Service.  They are incomparable here at Caliber to any other institution around.  They will help me become YOUR Loan Officer for Life!  Let my experience, expertise teamed up with Calibers programs and technology win your heart by making your mortgage transaction a seamless and stress-free experience!
Call me anytime to discuss your mortgage needs or that of your clients!

Certified VA Specialist
Certified Renovation Specialist
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Estimate your monthly payment

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$
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$
years
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/ year
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$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

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What is the process

for buying a home?

Caliber has streamlined the process for you!

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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

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Loan Consultants

Let’s start this
journey together!

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