Kathy found us a lender that gave loans for our type of property. She was a great contact person and made the process quick and easy. She helped us meet our deadlines and was always available to answer any of our (many) questions. A great experience! The Murrays - MARYBETH - PANAMA CITY BEACH, FL

I used Caliber Home loans (Panama City, FL office) for a previous home purchase and was very pleased with the customer service. So they were my first call when I went to purchase another home. Even home this new home is 4 1/2 hours away from their office, Kathy was great! Even though the purchase was complicated by an additional renovation loan on top of the mortgage, she guided me through the complicated process and despite everything being rushed at the end, she pulled it all together. - Julie - Gainesville, FL

I would like to give her 🌟🌟🌟🌟🌟. Thank you for help me. - Huong - Panama City, FL

Caliber was amazing at not only getting me to closing very quickly when I ran into problems with another lender but they also provided better options in terms of the down payment and length of loan. - Stephen - Port Saint Joe, FL

Kathy was always available when my husband and I had questions. She took time to explain things to us. She and her team were very helpful during this process. - Lisa - Panama City, FL

Kathy is a true professional who cares about her clients as though they were personal friends. And, after working with Kathy on our loan, that’s exactly what we consider her... a personal friend. You are in the best of hands when you’re working with Kathy and her staff. - Barry - Panama City, FL

Kathy and Heather were very helpful during the mortgage experience. - Rene - Port Saint Joe, FL

It was great and learning experience. - Raymond - PORT SAINT JOE, FL

Kathy has been a fantastic resource to work with throughout this process. She is extremely knowledgeable and makes a great effort to assist timely and thoroughly. Her hard work is very appreciated. - Benjamin - PANAMA CITY, FL

Detailed and prompt communication, very knowledgeable people to work with, made the whole process very easy! - Kendal - Panama City Beach, FL

- Daniel - Lynn Haven, FL

The team looked out for me and made sure I saved a lot more money than I thought I’d be spending. Thank you. - Jason - Panama City, FL

Truly amazing experience - Heath - Lynn Haven, FL

Kathy was extremely responsive and timely, which made my first home buying experience enjoyable. Would refer her to anyone ! - Brooke - Panama City, FL

Ms. Hallmon is very kind and helpful. - Minnie - PANAMA CITY, FL

Everything was perfect. - David - Panama City, FL

Experience with our entire house buying process was made great Kathy at Caliber. - Shawn - Panama City Beach, FL

Kathy Hallmon makes the loan process very easy! - Andrew - Panama City Beach, FL

Stays on top of everything. - Thomas - Panama City Beach, FL

Very Knowledgeable through every step of the way. The communication was excellent!!!! Our family is very happy and enjoying our new condo. Thanks to all who made this possible. Would very highly recommend using them. - Timothy - Panama City Beach, FL

We were able to go from borrowing a friends bedroom to owning a home the process was often. Frustrating but caliber helped us and now we have a beautiful home - Scott - Chipley, FL

Kathy and her team are amazing!! So grateful for their hard work. - Sarah - Port Saint Joe, FL

Communication - Birdella - PANAMA CITY BEACH, FL

Being that I am a first time home owner, Kathy was very informative of the process. She worked diligently to make it as smooth as possible. - Yasmin - Panama City Beach, FL

Kathy is very responsive and communicates with her customers. She answered all my questions even on weekends and before the sun came up some days! Buying a home can be such a stressful process, but I felt like I was really in good hands. We had some obstacles along the way, but Kathy didn't give up and made a new home a reality for my family. I can't thank her enough! - Jennifer - Panama City, FL

Kathy was amazing. She walked me through the process, gave me advice to better my credit score, and her communication was awesome. I’m very grateful for her help in my first home buying experience. 10 out of 10 would/will recommend her. - Mason - Panama City, FL

Kathy was amazing! She was knowledgeable and always there when We needed her. The communication was excellent and all the hard work she put in definitely showed. My fiancé and I are very pleased . - Brittney - Panama City, FL

Great communication and very knowledgeable. - Megan - Lynn Haven, FL

Kathy did a wonderful job helping us purchase a second home out of state-- she was always (any I mean any time!) available and got us answers we needed 100% of the time. Highly recommend!!! - Jill - Port Saint Joe, FL

Overall, great customer service. Constant communication throughout the whole process and quick responses to our many questions. Thanks. - Norman - Lynn Haven, FL

From our first to our last contact everything was professional and spot on! - Roy - Panama City Beach, FL

Kathy and the Panama City Caliber team are prompt, helpful, kind, and knowledgeable. - John - Lynn Haven, FL

Kathy made a difference when choosing between Caliber Home Loans and Navy Federal. She was always prompt and quick with her response and made the process that much smoother. Great customer service, very content! - Natalia - Panama City Beach, FL

Kathy Hallmon stayed in good communication with me and always explained my questions to me clearly. - Alma - Panama City Beach, FL

Kathy and her team were extremely professional and easy to work with. From the very first step through the entire process, they were communicative, knowledgeable, and pleasant. I certainly recommend seeking their services for VA and other type loans. The team always took my phone calls and were ready to help immediately. Thanks to them, we achieved our goal to move into a much needed larger home in less time than anticipated. - Luis - Lynn Haven, FL

kathy did a great job of getting and keeping everything running as smooth a possible. she kept us informed along the way on how things were progressing and what we would need for the next step of the process. - Jerry - Panama City Beach, FL

Kathy was amazing. She "held my hand" through the entire process. I've completed 3 transactions with Quicken/Rocket loans - Caliber's and Kathy's process is simple, easy to understand, and efficient in execution. I now have a new mortgage company to turn to in the future. - Robert - Panama City, FL

We had Self Employment Income as well as a W-2 and Kathy gracefully carried us through the entire process. With Covid and these wild times, she put us at ease whenever those nerves would pop up!! 100% Recommend! - Jonathan - Panama City Beach, FL