Loan Consultants

Hello, my name is Sterling Morales and I have 18 years of experience in the mortgage industry, I am committed in providing ideal financing options to Homebuyers and Homeowners in the Florida area. Integrity is the cornerstone of my business, and I believe in building lifelong relationships with my clients. What sets me apart from the competition is that I am very well rounded with Knowledge in the mortgage industry. My experience is from Loan Consultant, Loan Processor, Closer and Underwriting. My core belief is that the customer is the number one priority, and my philosophy is to listen to each customer's needs and respond to those needs efficiently and effectively. Dedication and honesty are the key to building strong and lasting relationships with Customer and Business partners alike. I also have 22 years of Real Estate experience, with this combination of Knowledge it helps me to determine the best options for my Customers. Thank you in advance for the opportunity to assist you with such an important transaction. I look forward to hearing from you soon.
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

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What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

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What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

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Loan Consultants

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journey together!

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