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Loan Consultants

With 25 years of experience in the mortgage industry as a top producer (regionally and nationally), closing just under $50 million in residential mortgages in 2016, I have the knowledge, experience and dedication required to provide you with superior consulting services and help you navigate the complex world of mortgage banking. My ultimate goal is to help you make the best financing decision. Caliber's competitive loan financing rates, combined with our state-of-the-art technology and dedicated support staff, enable me to provide borrowers with one or more customized loan options while minimizing any stress they may feel. In addition, since Caliber is a dedicated mortgage lender, I can offer you a wider selection of loan products than many banking institutions. These include portfolio loans that have been engineered to fill the gap where standard agency programs such as Conventional, FHA, VA and USDA are not an option. I have a BA in Biological Sciences from the University of Delaware and an MBA in International Business from Georgia State University. I was originally born in Havana, Cuba, emigrating to the US in 1970. I am fluent in written and conversational Spanish. Thank you in advance for the opportunity to assist you with one of life's most important financial transactions and look forward to having you as a valued customer for life
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

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What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>
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What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>
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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

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