With 25 years of experience in the mortgage industry as a top producer (regionally and nationally), closing just under $50 million in residential mortgages in 2016, I have the knowledge, experience and dedication required to provide you with superior consulting services and help you navigate the complex world of mortgage banking. My ultimate goal is to help you make the best financing decision. Caliber's competitive loan financing rates, combined with our state-of-the-art technology and dedicated support staff, enable me to provide borrowers with one or more customized loan options while minimizing any stress they may feel. In addition, since Caliber is a dedicated mortgage lender, I can offer you a wider selection of loan products than many banking institutions. These include portfolio loans that have been engineered to fill the gap where standard agency programs such as Conventional, FHA, VA and USDA are not an option. I have a BA in Biological Sciences from the University of Delaware and an MBA in International Business from Georgia State University. I was originally born in Havana, Cuba, emigrating to the US in 1970. I am fluent in written and conversational Spanish. Thank you in advance for the opportunity to assist you with one of life's most important financial transactions and look forward to having you as a valued customer for life