Thankfully blessed to truly love what I do and grateful to be a part of helping others with their dream of homeownership. I have lived in Jacksonville, FL more than 30 years, raised 2 daughters, one now living in Clearwater and one here in Jacksonville. With 17+ years of experience in the mortgage industry, I have the knowledge and dedication required to provide the ideal financing options to my customers here in Florida.

Caliber's competitive loan financing rates, combined with our state-of-the-art technology and dedicated support staff, enable me to provide my customers with customized loan options while minimizing any stress they may feel. In addition, since Caliber is a dedicated mortgage lender, I can offer you a wider selection of loan products than many banking institutions. I am experienced in down payment assistance, first time home buying, second homes, investment, Jumbo and Builder loan process/programs.

Before I began my career as a Loan Officer, I was a Loan Processor and Underwriter for over 10 years. The experience I gained during this time has enabled me to realize the importance of efficiency and communication to ensure a smooth experience from application to closing which allows my customers and agents to enjoy the journey.

Thank you in advance for the opportunity to assist you with one of life's most important financial transactions.
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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Your Monthly Payment


Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

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What is the process

for buying a home?

Caliber has streamlined the process for you!

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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

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