Team Henderson

As your local Caliber Home Loans representatives, we are dedicated to providing superior service and personal expert guidance throughout the home financing process.
Team Henderson
Bret Henderson NMLS#: 546361 , Sherry McGinn NMLS#: 1629965,

Team Henderson

  • VA Lending
13123 E. Emerald Coast Pkwy., Suite I
Inlet Beach, FL 32461

Meet The Team

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Testimonials are individual experiences, reflecting real-life experiences of those who have used our services in some way. However, they are individual responses and results vary. The testimonials are not necessarily representative of all of those who will use our services.

About Team Henderson

Team Henderson is committed to assisting you with innovative financing options and competitive terms. Our primary focus is on helping Active Duty U.S. Military and Retired Veterans. You can expect VA product expertise, guidance, and service that will exceed your expectations!

Meet our team

Bret Henderson – ‘The Generalist’

Bret is a Caliber Certified Military Veteran Lending Professional (CMVLP), Certified Military Relocator (CMR) and member of the  Bay County Military Affairs Committee (MAC). He serves Tyndall AFB, NSA PC, Eglin AFB and Hurlburt Field.

Bret created Team Henderson as his passion was sparked by moving from Iowa to the very Military Friendly Florida Panhandle in 2012. He quickly took an active role with the Bay County Chamber Military Affairs Committee and is the first to respond to a tour at Tyndall AFB, a Change of Command ceremony, or sponsoring one of the area’s many Vet Appreciation events. Bret’s VA product expertise is a testament to this commitment and he will exhaust all efforts to assist you, even if you have previously been denied or told you were not eligible by other vendors.

Sherry McGinn – ‘The Process Boss’

Sherry joined Caliber in June 2016, bringing her vast knowledge of the mortgage process and tenacity for problem-solving. This made her move to Team Henderson a natural fit. Once you’re under contract on your new home, Sherry will take the stick and fly you to closing, with clear and consistent communication the entire way.

Caliber Home Loans has a nationwide network of VA Lending Professionals. Let us connect you during your next PCS. 

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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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Contact Team Henderson

NMLS#: 546361
Office: 850.481.2063
Mobile: 850.481.2063
E-fax: 844.865.2849
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