Caliber Home Loans of Florida; A Private Mortgage Lender

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A buyer-friendly housing market, no state income tax, and a low cost of living in many areas: Florida has more to offer than just 240 days of sunshine every year. With miles of coastline, world-class outdoor recreational facilities, expansive wildlife, and a diverse population, Florida is one of the fastest-growing states for a reason.

As appealing as Florida’s climate is, Caliber Home Loans knows there is more that goes into your home buying decision than the weather. That’s why we’ve dedicated our business to helping borrowers find the right financing solution for their unique needs. Whether you are buying, refinancing, or renovating, our growing portfolio of lending products can help you get where you want to be. We’re an approved lender for most federally-insured programs, as well as more conventional options like Fannie Mae and Freddie Mac loans. We also offer financing for new builds, and reduced rates for low-income buyers, all backed by our industry expertise in the nuances and complexities of Florida’s mortgage loan market. Our growing portfolio of lending products include:

Conventional loans, bonds, and jumbo loans insured by Freddie Mac and Fannie Mae
Loans insured by the FHA, VA, and USDA
Financing for primary residences, secondary residences, and investment properties

If the Sunshine State is calling your name, contact one of our experienced local Loan Consultants. Not only can they guide you through the home financing process, but they can also provide valuable insight into your new community. Don’t settle for a cookie-cutter solution; call Caliber Home Loans today and take your first step toward homeownership.

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	*Closing cost offer available to customers who apply for a new purchase loan. Only available for single family primary residences and existing Caliber customers. Credit provided at closing. The offer is nontransferable and can only be used by the intended recipient. Advertised discount can only be applied toward payment of closing costs up to a total amount of $1,000 subject to product underwriting guidelines. Any portion of the discount amount not used toward closing costs will be waived.
	**A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact Caliber for additional details.
	***The lock will be honored up to 75 days total. Your rate is protected for up to 30 days to shop for a home. Once you identify a property, your rate will be locked for an additional 45 days. All rate lock extensions are subject to Caliber’s standard rate lock extension fees All rate lock extensions are subject to Caliber’s standard rate lock extension fees. Not available for all loan products. Please contact Caliber for additional details.
	****Caliber agrees to pay the borrower the amount of the earnest money deposit (up to $5,000) following the home loan closing, if the loan does not close on or before the contract closing date due to a delay caused by Caliber. Void if there are any material changes to income or assets. Offer requires 30 business days from Caliber’s receipt of purchase contract to closing date. Other requirements include: Minimum 700 credit score, owner occupied purchase transaction. LTV and property type restrictions may apply. Available only through the Caliber Retail Channel. Payment may be subject to reporting for tax purposes. Please contact Caliber for additional details.