Joel and I first met early 2020 when I was not ready, credit worthiness. Joel gave me excellent advice as far as how to get ready. After taking Joel's advise I was able, at the right time, to secure a mortgage for the home I actually wanted. I appreciate all of Joel 's help throughout this process. I definitely call on him the next time I 'm in the market for a home loan. - Earnest - Washington, DC

Joel is a professional that is down to earth. He is respectful and considerate. - Cheryl - Washington, DC

Joel worked hard to get us into our new home. We pursued two homes, and even though the first home fell through, Joel continued to go above and beyond to help us get a loan. Joel emailed frequently, took our phone calls, and was prompt and professional. - Margo - Salisbury, MD

Joel is super responsive and kindly explains answers to any questions we have. - Hyla - WASHINGTON, DC

Joel made my experience personable. He knew I was a first time homeowner so he took additional time to inform me of every step of the home buying process. He was respectful and very responsive. I am so glad my realtor referred me to Joel. It was the best choice I made. - Renee - Odenton, MD

Joel was always available and even though he was on vacation, he still answered. My experience was fantastic with Caliber Home Loans. - Jeremy - Salisbury, MD

Joel was very responsive when I didnt understand something about the whole process. Very helpful throughout it all. - Brandon - Salisbury, MD

Went above and beyond for us. Answered all of our questions and got back to us in a timely manner. - Hector - New Market, MD

Everything! Quick responses, thorough answers, very clear instructions... just awesome! - Kimberly - New Market, MD

Joel was an absolute pleasure to work with. I am a first time homebuyer and has a lot of questions throughout the process. Joel was incredibly responsive and took the care and time to answer all my questions and walk me through the process. I would highly recommend him to anyone I know looking for a home. - Jacqueline - Capitol Heights, MD

We have now worked with Joel twice and as far as I'm concerned when we are ready to buy another place, we will be looking no further. - Franklin - WASHINGTON, DC

Joel was great with communication and answered any questions I had. - Deborah - Salisbury, MD

Joel was always prompt with communications and explained things very well. - Brigette - Sykesville, MD

I appreciate Joel’s patience, knowledge and assistance in my first time buying a home! - Courtney - Frederick, MD

Was extremely knowledgeable and helpful. He also was sure to answer my questions promptly. - Alexander - Brandywine, MD

N/a - Kevin - ALEXANDRIA, VA

To say the least, my experience with Joel was filled with professionalism, courtesy and patience. - Jameka - Temple Hills, MD

This is the second time I have worked with Joel. As before, he responds very quickly to all of my questions and over all made the process super easy. Thank you Joel! - Bernabas - WASHINGTON, DC

Joel is the best!! - Marcus - Fredericksburg, VA

Never in a million years did I think we would end up looking to buy a home during a pandemic -- and though interest rates are low and appealing, the scrutiny to access funds is more fierce than ever! Joel's expertise, professionalism, precision and care was second to none! He is the absolute best loan consultant we have ever worked with and it would not have been possible to purchase our forever home without his partnership. Thank you, Joel! - CPeterson75

Joel is great to work with! He is very thorough and responsive. We purchased our first home and refinanced with him and both experiences were great. I would highly recommend his services to anyone looking to purchase or refinance a home. - Lauren - HYATTSVILLE, MD

Joel was a phenomenal partner in helping us to secure the financing we needed for our dream home. Never in a million years did we think we would be seeking to buy a home during a pandemic. I never once doubted Joel's knowledge, abilities and commitment to us in finalizing our loan. He communicated in a timely and clear manner and fully explained every detail. This would not have been possible with Joel's vigilance, professionalism and care. We are so grateful! - Courtney - Silver Spring, MD

I had a great experience working with Joel for my refinance. He was very knowledgeable and helped walk me through every step of the process. I would recommend Joel to any friends or family in need of a mortgage advisor. - Thomas - BALTIMORE, MD

Joel was so helpful, friendly, and always responded quickly to requests and asks for advice! - Kyle - Washington, DC

Caliber provided an excellent experience during my refinance. - Nathan - FALLS CHURCH, VA

Joel was very attentive and responsive during the entire process - thanks, Joel! - Morgan - Washington, DC

Joel was great! - John - Washington, DC

Communication with Joel was always easy! He was always quick and precise with his responses. - Shannon - New Market, MD

Joel was a pleasure to work with. He was very prompt and on top of things. Whenever I had questions he responded very quickly . He made the home buying process so much easier. - Kevin - Salisbury, MD

Joel is responsive, knowledgeable and makes himself available at ridiculous times. I feel bad for his social life but god is he a good mortgage agent! - Ryan - WASHINGTON, DC

It was great to work with Joel. Every question I had was painstakingly answered (I am not a numbers person). Overall, great experience. - Charlotte - SILVER SPRING, MD

Joel was great!! Really appreciate the hard work he put in to get me to closing! - Sade - Washington, DC

The overall experience was great. - Leon - Waldorf, MD

Joel was extremely helpful, quick, and knowledgeable. He was able to help me get my co-op mortgage when another company couldn't. - John - Washington, DC

Joel was exceptional with maintaining communication - Danielle - Savage, MD

Quick and painless process - James - Delmar, MD

Joel was very helpful in answering questions, as a first time home buyer. Farther more, he was responsive in answer our questions and made the whole process very smooth and steamed line. - Darapech - Germantown, MD

Joel stepped in during a difficult close and made the transaction smooth and easy. It seems he was the only person that could help turnaround a bad situation. We closed earlier than expected and it was due to Joel's hard work and thoughtfulness. I would recommend Joel to anyone. He was great and even took the time to send me follow-up emails after we closed with places to check out around town since I am new to the area. He was great to work with. - Jeremy - Washington, DC

Joel communicated very well and often regarding changes and requirements for our loan. He even was able to lock us in at a lower rate than we were expecting. - Justin - Crofton, MD

Very responsive and knowledgeable. Always got back to me right away - John - WASHINGTON, DC

Great experience with Joel. Very patient and great communication. Would recommend him to anyone looking to buy a house. - Daniel - Boonsboro, MD

Joel is amazing. He is super reliable, knowledgeable and responsive to every question we have. We’ve worked with him on two mortgages now, and I wouldn’t want to work with anyone else in the future. - Camille - COLTONS POINT, MD

- Brad - COLTONS POINT, MD

As a first time homebuyer, I appreciated Joel’s patience, communication, and approach.. During our first conversation I felt that he really had my best interest at heart and I was absolutely right. Throughout my process, he reached out to give advance notices and suggested courses I could take to get the best interest rate. I will definitely refer Joel to anyone who needs a loan officer. He really helped to make my process smooth. Thanks Joel. -Deon P. - Deon - Washington, DC

The commuication and speed service - Fannie - Bowie, MD

Joel was responsive and very helpful. He ensured we got a great rate, kept closing costs down, and kept everything moving. - Karen - Washington, DC

It was all good. I have trust in this company. - Susan - Eldersburg, MD

Joel kept me up to date on everything. He found every way to make the loan happen. I could not thank him enough.. - Elmer - Salisbury, MD

It was my first experience ever buying the house. Joel was very helpful, professional and understanding person. I did not always understand all steps in the purchacing the property, hovewer Joel was guiding me, explaining, constantly helping with everything. I got the best mortgage rate, im very happy with the house, I m extremely happywith services that Joel and my realtor Stephanie provided!!! Thank you very much! I highly recommend Joel to my friends and I will work only with Joel - Svitlana - Ijamsville, MD

Joel made sure all documents needed, were complete and official, so that nothing would hinder the closing. He was on top of all steps necessary , to have a smooth closing, without interruption. - Waldon - Fruitland, MD

Joel was great to work with and made the process smooth. - Damian - Hampstead, MD

He was very patient with us and explained everything to us. - Shannon - Pocomoke City, MD

Joel was very professional. He walked us through our home buying experience every step of the way by letting us know what would be needed. This helped minimize any “surprises”. He was very quick with his responses whether via email or by phone & no matter the time or day. - Michelle - Sabillasville, MD

Everything went smooth and communication was on point!. Great job Joel - Brandyn - Sabillasville, MD

Joel is very thorough - Sean - Stoney Beach, MD