Joel Definitely makes the client his priority. I have dealt with Joel on a couple mortgagees. He always is professional , I have always felt my welfare was a priority. A true professional it’s good to know someone had your six in important situations that can be a little life changing. - Sean - STONEY BEACH, MD
Joel was phenomenal! Very organized and got all our documents together that were needed prior to underwriting so that we were not asked to provide a lot extra (just one document). This took the stress out of the entire process. Without his diligence and knowledge the process would not have gone as smoothly as it did, and we have him to thank for making our experience very pleasant. Any family and friends wanting to buy a house in the future it would be our pleasure to recommend them to Joel. - Brooke - Cambridge, MD
As a first home buyer, Joel and the Caliber Home Loans team were on point and worked around the clock to ensure a great experience and smooth transition. - Daniel - Salisbury, MD
- Salvatore - WASHINGTON, DC
Joel was super communicative, walked me through everything, and had patience dealing with me! - Sean - WASHINGTON, DC
Joel did a great job during the entire process. He was helpful along the way with answers to any question, and all communications were clear and succinct. Rule number 1, Joel's number 1. - Dominic - Baltimore, MD
Thanks to Joel for once again pointing out a great opportunity to refinance and for making the whole process so easy! - Samantha - WASHINGTON, DC
Joel always lets me know where we are and what is next throughout the entire transaction. Also gives me a heads up of any potential issues so that they can be taken care of on my end right away. I am very happy with the level of service received from Joel as well as Caliber. - Arisha - OCEAN CITY, MD
Joel’s rapid response times, professionalism, wealth of knowledge, and wisdom on the home buying process made this one very smooth transaction. There were no hiccups along the way and I credit that to Joel and his expertise. This was our first time buying a home and I know we inundated him with questions, calls, and emails about the process but his responses never sounded annoyed or frustrated. He was always a pleasure to speak with and we knew we were in good hands. It was a true pleasure! - Brittany - WASHINGTON, DC
Joel is a high Caliber guy - Anthony - Baltimore, MD
Joel was easy to work with and made sure we were comfortable throughout the entire process. - Justin - WASHINGTON, DC
Great communication and prompt responses to questions and concerns - Craig - Salisbury, MD
Joel has been great through all the transaction I have made with Caliber. - James - MANASSAS, VA
Joel and I talked mid December about getting pre-approved and we closed on a house within 3 weeks of finding one. Joel was available during the day and after hours to answer emails and talk as needed. He made the entire experience stress free. - David - Fort Washington, MD
Very straight forward process. Joel is very professional and available when I have questions. - Doreen - SILVER SPRING, MD
Joel and I first met early 2020 when I was not ready, credit worthiness. Joel gave me excellent advice as far as how to get ready. After taking Joel's advise I was able, at the right time, to secure a mortgage for the home I actually wanted. I appreciate all of Joel 's help throughout this process. I definitely call on him the next time I 'm in the market for a home loan. - Earnest - Washington, DC
Joel is a professional that is down to earth. He is respectful and considerate. - Cheryl - Washington, DC
Joel worked hard to get us into our new home. We pursued two homes, and even though the first home fell through, Joel continued to go above and beyond to help us get a loan. Joel emailed frequently, took our phone calls, and was prompt and professional. - Margo - Salisbury, MD
Joel is super responsive and kindly explains answers to any questions we have. - Hyla - WASHINGTON, DC
Joel made my experience personable. He knew I was a first time homeowner so he took additional time to inform me of every step of the home buying process. He was respectful and very responsive. I am so glad my realtor referred me to Joel. It was the best choice I made. - Renee - Odenton, MD
Joel was always available and even though he was on vacation, he still answered. My experience was fantastic with Caliber Home Loans. - Jeremy - Salisbury, MD
Joel was very responsive when I didnt understand something about the whole process. Very helpful throughout it all. - Brandon - Salisbury, MD
Went above and beyond for us. Answered all of our questions and got back to us in a timely manner. - Hector - New Market, MD
Everything! Quick responses, thorough answers, very clear instructions... just awesome! - Kimberly - New Market, MD
Joel was an absolute pleasure to work with. I am a first time homebuyer and has a lot of questions throughout the process. Joel was incredibly responsive and took the care and time to answer all my questions and walk me through the process. I would highly recommend him to anyone I know looking for a home. - Jacqueline - Capitol Heights, MD
We have now worked with Joel twice and as far as I'm concerned when we are ready to buy another place, we will be looking no further. - Franklin - WASHINGTON, DC
Joel was great with communication and answered any questions I had. - Deborah - Salisbury, MD
Joel was always prompt with communications and explained things very well. - Brigette - Sykesville, MD
I appreciate Joel’s patience, knowledge and assistance in my first time buying a home! - Courtney - Frederick, MD
Was extremely knowledgeable and helpful. He also was sure to answer my questions promptly. - Alexander - Brandywine, MD
N/a - Kevin - ALEXANDRIA, VA
To say the least, my experience with Joel was filled with professionalism, courtesy and patience. - Jameka - Temple Hills, MD
This is the second time I have worked with Joel. As before, he responds very quickly to all of my questions and over all made the process super easy. Thank you Joel! - Bernabas - WASHINGTON, DC
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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