It was great to work with Joel. Every question I had was painstakingly answered (I am not a numbers person). Overall, great experience. - Charlotte - SILVER SPRING, MD

Joel was great!! Really appreciate the hard work he put in to get me to closing! - Sade - Washington, DC

The overall experience was great. - Leon - Waldorf, MD

Joel was extremely helpful, quick, and knowledgeable. He was able to help me get my co-op mortgage when another company couldn't. - John - Washington, DC

Joel was exceptional with maintaining communication - Danielle - Savage, MD

Quick and painless process - James - Delmar, MD

Joel was very helpful in answering questions, as a first time home buyer. Farther more, he was responsive in answer our questions and made the whole process very smooth and steamed line. - Darapech - Germantown, MD

Joel stepped in during a difficult close and made the transaction smooth and easy. It seems he was the only person that could help turnaround a bad situation. We closed earlier than expected and it was due to Joel's hard work and thoughtfulness. I would recommend Joel to anyone. He was great and even took the time to send me follow-up emails after we closed with places to check out around town since I am new to the area. He was great to work with. - Jeremy - Washington, DC

Joel communicated very well and often regarding changes and requirements for our loan. He even was able to lock us in at a lower rate than we were expecting. - Justin - Crofton, MD

Very responsive and knowledgeable. Always got back to me right away - John - WASHINGTON, DC

Great experience with Joel. Very patient and great communication. Would recommend him to anyone looking to buy a house. - Daniel - Boonsboro, MD

Joel is amazing. He is super reliable, knowledgeable and responsive to every question we have. We’ve worked with him on two mortgages now, and I wouldn’t want to work with anyone else in the future. - Camille - COLTONS POINT, MD

- Brad - COLTONS POINT, MD

As a first time homebuyer, I appreciated Joel’s patience, communication, and approach.. During our first conversation I felt that he really had my best interest at heart and I was absolutely right. Throughout my process, he reached out to give advance notices and suggested courses I could take to get the best interest rate. I will definitely refer Joel to anyone who needs a loan officer. He really helped to make my process smooth. Thanks Joel. -Deon P. - Deon - Washington, DC

The commuication and speed service - Fannie - Bowie, MD

Joel was responsive and very helpful. He ensured we got a great rate, kept closing costs down, and kept everything moving. - Karen - Washington, DC

It was all good. I have trust in this company. - Susan - Eldersburg, MD

Joel kept me up to date on everything. He found every way to make the loan happen. I could not thank him enough.. - Elmer - Salisbury, MD

It was my first experience ever buying the house. Joel was very helpful, professional and understanding person. I did not always understand all steps in the purchacing the property, hovewer Joel was guiding me, explaining, constantly helping with everything. I got the best mortgage rate, im very happy with the house, I m extremely happywith services that Joel and my realtor Stephanie provided!!! Thank you very much! I highly recommend Joel to my friends and I will work only with Joel - Svitlana - Ijamsville, MD

Joel made sure all documents needed, were complete and official, so that nothing would hinder the closing. He was on top of all steps necessary , to have a smooth closing, without interruption. - Waldon - Fruitland, MD

Joel was great to work with and made the process smooth. - Damian - Hampstead, MD

He was very patient with us and explained everything to us. - Shannon - Pocomoke City, MD

Joel was very professional. He walked us through our home buying experience every step of the way by letting us know what would be needed. This helped minimize any “surprises”. He was very quick with his responses whether via email or by phone & no matter the time or day. - Michelle - Sabillasville, MD

Everything went smooth and communication was on point!. Great job Joel - Brandyn - Sabillasville, MD

Joel is very thorough - Sean - Stoney Beach, MD

Due to being in a global pandemic I was aware of the daily challenges and critical changes made daily. Being a first time homeowner I didn't know what to expect during the process. Despite my uncertainty Mr. Bailey made me feel comfortable throughout the process. He is very informative, calm and patient. These characteristics demonstrate that he can work under pressure and don't shy away when deadlines have to be made. Overall this was a good experience and I would recommend his services. - Carroll - Salisbury, MD

Joel went above and beyond expectations and his due diligence caught mistakes made by an outside party. His hard work is the reason we were able close on time and is someone you can count on to get the job done. - Alexander - Baltimore, MD

Joel did great, he worked hard to get us to settlement quickly and accurately! - Kevin - Ocean Pines, MD

I had an incredible mortgage experience with Joel! I was nervous as a first-time home buyer, but he was always there to answer all my questions, no matter how specific or random they were. His patience, deep knowledge of the mortgage business, clear and prompt communication, transparency, and kindness put me at ease during what would have otherwise been a very overwhelming and intimidating process. Thank you so much Joel for helping me finance my first home! - Martha - Washington, DC

N/A - Benjamin - Washington, DC

Joel provides excellent follow up clear guidance and a remarkably positive spirit throughout the process. We received excellent customer care - Linda - Washington, DC

Very good at communicating and responding to questions. - Joel - Alexandria, VA

Joel was very communicative with us throughout the entire process. I would recommend him without hesitation to anyone. - Julie - Gaithersburg, MD

Joel was very communicative with us every step of the way, often anticipating questions we might have. He was very quick to respond and extremely professional. I would recommend him to anyone. - Daryel - Gaithersburg, MD

Very responsive team giving the extra mile to make things happen. - Alma - Crofton, MD

Joel made everything very easy and always answered the phone when I called. He works very hard and did a great job. Thank you Joel - Jeffrey - Keedysville, MD

Joel was attentive, honest ane informative. As long as Joel is with Caliber I will never finance any other home with anyone else. Joel is great. - James - Manassas, VA

Joel was absolutely amazing. He helped us get to closing on time when our other lender was dragging their feet. He was friendly, kept us informed and made the entire process as painless as possible. Highly recommended!!! - Susan - Keedysville, MD

Joel was nothing short of amazing. He was attentive and very knowledgeable. He made this process as easy as possible especially with everything going on with COVID-19. Extremely pleased. - D'Kaara - District Heights, MD

Excellent service. Prompt replies to all questions and concerns. The process went almost without a hiccup and Joel was on top of a 3rd party that was slow responding. - Robert - Salisbury, MD

Joel was an absolute professional. He was responsive every step of the way, detail-oriented, and got the job done -- on time and on target. As a first-time homebuyer, I expected the worst, but my experience was anything but thanks to Joel's assistance. I can't thank him enough for talking me through each step of the process and making each hurdle pass by smooth as silk. - Nicholas - Alexandria, VA

Joel helped us through our first time buying a home in the DC area. He was highly effective at answering all our worrisome questions and made buying a home a smooth process. Joel was amazing and we would go through him again. - countyroadjelly

Joel Bailey achieves optimal levels of performance and accomplishment throughout the entire loan application experience. He effectively communicates expectations and used technology to expedite the process. I found this impressive especially during the COVID-19 life changing conditions. He builds strong relationships and gave you feeling you were his only client. Joel recognizes your needs and reaches out to lend a helping hand and provide guidance. - JOHN - Chesapeake Beach, MD

From the start, the experience of our loan officer (from Joel Baily) was always professional, attentive and expeditious. He provided regular informational updates and contacts were always provided. All instructions and or requests were always outlined in a very efficient manner. Any and all advice received was professional, without pressure or favoritism. The overall experience was absolutely painless and a pleasure to be part of. We would recommend Joel Baily and Caliber to anyone! - Douglas - Hampstead, MD

Very Professional & Pleasant. Smooth working with him. - Doreen - Silver Spring, MD

Joel was very professional and met all of our expectations!’ Thanks a lot - Sherrell - Washington, DC

Our loan officer was helpful, patient, and knowledgeable. He took time to explain some things that we were concerned about and responded pretty quick when we had to communicate with him. - Anthony - Washington, DC

Joel took care of everything quickly and communicated well throughout the entire process. It was painless and smooth. - David - Washington, DC

My buying experience during these trying times was painless. Joel was so helpful in answering all my questions and concerns quicker than I thought was possible. Thanks so much Joel for being there when I needed you. - Nancy - Frederick, MD

Joel knowledge and all of the great advice and resources support he provided. - Monica - Fort Washington, MD

It went quickly and Joel was always available whenever we had a question. - John - Fredericksburg, VA

Joel is a true professional and very experienced, always available and responded very quickly to all my questions. His help and support made my loan application process a success. - Chima - Washington, DC

Joel was extremely responsive and always kept me in the loop with exactly what was going on. I would definitely recommend working with him on your home loan! - Lauren - Gaithersburg, MD

Joel did an excellent job and I will definitely refer all my friends and family to him for their next home purchase. - Christopher - Ocean City, MD

Joel did an excellent job getting me approved for a mortgage with only 12 months of self employment history when all other banks/lenders turned me down requiring a 24 month history. - Chris

Joel worked very hard and was able to make this loan happen even though I have only been self-employed for 12 months while all other banks/lenders required a 24 month history. - Chris