Team

About The Murphy Whitlock Group

Joe and Chris grew up in Fort Collins and have known each other for over 25 years! In 2020 they teamed up to create The Murphy Whitlock Group with Caliber Home Loans.

With their success they added an additional member to the team with the hire of Dezarea Kaza as the Loan Officer Assistant. The MWG team prides itself on a customer for life approach. In 2020 Joe and Chris closed over 200 deals for 60 Million.

The team also includes a full-time designated Processor. In addition, the management teams for Underwriting, Processing, and the Closing department are all located in Northern Colorado.
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Team

Christopher Murphy

Christopher Murphy

Team Loan Consultant
NMLS ID#: 1675161
Colorado

Joe Whitlock

Joe Whitlock

Sr. Loan Consultant
NMLS ID#: 858990
Colorado

Dezarea Kaza

Dezarea Kaza

Production Assistant
NMLS ID#: 15622

Estimate your monthly payment

Update the information below to estimate your monthly payment

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$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

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What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

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Team

Let’s start this
journey together!

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