Joe is friendly, genuine, communicates well, and is very understanding of me as his customer juggling work/family while trying to re-finance. He went the extra mile to call both myself and my wife to exchange information, was thorough and polite with follow-up calls, and worked with my schedule. I would recommend Joe to anyone looking to get a home loan. - Maxwell - LOVELAND, CO

Easy to understand and smooth refinance. I’d recommend Joe to anyone looking to buy or refinance. - Chase - JOHNSTOWN, CO

Our process was not a simple one as we changed homes 3 times - Joe was a great communicator and he and his team were always very responsive and helpful. On the home we finally closed on we had a very tight deadline, Joe and his team made sure we closed on time. - Lillian - Fort Collins, CO

Joe and his team were very patient, thorough and most importantly VERT responsive and committed to meeting our deadlines. We would recommend Caliber to anyone. Thank you very much for all your hard work. - David - Fort Collins, CO

Always appreciate the way Joe helps me get through the underwriting process. - Donald - Greeley, CO

Joe is always amazing to work with! - Erica - GREELEY, CO

Joe was a fantastic help and as always, has great advice to offer! - Brian - GREELEY, CO

Joe made it easy and painless! - David - FORT COLLINS, CO

Joe was great - William - Fort Collins, CO

Joe worked tirelessly to get us to close on time - Luke - Fort Collins, CO

We're extremely happy to have our mortgage owned and serviced locally by a stellar team of people at Caliber. They worked with us to get a great rate and communicated really well throughout the process of our refi. Highly recommend! - Kristen - FORT COLLINS, CO

This was our first refinance experience and it was truly an A plus experience all the way through! Joe and his team went above and beyond to make sure all of our questions and concerns were addressed promptly and accurately. His kindness and encouragement regarding our choices were so appreciated. Thank you to Joe and Caliber Home Loans for making 2020 a much better year indeed! - Cynthia - PIERCE, CO

Availability, expertise, assistance, efficiency. - Sally - FORT COLLINS, CO

Everything was just great - Raymond - LOVELAND, CO

Constant, quick communication!! - William - WINDSOR, CO

Being able to do everything remotely and the responsiveness of Joe and Dez - Marsha - LOVELAND, CO

Working with Joe Whitlock was great because I found him to be easy to communicate with and responded quickly. I would highly recommend Joe Whitlock to anyone who is looking for a person to handle their loan needs. - Maloree - Fort Collins, CO

The quick response and that Joe Whitlock is amazing person trying to help always . Also the amazing rate you offered . - Stoyan - Fort Collins, CO

Joe and Dez made it a very easy process being I was out of state. Even though they dealt mostly with my husband I was always included and informed on the status of the loan. - Katherine - Windsor, CO

Joe & Dezarea were very professional & personable. Very easy to contact & answered every question I had. I will recommend them and use them in the future. - Chad - Windsor, CO

This is the second transaction I have done with Joe. He is very professional and makes me feel confident that he is handling my file in a timely and accurate manner. I will definitely use Joe again for any future transaction I may need. - WENDY - Loveland, CO

The emails of lists of things needed for you guys was super helpful. Everyone involved was super quick to respond to questions and was patient to work with me. Thank you guys so much - Rachel - Loveland, CO