The whole team as very responsive and helpful throughout the whole process - William - ARVADA, CO
David and his team were great to work with. They communicated everything that would be needed, changes and updates regularly and made the whole process very easy. I would highly recommend using them for your loan needs! - Mackenzie - Arvada, CO
David Thomas was extremely professional and attentive throughout the entire process of our home purchase, which in turn made the funding portion of buying our home as stress free and smooth as possible. We will seek his services again in the future and recommend him for anyone looking to purchase their own home or property! - Anghaus - Wiggins, CO
Dave and his team made the transition smooth and easy. Not only did the loan process go flawlessly, Dave was able to recommend great insurance brokers to choose from. - Robert - Erie, CO
The overall application process was pretty simple. David and his team were quick to respond to my questions. I am grateful for their support. - B - DENVER, CO
David and the team made everything soooo easy! Part of that may be that so much is electronically enabled now but it is more than that. My questions were answered often within minutes. Things were spelled out about the process and timing. The closing was extremely convenient at our home and the representative was really on top of things! Overall, great service! Thank you! Thank you! - Andrea - GOLDEN, CO
Kept me informed about the process. Very quick and smooth refinace - Narciso - Boulder, CO
Dave is the only person I want to work with! - Kyle - Westminster, CO
Very quick to answer and always helpful. - Amber - Westminster, CO
David and his team are incredibly responsive to any question I had. - Michael - PARKER, CO
Dave was very knowledgeable, friendly and professional. - Ronald - ARVADA, CO
David and his team were great to work with and made the entire process very easy. I would recommend them to anyone! - Joseph - ARVADA, CO
We have used David Thomas several times now on purchases and re-fi's , I wouldn't trust anyone else! He came highly recommended to me and I also highly recommend him to anyone I know looking to obtain a mortgage. - Travis - ARVADA, CO
David and his team are quick to answer any questions, they are helpful and interacting with them was easy and pleasant! Thank you David! - Veronica - ARVADA, CO
Working with David & his team is always seamless. Their customer service is unsurpassed! - Joseph - HUNTERSVILLE, NC
This was my first time buying a home. David & his team were always so quick to respond and took the time to explain things in great detail. I knew I was in good hands from the very beginning and thoroughly enjoyed working with them. - Gina - Aurora, CO
After working with David for years, he is always reliable, quick to respond and goes out of his way to take care of you. - Brandon - ARVADA, CO
David was very responsive. Accurate with his answers. Absolute pleasure to work with. Very thorough and efficient process with David and his team. Thanks!!~ - Chuck
David was great and will recommend him to anyone I know needing a loan. He is prompt, friendly and professional! He was very informative and there was never any pressure. The entire process was great. - Cara - Westminster, CO
Excellent Experience. My entire team was efficient and thorough - Joseph - Yelm, WA
Very prompt and thorough - Sirisha - Denver, CO
David and his team made this rush loan application, very easy for me. The requirements, requests for personal info and the general process were explained perfectly and timely. I couldn't have asked for more! High marks for Caliber!! Thanks so much! - Shayleen - Arvada, CO
I received quick feedback and updates from my Caliber team which made the home buying process a breeze! - Jacob - PARKER, CO
David is always responsive and super fast, like the Flash fast. His team was awesome and got everything done without any hiccups. We are extremely satisfied. - Benjamin - ARVADA, CO
Very professional. Great response times and appropriate answers to questions with out delay. Smooth process. Thorough and efficient. Thanks for the great experience and subsequent result. - Charles - Arvada, CO
Everyone has been very professional and friendly. The service is excellent and the response time to questions is prompt. Love doing business with you! David Thomas has been awesome! - Andy - HENDERSON, CO
Great follow-up/ response. Have used them several times for refinancing and new home purchases. - Linda - LOUISVILLE, CO
I rarely give max ratings, but the whole team at Caliber are fast, efficient and a pleasure to work with. - Stan - DENVER, CO
Dave is on top of everything, even with colleagues in the work, and gets everything processed fast and smooth. He’s knowledgable and helpful. Great to work with and we will always call him for our mortgage needs. - James - ARVADA, CO
Excellent customer service, thank you all - Tomas - AURORA, CO
David and his Team were very knowledgeable and would respond quickly whenever I had any questions. - Elizabeth - VAIL, AZ
It’s nice to see a company in any industry hustle like Caliber did to get our deal done! - Benjamin - Arlington, TX
Dave is the best! I can always trust Dave with my mortgage situations. - Alec - SPICEWOOD, TX
- Elizabeth - AUSTIN, TX
David was very professional and very quick to responded to any questions. He walked us through the entire process and was a fantastic advisor from start to finish. - Justin - BROOMFIELD, CO
David Thomas showed me other options when we found out the VA IRRI program was not going to work for us. I really appreciated the help in saving us some money, and getting the refinance done very quickly! - Carl - DENVER, CO
Quick responses, understanding problem solving suggestions for snags in process, since during COVID it’s all online. - Laurie - Arvada, CO
Easy, fast, friendly - Jacklyn - Centennial, CO
David’s team made this the easiest process. They worked hard to help us close on our house early. Everyone was very nice and easy to work with. I wouldn’t think of using anyone but them for future loan needs. - Jeffrey - Gulf Breeze, FL
Great service. Good rates - Joseph - LARKSPUR, CO
David is one of the most sincere and kind people I have ever met. He takes the time to listen and helps answer any questions and is always willing to explain everything so its clear. He gives great advice and he is the kind of person you look forward to doing business with. He is simply amazing!! - Tammy - WESTMINSTER, CO
Responsiveness - do any of you ever sleep? Expertise - knows the mortgage ecosystem like a scientist Trust - unbiased and comprehensive advice regardless of whether a transaction is made or not Client First - partner & advocate This is the second loan with David and his team in as many years, we won’t be going anywhere else in the future. - Randy - CONIFER, CO
David and his team were very communicative, and made the whole process of refinancing really easy for me. And they got me the best loan terms of any of the places I contacted! - Sean - Northglenn, CO
Amazing, quick, simplified communication. Amazing rate, wouldn’t go anywhere else! - Marcus - Tucson, AZ
The Caliber team communicated excellently and the whole process was simple and stress free. - Patrick - DENVER, CO
All remote refi with Patrick Drawe & David Thomas went quite smooth. We had a small hiccup on the appraisal as California doesn’t make things easy but DT & Patt & their amazing assistants were awesome to work with! Highly recommend this team for all your refi & loan needs. Thanks so much David, Patt and Katie Merry Christmas to all! - Eric - REDDING, CA
Fantastic communication, quick follow ups, thorough discussion and explanation of requests and process. - Brooke - Colleyville, TX
We experienced helpfulness and the willingness to work with us from David. He was also honest with us when reviewing our re-mortgage. - Floyd - MURFREESBORO, TN
Dave has always been a great financial resource. I really appreciate that he took the time, even on vacation (which he shouldn't have done, but I appreciate it), to answer questions. I am very, very happy with Dave and Caliber, and I am very happy everything went through and I could continue to use Caliber as my mortgage choice. - Charity - BLACK HAWK, CO
David is always on his A game, he is fast, prompt and professional. I truly appreciate his dedication to strong customer service. - Joseph - ARVADA, CO
Everything was clear and easy. I was informed as to what was needed from me and what my options were. Response time was always quick. - Daniel - Denver, CO
Everyone I was in contact with was very communicating with what was needed on my part and very responsive getting back to me. The whole process was very straight forward and I never had an issue with knowing what was needed on my part through the whole process. - Patrick - Thornton, CO
Excellent communication and routine updates as to status of the transaction. During the underwriting and approval process David was one step ahead of the process and new exactly what was next and was well prepared. He at all times had my information before it was required. - Charles - SCOTTSDALE, AZ
Very responsive. Answered all questions in a timely manner. Very easy to work with. Great team. Thanks Dave. - Eric - Conifer, CO
David made the process incredibly easy. His response time was amazing even when he was not in the office. I would recommend him to all my friends and family! - Brooke - Denver, CO
David is best lender ever. I have had other offers I turned down so I can keep working with David! His level of service and responsiveness is unmatched! - Lauren - LONGMONT, CO
I worked with David Thomas and Caliber Loans recently for a home refinancing. It was a very busy and popular time to refinance with the lower interest rates. Despite this, David was always so quick to respond to my emails and frequent questions. The process was stress-free and I could trust that David and his associates had my best interest in mind. I would highly recommend working with David! - Jennifer - DENVER, CO
This is our fifth financial transaction with David, including buying homes and refinancing. There are many reasons that we keep coming back to him, notwithstanding his above and beyond excellent service to his customers, he is always available and he is honest and never lets us down. He has absolutely swayed us from refinancing when it was not the right time for us. He will look out for his customers above his own financial gain. - Jason - ARVADA, CO
Our second mortgage with David and Caliber has been as great a process as the first. We called him as soon as we began thinking about a move and he referred us to a real estate agent that was great for us. He worked with our team seamlessly and was generous with his time to answer all of my questions and explain my options at every turn. David and his team made our home-buying experience super easy. - Kevin - Fort Collins, CO
David and Katie are the BEST! - Katherine - Arvada, CO
Great communication and smooth transaction. - Daniel - Lakewood, CO
Overall it was a smooth process and I was able to get the entire process completed very quickly. - Fernando - ARVADA, CO
With me all the way - Edwin - GOODYEAR, AZ
Persisted to get us the best deal possible - Marc - ALBUQUERQUE, NM
DT is amazing! Very quick to respond and always happy to answer any questions we had, big or small. It's a crazy time to be refinancing and I was very happy with the constant communication and how David and team worked to make the closing as easy as possible for us during this time. Thank you! - Kate - LOVELAND, CO
The entire team was helpful. - Edward - Loveland, CO
David and his team are very easy to work with and were always super responsive to all my questions & concerns. They made the home refinance process quick and easy. - Philip - PARKER, CO
David Thomas and Pat Drawe. - George - PALM COAST, FL
Overall professionalism & attention to detail - Cynthia - Golden, CO
This was probably one of the easiest transactions I've had with refinancing. Thank you Patt Drawe for getting the correct person, David Thomas, to work with, since I live in Florida - Virginia - PALM COAST, FL
I appreciate David and his team. Made our experience very easy. - Andrew - GOLDEN, CO
David and his team are amazing. They are responsive, helpful and always quick to provide the information we need. Though I am convinced that they never sleep or leave the office, we benefit by receiving answers at lighting fast speed and by their streamlined processes. We know that they have worked hard to find us the best rates and/or refinance scenarios in all of the transactions we have done with them. We couldn't be happier with our experience with David, Katie, and the rest of their team. - Shannon - ERIE, CO
. - Zaira - DENVER, CO
The entire process went very smoothly. Communication was excellent. - Pamela - Denver, CO
David is incredible. Always quick to answer and has our best in mind. - Adria - Castle Rock, CO
The quick response to questions and support was helpful to reduce the stress - Anthony - Rossville, TN
This was the first time we went through this process and really appreciated how available David was. He also helped us understand everything we had questions about and had our best interests at heart. - Evelyne - DENVER, CO
All questions answered very quickly, even after hours when you thought you wouldn't here back till following business day. Caliber made it quick and easy to secure a home loan. DT team was great to work with and I would definitely refer them. - Christopher - Dunlap, TN
David Thomas and his staff were very helpful and courteous. They had the answers to all our questions. I would recommend them highly to anyone looking to buy a new house. Thank you very much! - Deborah - Greeneville, TN
David was very easy to work with and very responsive! - Caitlin - Denver, CO
Working with David and his crew was a pleasure. They kept us informed at all times thru out the process . David was very knowledgeable about everything from A to Z. You should have 10 guys like David. Thank you all for helping us into our new home. - Dennis - Greeneville, TN
- Kristina - CARBONDALE, CO
Excellent communication and how easy everything was! Thanks! - Jennifer - LITTLETON, CO
Easy to get in touch with. Always honest. Willing to work with you and get the price that would best with you budget. - Donald - Denver, CO
David and team were always lightning quick to respond to any questions or concerns we had! - Chris - Castle Rock, CO
- Wenyi - Lakewood, CO
They worked with me to get me the best loan possible. - Blake - Westminster, CO
NA - Jonathan - SAN TAN VALLEY, AZ
This was my 2nd home purchase with Caliber loans and Dave Thomas. It's an easy, smooth and painless process. Highly recommended! - Benjamin - Arvada, CO
Everyone was friendly and exceptionally responsive! - Nathan - BROOMFIELD, CO
Dave was very straightforward and quick to respond to any questions I had. He made the home buying process easier for us for sure. - Ali - Littleton, CO
Super easy process to purchase my first home. - Kayla - Denver, CO
. - Cody - Colorado Springs, CO
David is GREAT - he has always been very helpful and honest; I have complete faith and trust in him and his advice. - Dawn - EDWARDS, CO
The whole caliber team is incredibly helpful and quick to respond which makes the difficult process of buying a home a lot better! - Todd - Grand Junction, CO
Very professional. Answered my questions and made the process easy. I have used Dave and his team at Caliber previously and had no doubts that the service and product would be great. - Rebecca - ARVADA, CO
David is friendly and knowledable. But what really sets him apart is the lightning fast response times. It made the process that much easier. I’d recommend him in a flash. - Tina - Westminster, CO
During these times with COVID things are tough for all of us. I thank you for all your help to make the transition go smoothly. - Charles - EDWARDS, CO
David and his team were very easy to work with and made the origination process. - Ashlee - Trinity, FL
David and his team were amazing. They made the process so easy and seamless. - Orla - ERIE, CO
Fantastic! - Brett - ERIE, CO
Everything during this transaction was amazing and seamless. The team was in constant communication & explained everything along the way so we were able to close in 30 days with no issues. Would do it again tomorrow with this group - HIGHLY recommend! - Margaret - Boulder, CO
David was a pleasure to work with from start to finish and replied instantly throughout the entire process despite being busy with these historically low rates, providing me guidance throughout and saved me a ton on our monthly payments. Thank you David! - John - COLORADO SPRINGS, CO
We really enjoy working with David. He is very knowledgeable and helpful. He is always on top of things and is very communicative throughout the entire process. We couldn’t imagine working with anyone else. - Timothy - Parker, CO
David was a great help! - Chelsea - San Diego, CA
Thanks - Noel - LAGUNITAS, CA
David is a great communicator. He answered any and all questions almost immediately no matter what time or day. The rest of the staff is also extremely nice and helpful. - Michelle - Arvada, CO
DT and team were awesome as always!! - Thomas - LONE TREE, CO
The professional & courteous service along with the great communication & timely responses. - Emilio - CHULA VISTA, CA
David was great to work with on our first home. He and his team were very responsive and helpful along the process. Would definitely recommend! - Ian - Aurora, CO
David was the best thing to happen to us when we were in the market for a loan. He was the fastest responding person with the best rate in the city. Helped us time and time again while explaining things to us at any time of day / night. Would and will be recommending him to everyone. - Tyler - Denver, CO
Responsive, honest, simple process to refi. - Jeremy - MONUMENT, CO
David and team were very personable and extremely responsive. We felt like we were their only clients. We would definitely recommend Caliber to anyone. - Matt - Highlands Ranch, CO
David Thomas was AMAZING to work with throughout our home refi process. He was always timely with response to questions. Beyond that, David has been our mortgage broker since we originally purchased our home. He is super responsive with any questions. I would highly recommend David and Caliber to anyone. - Danae - Arvada, CO
The entire process was easy and seamless. David replied to every question within minutes. Could not have asked for a better experience. - Brittany - Lone Tree, CO
Competitive market rates coupled with David's excellent communication. - Corey - BUENA VISTA, CO
David was extremely knowledgeable and very quick to respond to all the questions I had as they arose. - Daniel - Copper Mountain, CO
Great communication, easy to work with. - Ralinda - AURORA, CO
DT and his team were fantastic to work with as a new home buyer. Ultra responsive, professional and very clear. So glad we went with Caliber! - Elizabeth - Aurora, CO
David is incredibly responsive and on top of everything! - Erika - Durham, NC
Dave and his team did an amazing job. Super fast and seamless. Great experience! - Adrian - BANNER ELK, NC
David was extremely responsive, professional and got everything done in and quick manner. I was very satisfied working with Caliber and would highly recommend him to anyone looking to buy a home. - Alexandria - Saint Paul, MN
Personal service that went the extra mile. We ran into a few bumps along the way, but the team communicated well - Kassia - BANNER ELK, NC
David is straight forward, practical and prepared to do what it takes to achieve your financing objectives. He is a professional and a great person to work with! - Sherry - AUSTIN, TX
We have used David and his team several times for reifying or obtaining new mortgage loans , we have referred him to friends and family as well . We have always been very happy with doing business with him ,we've always trusted in his professional opinion and have never been disappointed . His team is quick and efficient! - Travis - EATON, CO
David and Katie were amazing through the whole entire process. They were so quick to get back to me and so knowledgeable about everything. I one hundred percent would recommend them to anyone I know. - Aubrey - GOLDEN, CO
David is very easy to work with. He responds to your questions and requests right away and he sends you all the in formations you need to move forward with the process. I am very happy my family is in business with Caliber Home Loans. - Dan - BRIGHTON, CO
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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