With over 35 years in the Denver community and over a decade as a Mortgage Loan Officer, my team and I are committed to making your real estate transaction as smooth as possible. I began my mortgage career in 2003 while working for one of the top corporate banks in Colorado. After witnessing a huge gap in personalized service and accountability, I parted ways to be an independent Mortgage Loan Officer. By working with my team and I, you know who is always handling your loan and who to call for questions during the process. I will ensure that your loan is handled with the highest level of service and priority, so all contract deadlines are met or exceeded. Why is working with my team and I at Caliber Home Loans different than most lenders? - At the beginning of every loan application, our clients go through a rigorous pre-approval process to ensure they are qualified and avoid problems during the loan approval. We verify income, assets, tax returns, and run each client through the Automated Underwriting System(AUS). This is more important than ever in today's competitive real estate market and ensures you that your approval letter is verified and accurate. - My team handles your loan from start to finish. We are not a broker and not an intermediary between you and the loan approval. Underwriting is handled locally in Colorado, and our Underwriters understand the complex, fast-moving environment of the Colorado housing market. - Our clients and all partners are updated throughout the loan process with email updates, and personal contact after each milestone is completed. My team is always available to answer questions and guide you through the complex loan process. Please give us a call, and you will see why so many clients enjoy working with my team and I at Caliber Home Loans. (303)-521-0956, adam.renken@caliberhomeloans.com Thank you in advance for the opportunity to assist you with one of life's most important financial transactions.
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

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