Loan Consultants

I have built a fulfilling, 17+ year career in Residential Home Mortgage by bringing my abundant energy, dedication, and problem-solving skills to every loan transaction. This can-do attitude to help others has helped me build an excellent reputation with homebuyers and real estate professionals in Florida & Colorado, where I am currently licensed. I am a Certified Mortgage Advisor specialize in assisting customers with their specific mortgage needs and debt management. I also earned a B.S. in Business Administration from Barry University.

My goal has been to earn a customer for life by adding value to each or my customers. I start by listening to my customers specific goals beyond the home purchase or refinance loan transaction they are currently pursuing. I have an opportunity to help my customers manage their debt to free up more monthly expendable income for new savings habits to contribute more to their emergency savings account and retirement fund.

I offer additional added value to my customers by connecting each customer with my mortgage team and extremely talented Realtors, Builders, Financial Advisors, and Insurance Company partners in Colorado & Florida. On every real estate transaction my team and I coordinate and communicate with all parties involved during every part of the process for a smooth real-estate purchase.

Whatever real-estate transaction you may need I have done it many times, from new construction long term rate locks up to 12 months out, to Jumbo VA, to First Time Home Buyer down payment assistance I will show you the process, communicate along the way and get you to the closing table on time. My old customers and real estate partners have helped me build my business organically over the past 16 years.

 I look forward for the opportunity to help you!




NMLS#1034219 ~ CO#100044619 – FL#LO67781

CO-O: 719-445-6853

FL-M: 321-917-5147


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Loan Consultants



/ year
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

/ year

Your Monthly Payment


Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

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What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

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Loan Consultants

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