Starting in November, you’ll see changes to how you view your loan details and make payments in MyAccount. There will be a timeframe from 12 noon CST on Friday, October 29 through 10:00 a.m. CST on Monday, November 1 when you won’t be able to view your loan information or make payments online. Learn More

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Loan Consultants

I’ve built a fulfilling career in the mortgage industry and I really love my job! With today's challenges and ever-changing financial markets, it’s more exciting than ever. I became a Loan Consultant in 1984 and have helped hundreds of borrowers purchase their first home, move up to a larger home, downsize to a smaller home, or refinance their mortgages. I strongly believe in educating my buyers and making sure they’re in the best mortgage possible. My extensive knowledge in ALL aspects of the market is very helpful when I’m reviewing income statements and credit scores with my borrowers. I’m always non-judgmental and positive, because some people are embarrassed about their financial history and think they won't be able to qualify. My favorite part of my job is to sit down with my clients and help them find solutions. We work together and make it happen! I’m a California native living in Martinez. I’m very active within my community and focus a lot of my time on my children. My son Thadeus is attending US Davis Medical School and my daughter Jessica is a hair stylist and expectant mother.
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>

What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>

Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

Apply Now
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