David is extremely knowledgeable about several Lon programs. He has an abundance of patience and even was kind to my mother who can be a strong personality. I want everyone to use David I know. He is the mortgage man for sure!! - Christina - Hayward, CA
We loved working with David! He is incredibly reliable and informative, which helped us choose the right loan for our purchase. It was actually an enjoyable process and I believe David had everything to do with that! We will absolutely work with him again, and refer all of our friends and family. - Delane - Hidden Valley Lake, CA
David was extremely easy to work with. He was very knowledgeable and made some great decisions for us. We will recommend him to anyone looking to get a loan. - Richard - CONCORD, CA
David Lodder and his Caliber team were incredibly efficient, kind, thorough, and helpful. If/when we need any additional home loans, David will be our first phone call. - Kimberly - CONCORD, CA
The most honest and not pushed for decisions. Stays on top of what docs or timeframe with such an easy process! I have worked with another lender that I thought was number# 1 in my books as an RE investor. Dave is all about affordability and what fits with customer's goals or desires. Dave is extremely patient with decisions for the last several months, in which, kept the process of submission a smooth transition. Dave of Caliber is #1!!!! - Sean - CROCKETT, CA
This was my second refi with David Lodder and Caliber home loans. The service was excellent and made for another outstanding experience! - Michael - RIO VISTA, CA
David is always there to take your phone call and answer any questions you might have. He’s very patient, understanding and extremely helpful. The online transactions for signing initial papers went smoothly during this pandemic. I highly recommend Caliber Home Loans because that’s where you’ll get excellent service from David Lodder, the Loan Consultant. - Tamsen - SAN RAMON, CA
David made a complicated process, relatively easy... and in the middle of a pandemic no less! Excellent Service and great communication, we would not hesitate to use them again. - Justin - SHASTA LAKE, CA
Dave Lodder is an experienced professional. I refinanced with him previously about 12 years ago, that’s why I called him again. He’s very Knowledgeable and explains everything concisely. He either picks up your call or calls you back very soon when you’re trying to get a hold of him; including non business hours. He’s a very patient and pleasant man, he wants to make sure you understand any questions you might have. I believe his need to help and fulfill your questions is truly genuine. Thanks! - Paul - SAN RAMON, CA
Caliber Home Loans ensured that my home purchasing experience was seamless. David Lodder's loan consultant expertise is phenomenal. His level of detail and follow up kept me apprised every step of the way. - Syreeta - Fairfield, CA
. - Jason - LIVERMORE, CA
David is really great to work with! He got us a really good rate, answered any questions we had in a timely manner, and made the process very smooth and easy. - Ashley - STOCKTON, CA
David is always available for any questions, concerns or advice. He is extremely approachable and easy to work with. - Jean - RIO VISTA, CA
David answered any concerns or questions i had and also kept me informed so i knew what was happening next - Marisa - ANTIOCH, CA
This is my third time working with David and as before he answered my questions in a timely manner and worked with me when I had unforeseen issues with refinancing. The IRRRL process went so smooth like last time. I would work with him again and refer him to friends and family who are in need of a competent loan consultant. Thanks David and company! - Maria - SOUTH SAN FRANCISCO, CA
Working with David made the process very easy secure and efficient. I’m very pleased with the outcome and have told a coworker about my experience with caliber homes. - Letty - PINOLE, CA
If we could, we would work with David on all our house purchases for the rest of our life! - Venkatesh - Danville, CA
David Lodder gives 5 star service. He is an expert in Rehab lending. This is a specialized loan where I am able to use my future value and take advantage of low rates and financing my dream remodel. Thank you David Lodder - Joseph - SALINAS, CA
David listened to our concerns and helped us get a better rate. He is attentive and takes time to explain everything. - Ashley - CONCORD, CA
Linda and I really enjoyed working with David. This mortgage was a different than ones we've had in the past with the addition of the renovation loan. Whenever we had issues or questions David was quick and always available whenever we needed him. We would definitely work with him again and recommend him to others. - Brian - DILLON BEACH, CA
Always very responsive including evenings and weekends. - Linda - DILLON BEACH, CA
David was very helpful and always willing to do whatever needed to help me get my loan. He was persistent (which I needed) and made sure I got my paperwork in. He always followed up and helped me with whatever was needed. I appreciate David Lodder and would recommend him to others for a loan. - Carri - SQUAW VALLEY, CA
David was available for any questions I had, and I had a bunch. Even stupid ones. But he answered them anyway and we were able to refinance at a lower rate than we had previously. - Michael - HAYWARD, CA
Very response and always willing to assist Keep up the good work! - Jhim - ANTIOCH, CA
David Lodder was on it all the way till the end. Wow I'm so happy, have no words but a big thaaaaak yoooou. Will send lots of referrals. David McBarron - David - STOCKTON, CA
David is awesome, since day one, he always been there for us, if we have questions right away he answer all our concerns. - Leslie - HAYWARD, CA
Dave was helpful and on top of the situation the whole way through. He kept me informed and was very supportive. - Annette - MARINA, CA
David really helped me through the process. - John - Pacheco, CA
Efficiency - Ernest - Fairfield, CA
Thank you David for all your hard work. We will definitely recommend you to family and friends thanks again - Laura - ATWATER, CA
Great Fabulous Knowledgeable Ethical Communicative ~ These are the qualities of my Mortage Man, David Lodder. Put on top of that, he always answers his phone! This is very important folks. If I’d gone with an online broker, a bank rep, or someone else who works a normal M-F business day, then I would have been very grumpy. It is amazing how much business I conducted with David early mornings, late evenings, and on the weekends. Real Estate does not take a break. My Mortgage Man worked hard. - Janet
David is an incredibly thoughtful communicator, he is very understanding, and very trustworthy. This was not the first time we worked with him, as he helped us with a loan and refinancing 8 years ago. He is our go-to person for all our loan and mortgage questions, and he is very knowledgeable and helpful. We can’t thank him enough for his excellent service and we highly recommend him. - Mojgan - WALNUT CREEK, CA
We were on a tight schedule because the forst lender we had made a mistake. David was on top of it the entire time, he got everything together very fast, he was always available, really making it work. I appreciate all of the work he put into everything. - Marcela - Hayward, CA
Excellent communication, attention to details, great customer service, explained the process at every step and a friendly attitude. - Aida - Bay Point, CA
It was a great experience working with David. David is very knowledgeable and helpful and was there to answer every question we had. Could not have had a more wonderful person helping us with our refinance. - Michael - MERCED, CA
Incredible use of technology and workflows to keep things moving. David stayed on top of my when the technology didn't. He's done a few loans for us now and he continuously outperforms the Realtor's in terms of organization, efficiency, and velocity. - Douglas - LAKE ARROWHEAD, CA
David is the best. We always recommend him to all our friends. - Anna - LAKE ARROWHEAD, CA
David Lodder made the experience wonderful. I am puzzled though as to why Caliber is contacting me telling me to make my payment (prior to it being late) using language as though my payment is delinquent. This highly dilutes your efforts in striving for excellence and is highly insulting to me personally. David is the reason I return to Caliber again and agin. Not the thugs who contact me at 8:00 AM Saturday morning. - Nicholas - POINT REYES STATION, CA
david was so helpful and accessible anytime. he answers all our questions and gives us options. he lets us know what to expect and gives us no surprises. i highly recommend david especially to first time home buyers. - Jacqueline - San Pablo, CA
. - Blanca - Pittsburg, CA
David was extremely helpfull/patience and accomodating also his always available to answer our questions. and he keep us updated with everything to make sure that we know what is going on. - Jerome - San Pablo, CA
Communication was remarkable as the loan process can be very stressful. The team at Caliber was always responsive and available. David was available 24/7 and was a pleasure to work with. Highly recommended! - David - SOUTH LAKE TAHOE, CA
The easiness and quickness of the whole process and the communication. This was so fast and simple, it felt like it was all done within a blink of an eye. - Jeffrey - Concord, CA
Thankful for the great service received! - JUDY - PITTSBURG, CA
The trust and long term relationship we have built with David is key. He’s also super timely in responding to my emails and texts. Very satisfied and repeat customer! - Erina - SOUTH LAKE TAHOE, CA
I had a bad experience with a major bank and David was able to explain my options and turn it around the same day. He is very knowledgeable in his field and provides excellent service. Highly recommend. - Angelica - Pleasanton, CA
David provided us options and knowledge on a variety of loans. He is extremely likable, knowledgeable, trustworthy and has won my business for life. I will recommend him to friends and family. I always felt 100% confident in his advice. If I could have given him more than five stars I would have. - Philip - Pleasant Hill, CA
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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Refinance Now! 855-808-2124
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