A home purchase is probably one of the biggest financial decisions you'll ever make. That's why I'm committed to personally guiding you through every stage of the mortgage process. You can rely on me to assist you with home financing that provides lasting affordability and value, and to work hard to address your needs effectively while closing your loan as quickly as possible. I also believe that honesty and integrity are the keys to building lasting relationships with borrowers and business associates alike. I have worked in the mortgage industry since 1984 and I love my life path. I've lived here in the Visalia area for 42 years and have seen our area grow and flourish into the special place we live in now.
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

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What is the process

for buying a home?

Caliber has streamlined the process for you!

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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

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journey together!

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