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805-550-1339
866.592.4419
520 S. Main Street Suite C Templeton CA 93465
scott.elmerick@caliberhomeloans.com
As a senior home loan consultant at Caliber Home Loans, and with 16+ years of experience in the mortgage industry, I have been honored to work with people from all walks of life. I specialize in helping young and experienced professionals build their wealth. I truly love what I do and believe in the value of hard work, integrity, leading others, and setting & achieving goals.
I am a family man and work hard for them. I feel lucky to get to do what I love while providing for my family. I’m a Chicago baseball fan. I enjoy tropical destinations, camping, and wine drinking/winemaking. I like to spend my downtime with my family. I strive to help borrowers achieve their dream of homeownership. I enjoy leading and educating people while helping them achieve their goals of financial stability.
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I provide my clients with authentic and clear communication and help them understand the details of what they’re delving into. It is also why I provide my clients with their personalized financial roadmaps. It’s not just about getting them a loan, but also educating them based on the goals that they express to me.
Scott was great to work with. Provided very clear options and advice for first time home buyers. Thanks!
- John
- LOS OSOS, CA
05/06/2022
Scott was really great to work with.
- He was extremely responsive -- always available for questions or concerns
- He communicates very clearly -- the process can be complicated and Scott communicated really well to help us understand
- Good advice -- strong understanding of pros/cons of different options
- Michael
- SANTA BARBARA, CA
04/20/2022
Scott was very accessible, and always happy to answer questions and give advice when needed. He made the whole process easy to understand, and easy to complete. I have already recommended him to friends and family.
- Roxana
- San Luis Obispo, CA
03/16/2022
Scott did his best to work through a tough situation with a bad appraiser and get us to closing eventually.
- Jonathan
- San Luis Obispo, CA
03/15/2022
Scott was informative, efficient & professional. All communication was clear & to the point. All questions were answered immediately.
- Michael
- Cayucos, CA
03/14/2022
Scott is knowledgeable, accessible and very responsive
- Kelli
- Santa Maria, CA
02/25/2022
As a first time home buyer, Scott made the enitre process from start to finish a stress-free experience. Scott was available anytime I had questions and helped me at every step along the way. I cannot say enough great things about Scott and his team.
- Sean
- San Luis Obispo, CA
02/09/2022
Good communication. Very knowledgeable.
- Adrieanna
- Atascadero, CA
02/09/2022
Scott answered all my questions and was very honest. He was quick to get work done. Very much appreciated!!
- Grey
- Atascadero, CA
02/09/2022
Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Monthly Principal & Interests : $1145.80
Monthly Real Estate Taxes : $316.67
Monthly Insurance : $66.67
Monthly PMI : $0.00
Total Monthly Payments : $1529.13
Loan To Value Ratio : 80.00%
Months With PMI : 0 months
Refinancing your existing mortgage may be easier than you think.
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Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
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Do you have questions about lower down-payment options?
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Refinancing your existing mortgage may be easier than you think.
Learn More >>
Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>
Do you have questions about lower down-payment options?
Learn More >>
Let’s start this
journey together!
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