We are happy to announce the completion of our servicing system conversion. An overview of new features and functions can be found here.
We are happy to announce the completion of our servicing system conversion. An overview of new features and functions can be found here.
805-550-1339
866.592.4419
520 S. Main Street Templeton CA 93465
scott.elmerick@caliberhomeloans.com
As a senior home loan consultant at Caliber Home Loans, and with 16+ years of experience in the mortgage industry, I have been honored to work with people from all walks of life. I specialize in helping young and experienced professionals build their wealth. I truly love what I do and believe in the value of hard work, integrity, leading others, and setting & achieving goals.
I am a family man and work hard for them. I feel lucky to get to do what I love while providing for my family. I’m a Chicago baseball fan. I enjoy tropical destinations, camping, and wine drinking/winemaking. I like to spend my downtime with my family. I strive to help borrowers achieve their dream of homeownership. I enjoy leading and educating people while helping them achieve their goals of financial stability.
I provide my clients with authentic and clear communication and help them understand the details of what they’re delving into. It is also why I provide my clients with their personalized financial roadmaps. It’s not just about getting them a loan, but also educating them based on the goals that they express to me.
Scott was always available and always had our best interests in his advice. - George - Murrieta, CA
Always reachable and experienced - Terrance - Arroyo Grande, CA
Scott was personable, explained things well, and was always extremely responsive. - Mishella - Arroyo Grande, CA
As a first time home buyer, Scott walked us through the process and made the experience smooth. We worked with Scott for over a year as we searched for our dream home. He was available at all times and was extremely professional and knowledgeable. I would highly recommend Scott to anyone looking to purchase or refinance. - David - Arroyo Grande, CA
Scott is very informational and friendly! - Cory - PASO ROBLES, CA
Professional and accommodating! - Christal - PASO ROBLES, CA
Scott is great to work with. He kept me informed throughout the process and updated me on the progress of the loan. I have recommended Scott to several others. Bob - Bobby - Arroyo Grande, CA
This is the second time that we worked with Scott on a home loan. Scott communicates through each step of the process. He provides lists of needed items and works behind the scenes to get loan approved. - Jessica - Templeton, CA
Just how easy the entire process was - Tobias - Templeton, CA
Scott was very personable, knowledgeable and made the the refinance process less complicated. Shannon and Scott also stayed in contact to make sure the refinance was moving along and kept me updated with the progress. Great TEAMwork. - Emma - Gold River, CA
Scott is very helpful and always willing to lend advice. We feel like he has our best interests in mind always - Jason - San Luis Obispo, CA
Great communication, knowledgeable easy to understand explanations. Scott was great throughout the entire process, because of his honest and open communication we completely trust him. - Jonathan - Arroyo Grande, CA
Scott is great to work with. He communicates well and explains everything. He is the only person I would recommend when refinancing or for a home loan. Keep up the excellent work, Scott! - Brad - TEMPLETON, CA
After repeated overaggressive calls from several unnamed loan companies I connected with Scott who not just made me comfortable with moving forward with the loan process but provided me the detail and a sense of trust I needed to make a sound financial decision. Hands down a great consultant and would recommend his service to others. - Terence - Paso Robles, CA
Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Monthly Principal & Interests : $1145.80
Monthly Real Estate Taxes : $316.67
Monthly Insurance : $66.67
Monthly PMI : $0.00
Total Monthly Payments : $1529.13
Loan To Value Ratio : 80.00%
Months With PMI : 0 months
Refinancing your existing mortgage may be easier than you think.
Learn More >>
Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>
Do you have questions about lower down-payment options?
Learn More >>
Refinancing your existing mortgage may be easier than you think.
Learn More >>
Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>
Do you have questions about lower down-payment options?
Learn More >>
Let’s start this
journey together!
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