I have been working with Karine for years and will continue to do so! She's the best! - Julia - Santa Rosa, CA

Karine Villeggiante is grate to work with! I cant wait to work with Karine with are next refinance - Andrew - FORT BRAGG, CA

Karine did an amazing job for us, as she has before, and as she has for many friends, colleagues, and clients who we have referred to her. She is very good at managing the logistical part of the process on our behalf, does an excellent job of keeping us informed about the status of the process, and she is very, very good at advocating for us to make sure we are getting the best loan in the least amount of time, with the least amount of hassle. We love Karine! - Naomi - SANTA ROSA, CA

This is the fourth time I have worked with Karine to either purchase or refi my home. She is always responsive and works with me to find the best options that work for my current situation. The last time I worked with her was when I purchased my current home after losing mine in the Tubbs fire. The level of support and comfort I felt working with her after such a dramatizing experience was beyond appreciated. - Joanne - PETALUMA, CA

Karine went above and beyond to educate us first time home buyers and kept us in the loop on every single detail. We will definitely recommend her to anyone we know looking for a lender. - Trevor - Santa Rosa, CA

Karine explained everything so thoroughly, kept in contact through the whole process, and was so pleasant and thoughtful in all the work she did. I could tell, absolutely, that she was looking out for my best interest and it really made this process pleasant when I was anticipating it being stressful. I feel so grateful that I had Karine as my Loan Consultant, I would never want to work with anyone else! - Christina - Napa, CA

It is an absolute pleasure working with Karine Villeggiante. This is our second mortgage experience with her and we returned because of her knowledge, attention to detail, professionalism, timely follow-through and delightful personality. Taking out a mortgage or refinancing is stressful enough, and Karine's professionalism ensures that the process runs as smoothly as possible. We gladly recommend Karine whenever the opportunity arises! - Lisa - Redding, CA

Professional, knowledgeable, committed to our success with outstanding communication as we transitioned thru the process details. We trust her and will return for our next transaction. A sincere pleasure to work with. - Gary - Redding, CA

She was very personable and handled all of the questions I had with great care and attention. - Christopher - Santa Rosa, CA

Karine payed attention to every small detail to make sure our transactions were seamless. I think she is very honest and genuine. I highly recommend Karine. - Jill - Cameron Park, CA

Karine really knows her business. I trusted her completely throughout our process and have recommended her to friends. - Sharon - Cameron Park, CA

Karine was great. She was knowledgeable and prompt during my refi process. - Dorothy - Walnut Creek, CA

Karine is hands-down the best loan officer I have worked with. She is smart, resourceful and an absolute joy to work with. Karine goes above and beyond the call of duty and inspires confidence at every step of the lending process. - Jenna

Great communication. Ease of transaction. - Marvin - Cloverdale, CA

You made the refi process very easy which I certainly appreciate , I have already recommended you to somebody . Thank you Gary - Gary - Napa, CA

Karine! We were a little nervous about refinancing, with Gary being self employed. Not knowing if we would qualify. But Karine made this process so easy and painless. I have nothing but good thing to say about this experience. People like Karine are rare in this world and we were so happy to have her help us with this whole process. - Jane - Napa, CA

Karine is professional, very knowledgeable and unbelievably responsive. I couldn’t have felt more cared for. Karine is exemplary in every way! - Jane - Novato, CA

She walked us through every step and made sure we were comfortable the whole processes. As well as she was a magician as we were able to close in what seemed to be record time. - Michael - Rohnert Park, CA

Karine's engaging, educational, encouraging, and proactive communication made our experience as first time home buyers such a pleasant, worry-free experience! - Alicia - Rohnert Park, CA

The whole process was easy from start to finish. Karine is a true professional and is extraordinary at what she does. It was a complete pleasure to work with her! - Vanessa - Windsor, CA