Karine is very knowledgeable and an excellent communicator. She answered all my questions, helped me weigh my options and feel secure about my decisions. I would definitely recommend her to a friend. - Diane - NAPA, CA

Karine is fantastic to work with. She is dedicated and quick to help in a pinch. Her great attitude and personality makes the process enjoyable. - Shelley - SANTA ROSA, CA

Karine - Robert - SAN ANSELMO, CA

Karine made things easy for us. While there is a lot to prep for pre-approval, Karine gave us a list and stayed on top of everything. And while we were finalizing the documents, she stayed in contact, explained everything, and was always available. - Christina - Rohnert Park, CA

Karine is knowledgeable, thorough in all aspects of the loan process, entirely professional yet ultimately so personable. I feel like she really cares about meeting my needs in the best possible way so it is easy to feel confident in regard to her advice. I have recommended her to so many people, my family included. She is simply the best! - Lois - SANTA ROSA, CA

Karine kept me up to date on everything that was happening...what I needed to do. I ask a lot of questions because I want to understand and learn and Karine didn’t get annoyed or tired of answering my questions. When we hit apparent snags she went into very creative thinking for solutions. She also was very encouraging to me in a process that sometimes seemed interminable. She’s direct and honest.The best part of working with Karine is her humanity, her humor and her self... her spirit. - Alesia - BERKELEY, CA

Karine was very helpful thru the entire process of refinancing our house. It was a bit of a lengthy process due to Covid-19, but she kept us up to date in the refi process and got the job done. She is a very warm and professional woman. I really enjoyed working with Karine. - William - NAPA, CA

Karine was diligent, accurate and prompt throughout our process with her. We definitely had the feeling that she was truly working on our behalf. - Edward - Petaluma, CA

Karine was professional friendly and quite thorough. It was a pleasure working with her. Her responses were always prompt when I reached out re: questions. - Mindy - Petaluma, CA

We really felt that Karine was working her hardest for us, and seemed truly invested in getting us the best rate. - James - SANTA ROSA, CA

Karin's communication was great the entire time. - William - SANTA ROSA, CA

I have been working with Karine for years and will continue to do so! She's the best! - Julia - Santa Rosa, CA

Karine Villeggiante is grate to work with! I cant wait to work with Karine with are next refinance - Andrew - FORT BRAGG, CA

Karine did an amazing job for us, as she has before, and as she has for many friends, colleagues, and clients who we have referred to her. She is very good at managing the logistical part of the process on our behalf, does an excellent job of keeping us informed about the status of the process, and she is very, very good at advocating for us to make sure we are getting the best loan in the least amount of time, with the least amount of hassle. We love Karine! - Naomi - SANTA ROSA, CA

This is the fourth time I have worked with Karine to either purchase or refi my home. She is always responsive and works with me to find the best options that work for my current situation. The last time I worked with her was when I purchased my current home after losing mine in the Tubbs fire. The level of support and comfort I felt working with her after such a dramatizing experience was beyond appreciated. - Joanne - PETALUMA, CA

Karine went above and beyond to educate us first time home buyers and kept us in the loop on every single detail. We will definitely recommend her to anyone we know looking for a lender. - Trevor - Santa Rosa, CA