Karine was always friendly, warm and professional. She gave us individualized service and treatment. She made us feel like she was fighting to get into her own home. - Mathew - Santa Rosa, CA
Karine is always very attentive and makes us feel like she’s working around the clock to get things done for us. Things are always done quickly and smoothly. - Colin - SANTA ROSA, CA
Karine is the only mortgage broker I ever want to work with for the rest of time. She’s honest and direct but also deeply empathetic. She is extremely detailed and just so on top of everything, the smoothest process ever. I trust her completely and have already told all my friends and family to use her for any future mortgage or re-financing needs. - Katherine - Santa Rosa, CA
Karine was instrumental in co-developing a plan with me to raise my credit for the optimal time to refinance and take care of my own line items. She is a wonderful asset who's ability to explain the language of her trade to me in a way that made perfect sense was so helpful, beneficial and simple. I appreciate all she did during this round and look forward to continue working with her. - Pamela - TRACY, CA
As always, Karrine was a pleasure to work with, very friendly and professional. - Robert - COTATI, CA
Karine is terrific. She communicates well both in writing and verbally. She kept us informed every step of the way. She never seemed to sleep as she was juggling between us in Pacific & Eastern Daylight time. Karin provided clear concise explanations even when we were having a tough time explaining what we needed. She was patient, warm, thoughtful and has a great sense of humor. I appreciated her constant attention in helping us move through and feel very valued as a client. SHE'S THE BEST! - Warrenetta - NOVATO, CA
Karine has worked tirelessly, making sure every detail is correct and on time. I couldn't ask for a nicer and more professional person. Thank you. - Danne - SANTA ROSA, CA
I’ve been a businesswoman for over 40 years. Karine is one of the most pleasant, knowledgeable ladies I have ever worked with. - Valencia - SANTA ROSA, CA
We had a good experience with our refi. - Bruce - WINDSOR, CA
Karine made it fast and walked us thru step by step. She was available any time we had a question and I would use her and recommend her in the future. - Monica - WINDSOR, CA
She made it easy to understand and worked through each option - Lisa - SANTA ROSA, CA
Karine was a fountain of knowledge. She made sure we understood all of our options and guided us through every step of the way. I will definitely be recommending her to any friends, family, or co-workers who need a mortgage loan or re-finance. - Kory - SANTA ROSA, CA
Karine held my hand throughout the process and was able to manage my anxiety around all the unknowns. - Deborah - Petaluma, CA
Karine was diligent and patient. got to the finish line without a glitch. very professional and a fun person to work with. - John - BERKELEY, CA
Karine is very knowledgeable and an excellent communicator. She answered all my questions, helped me weigh my options and feel secure about my decisions. I would definitely recommend her to a friend. - Diane - NAPA, CA
Karine is fantastic to work with. She is dedicated and quick to help in a pinch. Her great attitude and personality makes the process enjoyable. - Shelley - SANTA ROSA, CA
Karine - Robert - SAN ANSELMO, CA
Karine made things easy for us. While there is a lot to prep for pre-approval, Karine gave us a list and stayed on top of everything. And while we were finalizing the documents, she stayed in contact, explained everything, and was always available. - Christina - Rohnert Park, CA
Karine is knowledgeable, thorough in all aspects of the loan process, entirely professional yet ultimately so personable. I feel like she really cares about meeting my needs in the best possible way so it is easy to feel confident in regard to her advice. I have recommended her to so many people, my family included. She is simply the best! - Lois - SANTA ROSA, CA
Karine kept me up to date on everything that was happening...what I needed to do. I ask a lot of questions because I want to understand and learn and Karine didn’t get annoyed or tired of answering my questions. When we hit apparent snags she went into very creative thinking for solutions. She also was very encouraging to me in a process that sometimes seemed interminable. She’s direct and honest.The best part of working with Karine is her humanity, her humor and her self... her spirit. - Alesia - BERKELEY, CA
Karine was very helpful thru the entire process of refinancing our house. It was a bit of a lengthy process due to Covid-19, but she kept us up to date in the refi process and got the job done. She is a very warm and professional woman. I really enjoyed working with Karine. - William - NAPA, CA
Karine was diligent, accurate and prompt throughout our process with her. We definitely had the feeling that she was truly working on our behalf. - Edward - Petaluma, CA
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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