Starting in November, you’ll see changes to how you view your loan details and make payments in MyAccount. There will be a timeframe from 12 noon CST on Friday, October 29 through 10:00 a.m. CST on Monday, November 1 when you won’t be able to view your loan information or make payments online. Learn More

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Loan Consultants

Holly Onak grew up with a passion for helping individuals create wealth and lifestyles through real estate investments.  Her mother was an independent mortgage broker and realtor so the family business was a natural path for her.  Onak, a California native, brings an eye for the aesthetic, a financial intuitive nature and a pension for always doing the right thing to the real estate investment game and, as a triple threat, has successfully carved out a niche for herself.  Working and living in Santa Barbara for the past 12 years, Onak has brought a lifetime of experience and passion for creating generational wealth to Caliber Home Loans.

Her sweet spot and where her proclivity for homeownership lies is guiding young couples through the transition of relocating to Santa Barbara or simply moving from a starter to a home that more closely suits their needs.  Her understanding of the market and her accuracy has been what sets her apart and allows her to deliver the best product for each individual.

Of her many philanthropic interests, Holly focuses her annual giving towards cancer research along with various other charities to which she works towards the benefit of including but not limited to the Junior League, Habitat for Humanity, United Way and to fighting inequality.

Her passions parlay to the industry where she donates a portion of what she earns, and also works with diverse cultures, needs, and situations on a daily basis to increase the ongoing appeal in the Santa Barbara area.

 

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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>

What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>

Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

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