Starting in November, you’ll see changes to how you view your loan details and make payments in MyAccount. There will be a timeframe from 12 noon CST on Friday, October 29 through 10:00 a.m. CST on Monday, November 1 when you won’t be able to view your loan information or make payments online. Learn More

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Loan Consultants

Hello, my name is Guy Hamilton, and with 30 years of industry experience to draw upon, I am committed to providing the ideal financing to homebuyers and homeowners here in Santa Barbara and throughout California. Integrity is the cornerstone of my business, and I believe in building lifelong relationships with my clients based on mutual trust and respect. What sets me apart from the competition is my core belief that "There is no such thing as the best loan, only the loan that works best for you." My philosophy is to carefully listen to each customer’s needs before responding efficiently and effectively. I value the strong, lasting relationships I have with borrowers and business associates, not the number of transactions. Over the years, I’ve gained the knowledge and expertise essential to putting borrowers at ease during a major financial transaction. Combined with my diverse industry background, this helps to ensure a stress-free mortgage process from origination to closing.
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>

What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>

Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

Apply Now
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