Very straightforward process. There was no pressure to refinance, and Amy was always very responsive to any questions we had. - Kevin - PLEASANTON, CA
The entire process was seamless and easy, we would definitely recommend Amy. She took the time to answer our questions and we know she was working hard behind the scenes because our refinance felt like a very simple task. Thank you Amy for your hard work and excellent customer service throughout. - Beatrice - PLEASANTON, CA
Amy is wonderful! We enjoy working with her each and every time we buy a home/refinance. - Justin - CONCORD, CA
Amy has been terrific. I found working with Amy and Caliber Loans to be an efficient, transparent, and painless process. This has certainly NOT at all been the case with other lenders and mortgage brokers I have engaged with in the past. I would certainly not hesitate referring others to Amy for their Real Estate mortgage needs. - JONATHAN - Redwood City, CA
Amy Yamamoto made it great - ROSINA - ALBANY, CA
Amy Yamamoto is simply the best--thorough, articulate, professional, and she knows everything there is to know about home loans. This is the third time we've refinanced with Amy. She is also a pleasure to work with. Lana Costantini - LANA - SAN FRANCISCO, CA
Amy was great to work with. Super responsive and listened to all our needs along the way / guided us to make the best decision for our refinance.... - Phillip - Los Angeles, CA
Amy is knowledgeable, patient, prompt, and an excellent communicator. If our questions could be answered quickly, Amy would, if she couldn't then she would let us know and quickly find out the answer. We appreciated Amy's professionalism, transparency, and thoroughness and will always refer others to her. - Pedro - Greenbrae, CA
Amy is super great to work with. - Bridget - Oakland, CA
I credit my "great refi experience" totally to Amy Yamamoto. She was clear, calm, informative, knowledgeable, experienced and very patient. She made a laborious process much easier than I had thought possible. It was a privilege to work with Amy and I will continue to recommend her. Thank you. - PAMELA - Novato, CA
Amy was always there to answer any questions. She was Patient and very professional. - Oscar - Los Angeles, CA
- - Edward - NOVATO, CA
excellent service and advice, the process took longer than i expected and thats just the market. thank you. - HOWARD - REDWOOD CITY, CA
Amy was extremely helpful and informative as I tried to make a decision about the rate, term and cash out. It's reassuring to have someone's effective guidance through this process! - LISA - SAN FRANCISCO, CA
Amy is incredibly detail oriented and thorough on her loan processing and communication. She made it so easy for us and we will not hesitate to work with her again! - Ying-Mei - El Cerrito, CA
She’s very polite kept us informed with the process of our loan and got us the best deal at that time. Amy meet with our schedule with our busy life . I will refer Amy to my friends and family. Joe Gauci - Joseph - SONOMA, CA
Amy is an experienced loan specialist and a wonderful human being. All through the process she led me through the steps and made it all seem easy, even though it took lots of time. She always was good natured, patient and kept a sense of humor . I have done lots of refi’s with Amy. I’ve lost count, how many. That’s why I keep coming back, she’s great! - JANE - SAN FRANCISCO, CA
This is the fifth refinance project that Amy has directed for us. She is efficient, smart, savvy, thoughtful, creative, especially thinking outside the box, a great communicator and such a pleasant person. Why would you even THINK of working with anyone else? - Albert - San Rafael, CA
Amy Yamamoto is probably one of the most hands on and sophisticated mortgage professionals in the business. She was exceptional on every level. - JONATHAN - Novato, CA
Amy Yamamoto is the best. She has handled all of my mortgage issue for many years. - Alan - NOVATO, CA
We had a great experience and got a great rate on our refinance. - TARA - Elk Grove, CA
Well-organized and great communication! - JOSEPH - Elk Grove, CA
Amy is informed, professional, quick to respond to questions and a great communicator. Thank you! - Jennifer - San Rafael, CA
Amy was amazing - very prompt and easy to understand and helped us at every step of the way. And she was able to offer us a rate that was significantly lower than all of the other lenders we were looking at. - WILLIAM - Tiburon, CA
Amy was always communicating with me on status of loan. She was truthful and gave me real timeframe even though she knew it was not what I wanted to hear. Amy had fast response to my emails. - Mary - Novato, CA
Amy is thoughtful and caring and gives you information as you need it. Also, honest about the process. I would recommend her always and often. Karin Narodny - KARIN - SAN RAFAEL, CA
Amy has always made the refinance experience as painless as possible. Even beginning the process on December 23 I felt confident that with Amy's attention to details all would go smoothly and everything did. We closed weeks before the time she told me to allow. Thank you! - PATRICIA - MILL VALLEY, CA
Amy is outstanding ! - JOHN - SAN ANSELMO, CA
I have been working with Amy for 5 years and have performed 5 purchase or refinance transactions with her. She is just about the most professional and pleasant mortgage professional I have ever worked with. Best of the Best - John - SAN FRANCISCO, CA
We really appreciate how clearly Amy explains the house buying or refinancing process. We felt reassured, working with her, that we were making informed decisions while going through both processes. Thank you Amy, and thank you to your team as well!! - Arianna - HAYWARD, CA
Amy's timely, comprehensive and professional communication was greatly appreciated. Thank you Amy! Hans Grunt - HANS - Petaluma, CA
Amy Y, made it so easy and stress free. I can't imaging having anyone but her help us if we ever do another refi or need a mortgage. She will ALWAYS be our go to. - KATE - SAN ANSELMO, CA
Amy is the best! - MICHAEL - Pleasant Hill, CA
Amy is the best! She's always quick to respond to any question we have, and has done a great job of walking us through everything. - Aden - HAYWARD, CA
Amy is the best! Very good at customer service, smart, and hard working - Joseph - SONOMA, CA
Amy is super knowledgable, efficient, friendly, patient and delightful. She gives great advice, but leaves space for whatever is most comfortable for the client to decide, making the pros and cons of all the options easy to understand. We've refinanced with her 4 times, and it's always been a seamless process. She makes everything easy - and even fun - and we would highly recommend her to anyone considering refinancing. - STEPHEN - BERKELEY, CA
Amy is FANTASTIC! She is always helpful, cheerful, organized and thorough. I've recommended her to several friends and they all come back to me with glowing comments about her. We've done several refi's with her after initial purchase also with her and never had a single regret. Truly an above and beyond agent. - DEBORAH - Mountain View, CA
Amy was such a pleasure to work with! She responded to emails and calls quickly and patiently answered all of my questions. I appreciated how she well she explained all the steps of the refinance process and helped me feel confident in my decisions. - Ramona - Oakland, CA
Amy from the very beginning was very helpful and patient with all our questions. Once we started the process Amy kept updating us on the process. Overall we are very satisfied with Amy’s work and I would recommend her to anyone. Thanks - EDUARDO - BELL GARDENS, CA
Amy is the BEST! She helped us when we got our first home 10 years ago and helped us this time around as well. She is always there to answer our questions and give us the best advice based on our unique situation. On top of that she is a kind and caring person! We highly recommend her! - KLAUS - Novato, CA
We have worked with Amy Yamamoto in the past and for our refinance we went straight back to her. Her exemplary professionalism, attention to detail and extensive knowledge of all things finance made this one of the easiest transactions ever. When you’re dealing with large amounts of money things can be stressful but Amy always there to assure you that things will be ok. Thanks Amy for the help! - EMILY - Novato, CA
Amy provided the best communication throughout the entire process. - ALICIA - BELL GARDENS, CA
Amy always kept us informed and updated about the process, which made it much less stressful to handle the delays we experienced due to high volume. She was also always informative and friendly. - Eric - Ben Lomond, CA
- BRYAN - WOODACRE, CA
Amy is very knowledgeable and easy to talk to. She is someone that you can trust. - Craig - SEBASTOPOL, CA
Any Yamamoto is amazing! - Debra - Sebastopol, CA
Amy is amazing! She answered all my questions quickly and clearly. She made the process as easy as possible. This is my third time working with Amy and I wouldn't go to anyone else for my mortgage needs! - KATHLEEN - SAN ANSELMO, CA
This is the second loan I’ve done with Caliber in a year and both experiences were stellar in the level of organization, professionalism and attention to detail delivered by amy yamamoto and her team. I will always try to work with her for future lending needs. - Elizabeth - SAN FRANCISCO, CA
Amy is the best! - Helen - FAIRFAX, CA
Amy was great to work with. Was very patient with our questions. And is a truly nice person! She was recommended to us by a dear friend and if we hear of anyone in need of a refi we’ll do the same! - CAROL - PETALUMA, CA
Amy was amazing to work with. She answered any and all of my questions and made the experience easy, pleasant, and totally seamless. I would definitely recommend her without any reservation and will happily work with her again if the opportunity arises! - EMILY - Richmond, CA
As first time home owners. We had many questions and Amy was great at walking us through everything. - Marvin - Novato, CA
We TRUST Amy in all aspects of out business with her. - BARRY - NEVADA CITY, CA
Amy was very knowledgeable, flexible, and patient. She was very responsive and helped us navigate through the loan process with ease. We felt confident that she had our best interest at heart and we would highly recommend her to others. - My - Novato, CA
I trust Caliber; I have been with you for a long time. Amy Yamamoto was excellent! She kept me informed at all times. Lincoln Arthur - Lincoln - LA MESA, CA
Amy has great communication and explains everything. She was on top of all necessary steps through out our loan process. - William - Carnelian Bay, CA
Amy is clearly very knowledgeable and efficient. I could tell that she was doing a lot of work in the background to make the transaction smooth and easy without having to involve me at every step. Really appreciate her professionalism. - Jonathan - SAN RAFAEL, CA
Amy Yamamoto is smart, trustworthy, hard working, and helpful. I would never go to any other mortgage broker. Amy is the best. I recommend her to all my friends and colleagues who are refinancing their homes. Amy understands that service and support are crucial for sales. She is exceptional and a great asset for Caliber Home Loans. Thank you once again for helping me Amy, Working with you is a great pleasure. Dorrie - DORRIE - CORTE MADERA, CA
Amy Yamamoto was great. - JOHN - SAN RAFAEL, CA
Amy is great, has done many loans for our family, and we will do more in the future. The only thing “wrong “ this time was the length of time things took due to the late volume of Rego’s. But Amy is the best!!! - Robert - TRUCKEE, CA
Amy was a real pleasure to work with. She always responded promptly and thoroughly to our questions and concerns and seemed very knowledgeable and trustworthy. She kept us informed of the status of our application and provided us with clear and simple instructions when we needed to review, submit or sign anything. - SANDRA - Fairfax, CA
Clear communication throughout, always answered questions with ease. Amy was proactive and made the whole process easy. - DANIEL - PAICINES, CA
Fast communication, friendly, got us the low low interest rate we wanted! - JENNY - Petaluma, CA
Amy is an extremely knowledgeable and efficient mortgage broker. She thoroughly explained each aspect of the complex refinancing process and guided everything to an optimal outcome. She is also a very friendly, nice person. - GEOFFREY - MILL VALLEY, CA
Amy has been great. Took care of every detail, very professional and a delight to work with. Thank yo. - Paul - GUERNEVILLE, CA
Very professional and alway kept me informed about time lines Thanks - MARVEL - West Sacramento, CA
Amy Yamamoto is the greatest asset you have. She knows her job, works for the customer. I only wish I had more houses to purchase so that I may use her expertise. Thank you Amy Yamamoto. - Rozan - Novato, CA
Amy is brilliant, dogged and detail oriented. She is perfect at helping us get just the right loans. We highly recommend her to our friends and family. You are LUCKY to have her. She is a jewel. - Sharmaine - GUERNEVILLE, CA
Amy was wonderful, as usual. Thanks again! Lucy - Lucy - San Francisco, CA
We have worked with Amy several times to refinance our home. She is always professional, honest and positive. We have really enjoyed working with Amy through the years and highly recommend her. - PHEBE - Mill Valley, CA
Amy is a pleasure to work with, extremely diligent and truly cares about her clients, and she makes the whole process so smooth. - Carol - SAN RAFAEL, CA
Amy gave us great advice and explained everything clearly. She kept us on track to get the process done on time. - ARNOLD - Kensington, CA
I had a few "quirks" in my Mortgage application but Amy took them in stride and could not have been more helpful and friendly. Ive refinanced on my own a few times but now I see advantage of having an expert to help the process. I cant thank Amy enough for helping me to lower my monthly payments . - Julianna - SAN RAFAEL, CA
Clear step-by-step path, cogent explanations and intelligible process. Dependable, responsive and professional. - BURTON - Mill Valley, CA
efficient and professional service - Pamela - San Leandro, CA
Amy provided guidance and knowledge throughout the process making it as painless as possible. She had a great analytical approach to my accounting that will serve me in the future. Amy was always pleasant and I felt as though I was working with a friend that had my best interest at heart. - Barbara - San Anselmo, CA
Working with Amy Yamamoto is what made it great. We've worked with her for many years and we're very happy how she takes care of us and her expertise in guiding us through these transactions. We feel that she really cares about us and we'll be sure to be working with her again. - Robert - Novato, CA
Our experience with Amy Yamamoto was terrific. She explained the process thoroughly and kept in touch with us throughout the process of our refinance transaction. We would highly recommend her to anyone looking to get a loan or refinance. - KATHRYN - NOVATO, CA
I've worked with Amy several times now, in buying my house, and in refinancing. My sister had dealt with others that made the process horrible, and her boss told her about Amy. My sister was very happy with Amy, and so am I. Amy is professional and really knows the ins and outs of the process, but she's also very personable and reassuring. It's important to me to be able to trust the person I'm working with, and I totally trust Amy. I give her the highest ratings! - KATHERINE - Pleasant Hill, CA
Love Amy. We trust her and wouldn't consider working with anyone else! - Alexis - SAN RAFAEL, CA
You guys ere very truthful and professionals because l was trying to refinance our loan with rocket mortgage and they are full of trash l really waste my time with them .and Amy Yamamoto was the the other way very professional and polite we are very happy. Thank guys l will spread de word. - JOSE - NOVATO, CA
Amy's knowledge of how to make the process flow smoothly and efficiently! - ANNE - San Rafael, CA
The experience was made great by their commitment and professionalism. - JOHN - San Francisco, CA
Amy was efficient, informative, and reassuring throughout the process - JAMES - ROHNERT PARK, CA
Buying a first home had me full of questions and Amy was very quick and clear with her responses to every question we had (even on a Sunday). She made the home buying process very breezy! - BAILEY - San Rafael, CA
Great communication and friendly! - JOSEPH - NOVATO, CA
Amy made it great! :) - John - GUALALA, CA
Amy made it easy and sensible. - Keith - FORT BRAGG, CA
Amy Yamamoto and Allison are excellent; they have the patience to work with us during the loan process. - Ernest - PETALUMA, CA
Amy was the greatest. Kept us informed and explained everything very throughly thru out the whole process! Highly recommend Amy for loan process. - BARBARA - GUALALA, CA
Amy is on top of her business and it showed all the way through the process. Amy had the best attitude with a can do attitude not to mention we loved her sense of humor. We would HIGHLY recommend Amy. She is a class act ;-) - BRUCE - Vacaville, CA
Amy is friendly, professional, and knowledgeable. She writes and communicates in ways that are easy to understand, and follows up consistently. - STEVEN - SANTA ROSA, CA
We love working with Amy. We have engaged with her 5 times I think and recommended her to everyone. There is not another person in mortgages or refinance that we would rather work with! - Michael - SAN RAFAEL, CA
Amy’s responsiveness, guidance and knowkedge - Thomas - Novato, CA
Amy is professional, friendly, responsive and very capable. We have used her services many times, and will again. - Robert - PETALUMA, CA
Amy was informative and timely with her responses. She is a delight to work with. - Joan - PETALUMA, CA
My experience with Amy was very professional, courteous and very informative with all my questions and advice. I would highly recommend Caliber to anyone looking for a home loan who will get the best journey to a perfect person to help them through a process to a rewarding rate. - DIANE - Pleasant Hill, CA
If you are not in the position to buy a house with cash, please contact Amy Yamamoto immediately! We had an amazing experience with her. From the get-go, she was SO clear & educated us on a multitude of loan products. Though I wasn't necessarily looking for this from our loan officer, Amy was warm, funny & very caring. We hit snags & bumpy terrain due to fires in our area during escrow, but Amy stuck with us, advocating hard for our success. And we got an amazing interest rate! Thank you! - LILIANNA - Santa Rosa, CA
Amy gave us incredible guidance throughout every stage of the loan process. She's a superstar. We'd work with her again in a heartbeat! - JOSHUA - Santa Rosa, CA
Amy is knowledgeable, calm, organized, and has excellent people-guiding skills as well as a thorough knowledge of the profession. She excelled at keeping us informed, answering all questions clearly, and thinking creatively. - Gavin - San Rafael, CA
Amy is always on top of the process, communicates well and knows the business better than anyone I have ever worked with. - Philip - Fairfax, CA
Amy was super knowledgeable and a great resource. She is wonderful to work with and on top of everything. I was very happy working with her and would definitely work with her in the future. Thank you Amy :) - Emily - EMERYVILLE, CA
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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