It was a pleasant experience working with Kenny Stephen. - Masood - SAN FRANCISCO, CA
We've used Kenny a couple of times to buy and refinance houses and he always provides great service! - Michael - PINOLE, CA
He worked with us on 2 homes that eventually fell through because of sellers before finally closing on the 3rd and best home. He showed great patience and made it happen! - Gabriel - Half Moon Bay, CA
seamless process to get my loan done thank you - Sami - San Mateo, CA
Caliber Home Loans and Kenny Stephen are very professional, communicate well, work to provide you with the best financing plan, and are a pleasure to do business with. - Deac - Larkspur, CA
I’ve worked with Kenny Stephen on a previous refinancing about 8/10 years ago and I had a great experience. When I decided to refinance again I reached out to Kenny Stephens. We had a great opening conversation regarding this loan. I worked with Mr. Stephen and his wonderful crew (Veronica Puga and Tori Ybarra). This group was great to work with and very professional. They kept me informed throughout the refinancing process. I would recommend this crew to anyone who’s thinking about refinancing - Louis - SAN JOSE, CA
Overall we had a good experience working with Kenny - he took the time to answer all of our questions as first-time homebuyers, and in the end he secured an excellent rate and terms for us. Minor constructive feedback: it would have been really useful to have received more proactive communication throughout the process about what actions needed to be taken and by whom. We felt bad about needing to constantly call and email Kenny and his team to get this information. - Hans - San Francisco, CA
Great team to work with! - Lisa - NEVADA CITY, CA
Kenny was great to work with. I explained to him my situation and was able to give a good idea of what we should expect. Once we were moving forward, everything fell in line with our expectations. His entire team was very diligent in making sure our documents were in line and was able to ensure a timely close. I have always thought of working with bigger banks as the rates would be better, but i was wrong. Kenny and Caliber were able to exceed my expectations for rates. - Basil - South San Francisco, CA
I had a great experience working with Kenny. Would highly recommend him. - Irina - SAN MATEO, CA
Kenny and the Caliber team help make the refinance process very efficient. Kenny answered all my questions and helped to make the whole process smooth. I will definitely go back to Kenny for any refinancing in the future. - Alberto - DUBLIN, CA
very pleased with the service - Abraham - HAYWARD, CA
Kenny Stephens is a fantastic guy... when it comes to mortgage loans and finance there’s no other person who knows his stuff. He’ll walk you through the whole process and answer any questions you have immediately. I’ve dealt with Caliber and Kenny on previous occasions and could not be more satisfied. Once again, thank you Kenny and team for making this process pleasant and easy. Cheers J. Rod - Joffre - SOUTH LAKE TAHOE, CA
This is the third time I have used Kenny. His work speaks for itself. He is very knowledgeable, trustworthy, and has your best interest. Thank you Kenny for all your hard work! - Nancy - SANTEE, CA
I'd like to acknowledge the entire team for making this process seamless. Every team member was on top of things, prompt and available whenever I had questions or needed something. The experience from start to finish was fast & efficient. There were never delays or roadblocks that interfered with the timelines and due dates. Kenny's expertise and credibility around this industry made me feel comfortable and excited about Real Estate in general. He will be my advisor moving forward. - Debbrah - Sacramento, CA
Kenny was informative, responsive, and kept me in the loop on what was happening at every step of the loan approval process. As a first time home buyer, I felt at ease and confident with Kenny's guidance during the process - cannot recommend Kenny and his Caliber team enough! - Melissa - San Francisco, CA
Kenny Stephen was great to work with. He works great under pressure and he always delivers. I would definitely recommend Kenny to anyone looking to purchase a home and/or refinance. I look to Kenny for all my loan needs and I will continue to do so. This was a great experience. - Faris - Millbrae, CA
Kenny was very knowledgeable and helpful during the whole process. He got the loan done within a timely manner and offered a lot of support. He was always available for questions and guidance. We enjoyed working with him and would recommend him to others. - Andrea - Millbrae, CA
Very Simple Process from Start to Finish - Michael - SOUTH SAN FRANCISCO, CA
Kenny, spent more time than I ever expected talking with me and giving advice on how to handle certain issues that arose. Also, I was motivated to provide any needed info quickly and I found that each time I did, the whole process just accelerated to an on-time closing. - Walter - Redwood City, CA
There were many things that made our experience with Kenny great. He was a person of his word. He always responded quickly, and explained all the things that would otherwise make a first time home buyer like me nervous. He gave us the best rate in the market and best lender credits. The whole process went really smooth. I am looking forward to do business with Kenny in the years to come. - Nishant - Hayward, CA
Prompt responses and great services. - WenChang - Tustin, CA
I had a fantastic experience with Caliber Home team. Extremely capable and supportive, Kenny Stephen helped me through the whole process and saved the deal for me. Kenny delivered and I couldn't be happier and can't thank him and his team enough! He is reliable and ALWAYS available. The absolute best in the business! - Daniela - San Bruno, CA
5 star service all the way around! - Trevor - Pacifica, CA
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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