Hello, my name is Andy Wagner, and as a licensed Loan Consultant in CA, TX, IL, IN, OR, WA, MO, and AZ, I am very proud to represent Caliber Home Loans providing the best customer experience possible. I welcome the opportunity to guide you through the loan process and select the loan program that best suits your needs. What sets me apart from the competition is my core belief that meeting clients goals is the number one priority, and my philosophy is to listen to each customer’s needs and respond to those needs efficiently and effectively. I also believe that personal service is the key to building strong and lasting relationships with borrowers and business partners alike. The Furrows & Wagner Team is always available to answer questions and assist with your mortgage financing needs. We look forward to hearing from you.
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years
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

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What is the process

for buying a home?

Caliber has streamlined the process for you!

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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

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Let’s start this
journey together!

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