Joseph Sanchez made this refinancing experience for me very easy and was so helpful with every step. He was patient with me and helped me understand everything that was going on when I didn't know much about the process. I would recommend Joseph Sanchez to any of my family and friends! - Nicholas - SALINAS, CA

- Jaime - SALINAS, CA

Fantastic communication throughout the process. Very responsive to to calls and emails. Highly recommend - Mark - MORGAN HILL, CA

Working with Mr Sanchez was truly grand because he explained all the paper work in an understandable manner.I will recommend Joseph to my friends and clients for sure. - Robert - Salinas, CA

Joseph guided me the whole way. He delivered on his promises, he kept me informed, and I was able to get a great rate. Hilary was very friendly and knowledgeable. The computer system they had me use to upload our loan conditions was very user friendly. Overall a great job! - Scott - SALINAS, CA

how committed Joseph Sanchez was to see this through during difficult times. i was always up to date on every step of the way. Joseph Sanchez is definitely an asset to your team. i would refer him to any one . - Joe - SOLEDAD, CA

Joseph provides easy service and he delivers. I don’t like flaus or misconceptions, Joseph provides immediate feedback. - Jose - SOLEDAD, CA

We have used Joseph for our home loan and refinance needs multiple times in the last 5 years and have been so happy with his level of knowledge and service. He always communicated with us about timelines, next steps and was happy to offer assistance wherever he could. Joseph definitely goes above and beyond for his clients and we have been so happy to work with him and always recommend him to friends and family. - Jaclyn - Salinas, CA

Joseph did a great job. He really CARES about getting the loan done and helping us get our new home. I will highly recommend him to others. - Jason - Aptos, CA

We appreciate the excellent communication throughout the entire process that exceeded our expectations. Thank you! - Pamela - Salinas, CA

Wow we could not have asked for a better experience, we were kept informed the whole process and advised of any snags; solutions from Joseph were innovative and well thought out. Thank you so much the people and service exceeded all my expectations it was first class all the way and cost was more than reasonable. - Robert - Salinas, CA

What can I say, we got our loan in just a little over a month. No real problems. Very professional. - Scott - MARINA, CA

I’ve purchased and refinanced loans before and this was a stress-free process. All questions were answered. Thorough and honest communication. Would work with Joseph again! - Claudia - Salinas, CA

Joseph was on point personable and professional. He updated us frequently and kept us in the loop during the whole process. We will definitely refer him to friends and family as we had a 10/10 experience. - James - Hollister, CA

Joseph has helped with more then just this loan and he always comes through for us! - Stephen - SALINAS, CA

Even through the extra struggles and complications of my first home purchase especially during a pandemic, Joseph was very patient and very informative, Never gave up and hung in there until we finally closed. Thank you Joseph!!! - Kyle - Hollister, CA

We had a great experience during our Refinance with Joseph!! He was direct and made things simple and explained everything to us. Thank you, Joseph!! - Leanne - Hollister, CA

Joseph and Caliber Home Loans were very professional and helped me refinance my house in a timely manner. - Jorge - Soledad, CA

Joseph did a great job guiding us through the process. Thanks! - George - Hollister, CA

Joseph was great, even through this pandemic that we are going through, Joseph made the buying process as smooth as can be. There was no stress through out our purchase of our new home. I would have no issues referring Joseph to anyone in search of buying or refinancing. Thank you for everything Joseph. - Salvador - Soledad, CA

Joseph communicates in a timely manner and follows up quickly. Great working with him! - Vanessa - SALINAS, CA

Joseph &Hillary we’re very patient & communicative through the entire process which was way too long and burdensome. - Patrick - SALINAS, CA

Jose and his team were awesome. They answered any and all the questions I had. At any time of day, they were available. Joseph would tell if I was doubtful and would make sure I was sure and understood everything that was going on. I would highly recommend Joseph Sanchez to friends and family. - Quetzal - Salinas, CA

Joseph made the refinancing process super easy and fast. He gave us the best rate that there was at the moment helping us save a lot and lowered our house mortgage payment a lot. I highly recommend Joseph for any home loans you might need. - Mariela - SOLEDAD, CA

Joseph was clear with the information needed and process for our refinance. He kept us updated and informed daily. - David - SALINAS, CA

Joseph was wonderful to work with. Responded to everything in a timely manner and kept me in the loop every step of the way. - Emmilu - SALINAS, CA

Joseph was great to work with. He was responsive to questions and provided great advice. - David - Salinas, CA

Communication between Joseph and us was amazing Joseph did everything he could to help us get the house we wanted. With Covid happening in the world, Joseph has adapted and was very patient with us in regards to technology. Joseph is relatable and his personality is easy to get along with. - Adrian - Salinas, CA

Joseph help me with the purchase of my home home last year, So when the rates dropped I really didn't look anywhere else to refi. Joseph did the great job the first time and the refi went even better than the purchase. I would refer him to friends and family. Thank you - Stella - Soledad, CA