Joseph is a professional. - Terry - SALINAS, CA

Very knowledgeable and helpful. The process went very smooth. - Andy - Soledad, CA

Fast, easy, friendly, professional and knowledgeable describe my interaction with Joseph and Caliber - Paula - Salinas, CA

Joseph went out of his way to work with my crazy schedule, which means a lot because I work nights and sleep all day. During the pandemic as well, which was very tricky getting documents to him. We are very thankful for his excellent customer service along this path. He kept us in the loop sometimes twice daily. - Patricia - Salinas, CA

The loan process was so easy and Joseph and staff very very helpful when we had a questions - Guillermo - SOLEDAD, CA

Joseph's experience and knowledge made this easy process. - Diego - SOLEDAD, CA

I wish there was a selection better than Great; as that term is just mediocre. Joseph is AMAZING, which is why we continue to do business with him. He is knowledgeable, thoughtful, and always on top of his game. We have and will continue to send referrals to him as well. - Kimberly - SPRECKELS, CA

Joseph was great, so was rest of staff that helped us. Always keeping us informed b - Michael - SPRECKELS, CA

Geat help. And kind service. - Jacqueline - MODESTO, CA

Joseph was always available. - Jose - SOLEDAD, CA

Joseph worked hard day and night to get this done. He is a one of a kind. - Eddie - Salinas, CA

Excellent experience - Douglas - Pacific Grove, CA

Before we found Joseph we were being helped by people who didn’t seem to take us seriously and lacked good communication. Joseph treated us so well and was very patient and explained everything to us in a way we were able to really understand. We are so grateful to have Joseph! - Jovita - Salinas, CA

Joseph's expertis and availability; specially during this Covid-19 situation. - Jahangir - Salinas, CA

Joseph takes exceptional care of all my mortgage needs. - Gonzalo - SALINAS, CA

Honest, trusworthy, clear and consise! - Gabriel - SALINAS, CA

Joseph took the time to answer all my questions and was good with communication during whole process of my refinance he also helped me understand what was going on being it was my first time . - Ernie - SALINAS, CA

We just signed paperwork and rest of work all done for us, and all home - Brenda - MONTEREY, CA

Joseph made the entire loan process easy and stress-free! He cared about our financial well-being and took the time to learn about what we needed and helped us make the best financial decision for our family. Joseph worked quickly and efficiently, stayed in constant communication with us and worked very closely with our real estate agent. Joseph went above and beyond with the time, attention and care that he showed us during the home buying process. I can't recommend Joseph enough! - Amanda - Salinas, CA