A home purchase is probably one of the biggest financial decisions you'll ever make. That's why I'm committed to personally guiding you through every stage of the mortgage process. You can rely on me to assist you with home financing that provides lasting affordability and value, and to work hard to address your needs effectively while closing your loan as quickly as possible. I also believe that integrity and transparency is the key to building lasting relationships with borrowers and business associates alike. Before entering the home loan industry, I graduated from San Francisco State University with a degree in Communications. A native of California, I've lived here in Monterey County for over 35 years. When not assisting customers with their home loans, I enjoy leisure sports and fishing activities with my family.

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A home purchase is probably one of the biggest financial decisions you'll ever make. That's why I'm committed to personally guiding you through every stage of the mortgage process. You can rely on me to assist you with home financing that provides lasting affordability and value, and to work hard to address your needs effectively while closing your loan as quickly as possible. I also believe that integrity and transparency is the key to building lasting relationships with borrowers and business associates alike. Before entering the home loan industry, I graduated from San Francisco State University with a degree in Communications. A native of California, I've lived here in Monterey County for over 35 years. When not assisting customers with their home loans, I enjoy leisure sports and fishing activities with my family.

Estimate your monthly payment

Update the information below to estimate your monthly payment

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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

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