OJ is always lovely to work with. He takes the time to answer all of our questions and has offered sound advice since we first started working with him in 2019. We’ve already recommended OJ to family and friends. - Julia - Sacramento, CA

OJ makes our experience smooth and easy. I trust OJ is working in our best interest. - Joseph - Sacramento, CA

OJ made the whole experience very easy and stress free. He is very trust worthy and professional. I feel confident I received the best options for my situation. - Keri - CITRUS HEIGHTS, CA

I worked with the Branch Office Coordinator, Gillian Balbierz. She was extremely helpful during this process and frequently provided updates. - Laquaya - Sacramento, CA

O.J. and the Caliber team worked very quickly and diligently to make sure we met all the requirements to qualify for a very beneficial new loan. We have now paid off all our unsecured debt and are gratefully looking forward to a more prosperous and secure retirement! - Kathleen - MOUNT SHASTA, CA

Easy, fast, great communication. Thanks! - Rebecca - SACRAMENTO, CA

Everything! The staff that I interacted with was great. If there was something that I didn't understand - they would explain everything to me as if I was two (2) years old. However, they didn't treat me as if I was 2yrs old. Thank you Caliber Home Loans and especially OJ - Jo - SACRAMENTO, CA

O.J. made the process smooth and was very helpful every step of the way. - Nicholas - Carmichael, CA

OJ communicates often to explain status and next steps, and the overall process was very quick. - Lara - Carmichael, CA

OJ was always available... from the rushed 24-hour period from initial start up to qualification letter and through the following 9 month 4 day required to close the contract (on the other seller end). Provided insights into next steps, information required, and advise of the extended duration. 100% satisfied with his services on this purchase and my prior 3 purchases, extending over 25 years. - Christopher - FAIR OAKS, CA

- Anthony - SACRAMENTO, CA

OJ was extremely knowledgeable, transparent, and accessible. Appreciated his straightforward but friendly approach. - Cathryn - Woodland, CA

OJ was so helpful in finding the right program for us. It was challenging at times but OJ made it happen. We definitely would recommend OJ to any one who wants to have great experience! - James - El Dorado Hills, CA

O.J. walked us through the entire process with complete transparency and superior customer service. O.J. always made himself available (even on weekends) and did a fantastic job partnering with our real estate agent to ensure everyone was in the loop. We couldn't have had a better experience. A++++++ - Dallas - Woodland, CA

Easy process and great communication along the way. - Christopher - Carmichael, CA

Very clear process that was well communicated all the way through. - Roxane - Sacramento, CA

Very diligent and helpful service. Good communication. Attentive and professional. - Maximillian - Sacramento, CA

Pleasant folks to communicate with. Very efficient process. Clarity of communications. - Carole - SACRAMENTO, CA

OJ is awesome. - Robert - CARMICHAEL, CA

OJ is always great to work with! - Bernd - Sacramento, CA

Very professional and easy to deal with OJ and everyone . Extremely satisfied with service - Magda - Sacramento, CA

I enjoy working with OJ Vallejo. He is always friednly, informative and helpful. - Joan - CITRUS HEIGHTS, CA

It’s nice to work with someone who is knowledgeable and genuinely kind. I feel valued working with Caliber and specifically O.J. - Leanna - SACRAMENTO, CA

Everything was great! - Julie - ELK GROVE, CA

Thank you for your assistance. - Virginia - Sacramento, CA

Such a delight to work with! - Stephen - ELK GROVE, CA

I have worked with OJ for 30 (wow!) years, starting with my first house, and now re-financing my latest. He'd be the first to tell you I have high standards for service, and I keep coming back to him because he always exceeds my expectations. He has a gift. He explains complicated matters very clearly, he gives great advice, and his work is impeccable. He's also just a genuinely nice guy who's fun to talk to. If I could give more stars, I would! - Christine - SACRAMENTO, CA

OJ was very professional. All our questions were answered and the experience was enjoyable. - Donna - SACRAMENTO, CA

O.J went above and beyond to make my refinancing experience easy. He explained to me all I needed to know and is very knowledgeable. I would recommend him to anyone who wants to buy or refinance. - Winfred - Sacramento, CA

OJ was very open and clear on communication with us. He ensured we turned in every document in a timely manner and clearly outlined what was required from us. We had a fast close and OJ fit everything in the timeline.My realtor also stated he had great communication with OJ and learned from him as well. I would definitely say OJ is an outstanding employee and caliber is lucky to have him! - Michael - Sacramento, CA

OJ is the best! - Jesse - SACRAMENTO, CA

O.J. and his team were prompt, clear, and good to work with. Their communication was always both timely and clear. - Angela - Sacramento, CA

O.J. and his team is wonderful to work with. - Katherine - ELK GROVE, CA

Fantastic service. Super quick and concise correspondence. Answered every question staying professional and personable. Second time refinancing through Caliber, and we will not hesitate to return to OJ and the his team. - Edward - Clovis, CA