O.J. answered all my questions and helped me get a very good interest rate. He was always helpful and professional. - Sherri - Sacramento, CA

OJ Vallejo is the reason why I keep coming back to Caliber. - Joshua - Elk Grove, CA

Home buying is stressful. I was extremely thankful to have O.J. managing the financial side of the process for me. He was always accessible whenever I needed a question answered or a document clarified. I trust him fully and would 100% recommend him for any home loan needs. - Barry - Sacramento, CA

We have worked with OJ for years. Always has our best interest in mind, keeps you informed and explains any questions that you might have. - Cully - Placerville, CA

O.J. Is an outstanding lender and does a really great job. - Robin - Sacramento, CA

O.J. made it a very easy and pleasant in every way possible. He explained every step which I very much appreciated. He was a pleasure to work with!! - Ellen - San Ramon, CA

It was a pleasure working with OJ. He always provided the most accurate information. He was receptive and patient answering any of our questions. - Veronica - Vacaville, CA

OJ is relaxed & alert/focused. He's very knowledgable, kind, & funny! He GETS THE JOB DONE, on time & on budget! As an ex-project manager myself, I'd say OJ has exhibited all the qualities needed to keep making his clients quite happy! Thank you for your help OJ! - Deborah - Sacramento, CA

Keeping us informed, and OJ’s follow through. - Michael - Orangevale, CA

O.J. is always spot on. His communication, follow through, and personality are always exemplary. I hope to work with him again in the future. -Jon - Jonathan - Orangevale, CA

Explains the process of refinancing in an understandable way. Maintains very good communication throughout the process. - Philip - Sacramento, CA

. - Randall - SACRAMENTO, CA

We closed on time in 21 days. Extremely helpful. - Christine - Carmichael, CA

We appreciate the attention to detail OJ and his team gave our transaction. Smooth, fast, and efficient! We will recommend OJ and Caliber to anyone who are looking to buy a home. - Greg - Carmichael, CA

Oj has provided us solid advice for years. He is extremely knowledgeable and goes the extra mile for his customers. - Martin - SACRAMENTO, CA

OJ made the process so smooth and easy. He communicated clearly and was always available to answer questions. He helped us identify the best time to do our refi and worked tirelessly to make sure everything worked in our favor. He’s been fantastic to work with. - Jeffrey - ELK GROVE, CA

OJ was very responsive to all of our questions and was very courteous to ensure he wasn't pressuring us to do anything we weren't comfortable with. - Matthew - SACRAMENTO, CA

Responsive to questions, knowledgeable - Melissa - Sacramento, CA

Thank you OJ! - Mark - San Mateo, CA

OJ helped me through the entire process. Thank you. - Marc - Sacramento, CA

Timely and responsive communication. OJ was quick to help in resolving a couple challenges that came up during the process. Excellent service all around - Oluwapelumi - West Sacramento, CA

OJ Vallejo made my home buying experience a breeze. He helped me understand the process and answered/addressed all my questions/concerns. He was a joy to work with and I highly recommend anyone, especially first time home buyers, work with OJ and Caliber as their lender. - Nicole - RANCHO CORDOVA, CA

Efficient, courteous, and put our needs first. - Sharon - Patterson, CA

OJ has helped me with multiple mortgages and refinances and I have come to trust his advice and counsel and will always look to OJ to assist with my borrowing needs. He helps identify the best loan options for my situation and is very responsive and helpful with navigating through the loan application and document gathering processes. - Richard - Patterson, CA

I worked with OJ and my experience was outstanding! His client service is exceptional and I felt like the entire time we were in good hands. OJ guided us through the process, answered all our questions, and made him self available with whatever we needed. Thank you, OJ! Best experience ever! - Lisa - MURPHYS, CA

OJ was awesome. - Ricky - MURPHYS, CA

OJ walked us through every step of the loan process and was on hand to explain parts of the home-buying process that did not even pertain to the loan. He was extremely responsive to our inquiries and questions and helped us secure the best rate possible. Thanks OJ! - Emilio - Sacramento, CA

Very attentive and quick to respond. - Eric - Citrus Heights, CA

The promptness and communication with OJ made this an enjoyable and no-stress transaction. Working with OJ was enjoyable and his patience and exceptional knowledge made for a trustworthy experience. We absolutely will recommend OJ to our friends and family. - Edwin - Sacramento, CA

We have used OJ many times for mortgage refinance and purchases. He is always patient and responsive. - Danielle - Davis, CA

It was a smooth and pleasant process. - Elizabeth - Fair Oaks, CA

Not only is OJ very friendly, but he is very effective in his communication. There was never a point during the refinance process that I didn't know what was going on. This was the easiest refi I have ever had. - Jeremy - Fair Oaks, CA

Very quick process with no issues at all. Timely and complete communication. OJ and Kathy were great! - Lara - Carmichael, CA

He is very knowledgeable, responsive and thorough. I would definitely recommend him and his team. - Nathaniel - Sacramento, CA

OJ was fantastic! He is the reason I'm doing business with Caliber Home Loans. He listened to all of my questions and gave great advice and options. The process was smooth and we are very happy with our new mortgage. Great Job OJ and Thank you! - Nicholas - Carmichael, CA

All timeframes were communicated accurately and was overall pleasant to do business with. - William - Sacramento, CA

OJ went above and beyond to make my loan process as easy and seamless as possible. With all the stress that goes along with qualifying and buying a house, the fact that OJ took on the burden of worrying for me I was able to put my mind at ease and concentrate on other things (like buying new appliances, new carpet, picking out paint colors, all the fun stuff). OJ was absolutely a gem to work with. Thank you so much! - Michelle - Fair Oaks, CA

I have completed 2 transactions with OJ Vallejo. The assistance he provides is clear and concise. He got things completed quickly and kept me informed every step of the way. I recommend him without a blink! - Kathryn - Sacramento, CA

OJ communicated very well. He was both timely with his communications and very helpful in explaining how the loan refi would work even amid some really volatile market activity. Great experience. - Ryan - Sacramento, CA

OJ was very responsive and had great advice! - Jillian - Sacramento, CA

We have worked with OJ Vallejo for both our original loan and our refinance. OJ is very personable, explains every step, provides excellent advice, and goes the extra mile to look out for our best interests and make suggestions based on our needs. - Stephen - Sacramento, CA

O.J. did a great job. He found me a very good interest rate and kept me informed the whole way. He went to bat for me at one point with the title company and everything worked out well. I cannot say enough. Highly Recommend! - Colleen - El Dorado Hills, CA

Great service! Always there when I need him. Always helpful with getting the best deal. - Kevin - West Sacramento, CA

OJ is awesome!! - Cynthia - Sacramento, CA

2507 - Cynthia - Sacramento, CA