I enjoy working with OJ Vallejo. He is always friednly, informative and helpful. - Joan - CITRUS HEIGHTS, CA

It’s nice to work with someone who is knowledgeable and genuinely kind. I feel valued working with Caliber and specifically O.J. - Leanna - SACRAMENTO, CA

Everything was great! - Julie - ELK GROVE, CA

Thank you for your assistance. - Virginia - Sacramento, CA

Such a delight to work with! - Stephen - ELK GROVE, CA

I have worked with OJ for 30 (wow!) years, starting with my first house, and now re-financing my latest. He'd be the first to tell you I have high standards for service, and I keep coming back to him because he always exceeds my expectations. He has a gift. He explains complicated matters very clearly, he gives great advice, and his work is impeccable. He's also just a genuinely nice guy who's fun to talk to. If I could give more stars, I would! - Christine - SACRAMENTO, CA

OJ was very professional. All our questions were answered and the experience was enjoyable. - Donna - SACRAMENTO, CA

O.J went above and beyond to make my refinancing experience easy. He explained to me all I needed to know and is very knowledgeable. I would recommend him to anyone who wants to buy or refinance. - Winfred - Sacramento, CA

OJ was very open and clear on communication with us. He ensured we turned in every document in a timely manner and clearly outlined what was required from us. We had a fast close and OJ fit everything in the timeline.My realtor also stated he had great communication with OJ and learned from him as well. I would definitely say OJ is an outstanding employee and caliber is lucky to have him! - Michael - Sacramento, CA

OJ is the best! - Jesse - SACRAMENTO, CA

O.J. and his team were prompt, clear, and good to work with. Their communication was always both timely and clear. - Angela - Sacramento, CA

O.J. and his team is wonderful to work with. - Katherine - ELK GROVE, CA

Fantastic service. Super quick and concise correspondence. Answered every question staying professional and personable. Second time refinancing through Caliber, and we will not hesitate to return to OJ and the his team. - Edward - Clovis, CA

I’ve referred a friend to OJ! - Wendy - ROSEVILLE, CA

OJ is a professional and it is evident in the total experience. - Michael - Roseville, CA

OJ’s been handling my home finance for years and has never steered me wrong - Chris - Granite Bay, CA

Great experience! - April - CITRUS HEIGHTS, CA

O.J. Vallejo goes above and beyond in his efforts to ensure his customers are informed and happy with the final results of his services. My family has relied on his guidance for many years and we will continue to turn to him for all of our home loan needs. We often refer O.J. Vallejo to our friends because he is the best of the best! - Rebecca - Sacramento, CA

OJ made the process of refinancing easy, peasy. I would recommend him in a heartbeat. - Jesse - SACRAMENTO, CA

OJ has helped my husband and I with all of our home loans and recent refinance. Also our son and daughter have successfully purchased homes with OJ who is now considered our family loan officer agent. We have complete trust and confidence in OJ. I value his expertise and input, the given loan options and suggestions and the food for thought. Thank you OJ and your Sacramento Office team; You all are truly the best. Michelle from Elk Grove, CA - Michelle - ELK GROVE, CA

OJ was such great at communicating throughout the entire process for the very beginning to the end. His professionalism and knowledge of his work was exemplary. - Charles - Folsom, CA

Mr. Vallejo has always provided excellent customer service, has always provided trust worthy advise, and kept us in the loop each step of the process. For all these reasons and more, we have trusted him with all of our refinancing transactions over the years! He is definitely a valuable asset to your mortgage company and team of leaders! - Michael - ELK GROVE, CA

Friendly, knowledgeable, quick turnaround, made process easy for us. - Melissa - Folsom, CA

OJ is the absolute best. I’ve worked with him for all my mortgage needs for years and wouldn’t go anywhere else. He is responsive, knowledgeable and has a great sense of humor. I always feel that he puts my best interest as his priority. - Meghan - SACRAMENTO, CA

The process ran smooth and seamless! All the information I needed was presented to me in a clear and concise manner. Any questions I had were promptly answered. - Jeffrey - SACRAMENTO, CA

OJ is knowledgeable and helpful. My loan process was very quick and easy. OJ communicated with me at all the important steps and was available for all my questions. I have already recommended him to my family members. - Silviana - SACRAMENTO, CA

OJJ was great to work with! He kept us informed and was very pleasant. - Gary - AUBURN, CA

OJ is the best! He always keeps you “up to date “. Very easy to work with. I recommend him to anyone who is in need of a loan officer. - Camilla - SACRAMENTO, CA

Impeccable service- he does what he says he will do in a friendly and professional service. Actually completed the refi with amazing speed. Extraordinary service- I recommend him HIGHLY! - Donald - Gold River, CA

The experiences was great because of OJ Vallejo! I never worried about any of the details. - Richard - SACRAMENTO, CA

OJ is the best. We’ve been using his services for 17 years. Besides being a masterful professional, he’s a decent honest upbeat fun guy to work with. Kinda like a brother that always has my back. - Dennis - SACRAMENTO, CA

OJ is a great communicator. He is very knowledgeable and shepherds things along very well. - Donald - ELK GROVE, CA

OJ was very helpful and knowledgeable. He is the reason we chose to refinance through Caliber. We know we could have possibly gotten a lower interest rate, but working with OJ was of great value to us. - Laurie - ELK GROVE, CA

OJ was very helpful in clarifying any questions I had about the loan process. He got back to me in a timely manner with any information I needed. - Jeannine - Woodland, CA

OJ was a pleasure to work with. He responded to all of our questions very promptly and made the process of remortgaging very easy and stress free. - Becky - SACRAMENTO, CA

We have worked with OJ in buying our house and again to refinance our house. OJ is great at what he does so its wonderful to have that confidence and he is just a pleasure to work with. - Stephanie - ORANGEVALE, CA

Everything went according to plan - Charles - SACRAMENTO, CA

Ever since we purchased our first home in 2008, we have been using O.J. Vallejo for our purchases and refi's. It's reassuring to know that he always has our best interest at heart and we trust him completely. He's definitely our go-to guy for budgeting questions as well as home loans. Jennifer Baker - Jennifer - SACRAMENTO, CA

OJ did a great job with our refinance. He worked hard to get us a great rate and kept us updated regularly throughout the process. He’s easy to reach and easy to communicate with. I’ve always had a good experience working with Caliber, and this transaction was just as smooth. - Akshar - SACRAMENTO, CA

Being kept informed during my experience! - Larry - SACRAMENTO, CA