During the past 22 I have been enjoying a very successful career in the mortgage lending business. I started my career after attending Cal Poly Pomona where I was studying Finance Real Estate and Law. I was recruited by a top producer and became his apprentice. Through the years I learned the business well and learned it first hand from one of the best in the industry. Today I enjoy a huge client base that spans over 22 years with over 2000 clients. I found my home at Caliber Home Loans Inc. in 2017 and looking forward to being with Caliber for a long time to come. Happily married now for over 13 years to Cristina, we have four children; Joshua, Erin, Alison and River. We live in Santa Clarita and I enjoy my time from work by being with my family. I have coached my daughter’s volleyball team and spend a lot of time with my youngest daughter involved in her dancing, theater and gymnastic classes. I have also been part of the Alzheimer’s Foundation for over 20 years.

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During the past 22 I have been enjoying a very successful career in the mortgage lending business. I started my career after attending Cal Poly Pomona where I was studying Finance Real Estate and Law. I was recruited by a top producer and became his apprentice. Through the years I learned the business well and learned it first hand from one of the best in the industry. Today I enjoy a huge client base that spans over 22 years with over 2000 clients. I found my home at Caliber Home Loans Inc. in 2017 and looking forward to being with Caliber for a long time to come. Happily married now for over 13 years to Cristina, we have four children; Joshua, Erin, Alison and River. We live in Santa Clarita and I enjoy my time from work by being with my family. I have coached my daughter’s volleyball team and spend a lot of time with my youngest daughter involved in her dancing, theater and gymnastic classes. I have also been part of the Alzheimer’s Foundation for over 20 years.

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$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

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