A home purchase is probably one of the biggest financial decisions you'll ever make. That's why I'm committed to personally guiding you through every stage of the mortgage process. You can rely on me to assist you with home financing that provides lasting affordability and value, and to work hard to address your needs effectively while closing your loan as quickly as possible. I also believe that honesty and trust are the keys to building lasting relationships with borrowers and business associates alike. Before entering the home loan industry, I graduated from the University of California at Berkeley with a degree in Business and Santa Clara University with an MBA in Finance and Marketing. A native of California, I've lived here in Napa for 72 years. My professional activities and affiliations include membership in Napa Sunrise Rotary, Silverado Country Club, and the Napa Association of Realtors When not assisting customers with their home loans, I enjoy Golf, and a regular stroll in my neighborhood to pick up the litter I see.
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

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What is the process

for buying a home?

Caliber has streamlined the process for you!

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Smaller down-payment

program options.

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