With 30 years of experience in the mortgage industry, I have the knowledge and dedication required to provide the ideal financing options to my borrowers here in Calaveras County and throughout California.Caliber’s competitive loan financing rates, combined with our state-of-the-art technology and dedicated support staff, enable me to provide borrowers with one or more customized loan options while minimizing any stress they may feel. In addition, since Caliber is a dedicated mortgage lender, I can offer you a wider selection of loan products than many banking institutions. These include vacation and first time buyer home loans.

Before I began my career in mortgage lending, I obtained a BS in Economics and Finance from St. Mary's College in Moraga, CA. I worked as the Chief Financial Officer in the San Francisco Bay Area for a number of years prior to moving to the Mountains. The experience I have gained during my long career in lending has enabled me to understand and anticipate the needs of home buyers.

Thank you in advance for the opportunity to assist you with one of life’s most important financial transactions.

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With 30 years of experience in the mortgage industry, I have the knowledge and dedication required to provide the ideal financing options to my borrowers here in Calaveras County and throughout California.Caliber’s competitive loan financing rates, combined with our state-of-the-art technology and dedicated support staff, enable me to provide borrowers with one or more customized loan options while minimizing any stress they may feel. In addition, since Caliber is a dedicated mortgage lender, I can offer you a wider selection of loan products than many banking institutions. These include vacation and first time buyer home loans.

Before I began my career in mortgage lending, I obtained a BS in Economics and Finance from St. Mary's College in Moraga, CA. I worked as the Chief Financial Officer in the San Francisco Bay Area for a number of years prior to moving to the Mountains. The experience I have gained during my long career in lending has enabled me to understand and anticipate the needs of home buyers.

Thank you in advance for the opportunity to assist you with one of life’s most important financial transactions.

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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

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