What made the experience GREAT is the fact that Mr. Joseph Phillips is an AWESOME Loan Consultant. He kept me apprised of my loan details from day one throughout the entire loan process. Mr. Joseph Phillips has the following most important traits that make him successful. Transparency with his customers. Passionate about what he does. Measured & data driven understanding. Accountability to ethical & high work standards. Connection to his clients. He truly is a GREAT Loan Consultant - Lorelei - Carson, CA

There for you at all hours. Informative and straightforward. Great person. - Wai - Long Beach, CA

Thank you so much for helping us with our refinance. Thank you for your time , effort, and hard work. I would certainly recommend you to anyone I know. - Jennifer - RIVERSIDE, CA

Joseph is excellent and very responsive with clients. Making the process smooth and easy. - Nicollette - Lakewood, CA

My experience with Caliber and my Loan Officer was great. Joseph P explained my options and presented the best recommendation for my situation The refinance process felt more like consultation vs. transaction. I’m very appreciative of the partnership! - Juanita - LONG BEACH, CA

Loved the one on one care and was treated like a part of their family. This does not get any better!! - Jerry - Long Beach, CA

Joe was very Helpful and seemed well educated in his field. He was respectful and help me accomplish my goals. - Jonathan - San Jacinto, CA

Joseph has provided me with very professional and efficient services. - Veronica - REDONDO BEACH, CA

Joseph Philips and Caliper Home Loans have been great to work with. We worked with them both on our initial home loan and our refinancing. I would easily recommend them and already have recommended them to a few people. - Matthew - LONG BEACH, CA

Joseph guided us through the process very quickly and was so helpful. He is also very easy to contact if you have any questions. Just a wonderful person and I trust him!!!! - Michelle - LONG BEACH, CA

Joseph was a pleasure to work with. He’s knowledgeable and responsive. He was very transparent and sets the expectations upfront. I definitely will refer Joseph to family and friends. - Somaly - CYPRESS, CA

Working with Joe was great! He communicates well and very professional. I highly recommend. - Patrick - CYPRESS, CA

He explained the process very clearly and thoroughly answered the many questions we had. - Megan - Whittier, CA

Great service!!! - David - BLYTHE, CA

Joseph helped us through the whole process from bringing our credit up til we closed on our first time home. He knew how important it was to get us into a home quickly and he put in extra hours to get everything in order and running smoothly. - Adriana - Lynwood, CA

Joseph is very knowledgeable about the entire process and was always willing to answer our questions. Highly recommend him! - Richard - LONG BEACH, CA

Joe was extremely knowledgeable and thorough. Really on top of everything. We can’t thank him enough. - Ryan - Long Beach, CA

Joseph is friendly and professional. He helped guide us through the whole process and is very honest about expectations during this. I would highly recommend Joseph Phillips to family and friends. He is now going to working on another home loan for us. - Susan - LONG BEACH, CA

Joseph was on top of all aspects of our experience he updated me always as the process went through each stage and always was available for questions. My experiences was great because Joseph was the great employ of yours. Thank you Joseph I hope all goes well with my son Steven's Loan and he finally gets a house he can make his dream home. Thank you so much Joseph and may God Bless you and your family and keep you all healthy and may you become wealthy Toni and Jon Senecal - Toni - LAKEWOOD, CA

The outstanding service, support, and communication levels that I receive from Joseph Phillips made this refinance of my loan as straightforward as it could possibly be. Joseph's service and attention to detail is a big part of the reason why I chose to use Caliber Loans again for the loan refinance I just completed. It is also why I continue to refer him to my friends, family, and business associates who are looking to finance and/or refinance their home loans. - Charmaine - LONG BEACH, CA

Joseph took the time to explain the refinance process. He was patient in answering all questions we had. Kelli assisted him and was very helpful. She was so friendly and quick to respond! - Leslie - CORONA, CA

This is the second time i have worked with Joe Phillips on a refinance. Joe is extremely approachable with questions and honest. He brings a sense of calmness to what could be a very chaotic process. This latest time I actually was shopping around to find the best rate and deal I could get on refinance loan. Once I ran the situation by Joe, he quickly was able to see the loopholes and told me when I'm ready to refinance without strings, that he'll get it done. I went with Joe. - Kristin - HUNTINGTON BEACH, CA

Joseph goes above and beyond to make sure it works - Joaquin - LONG BEACH, CA

Very helpful And explained the process throughout in a manner I was fully able to understand. I would definitely refer family and friend! - Judy - LAKEWOOD, CA

Joseph has been a terrific representative for Caliber. I have never met the man, but as a former manufacturing CEO, I can say I would have liked to have him as a member of my teams. He has proven accurate, personable and very consistently a follow-up guy. - James - LONG BEACH, CA

Joseph is one of the most knowledgeable, caring and detailed oriented agent I’ve ever worked with. He’s always there when I had a question and was quick to respond. Always kept me updated throughout the process. Jospeh was also extremely fast and was able to close our loan within 9 days. - Phanat - Cerritos, CA

Joe was transparent. He answered all our questions with confidence. He is very knowledgeable and made us feel comfortable leaving our loan process in his hands. A true professional. We cant wait to refer him to others who need help. A+++ - Michael - NORWALK, CA

working with joseph was like meeting a new friend - Ronald - HARBOR CITY, CA

Joseph is extremely knowledgeable, attentive to details and efficient. I appreciate his friendliness and helpfulness, we will definitely use his services again! - Miriam - CORONA, CA

Joseph Phillips who handled our loan refinancing was always available for questions and guidance, and navigated us through a few Covid-related hurtles to get our loan finalized as quickly as possible. - Steve - GARDENA, CA

Excellent service provided by Mr. Joseph Phillips. - David - Weldon, CA

exceeded expectations exceptionally helpful to complete and to make it possible to refinance - Gulzar - ANAHEIM, CA

Fast Responses, Explains everything very well. - Daniel - RIALTO, CA

I am so thankful for my mother-in-law's referral to Joseph Phillips. He was very professional, knowledgeable, and friendly. I greatly appreciate his honesty and no fluff information. I felt that Joseph really looked out for my best interest and helped me with a cash-out refinance in what seemed to be no time at all. I can't thank you enough for your diligence and care with my refi. I am looking forward to working with you again and I am definitely recommending you to my family and friends! - Seng

The easy and honest communication style and quick responses to my questions were much appreciated. The willingness to help with the digital processes was very helpful. I am thanking you for all the efforts on the refinancing process of my house. - Cathleen - LOS ANGELES, CA

Great experience - Seleang - Lakewood, CA

Joseph was super on top of everything. He walked me through the process very well, got everything done ahead of schedule, and was very professional throughout the entire process! I would definitely finance my next loan with him! - Cameron - Chatsworth, CA

Joe, made our first home purchase so smooth. Definitely took off a lot of the stress. - Carolina - Compton, CA

Have had a positive experience with Caliber since my initial loan & very happy with the way my refinance is working thanks to Joseph Phillips - Kenneth - LONG BEACH, CA