Joseph took the time to explain the refinance process. He was patient in answering all questions we had. Kelli assisted him and was very helpful. She was so friendly and quick to respond! - Leslie - CORONA, CA

This is the second time i have worked with Joe Phillips on a refinance. Joe is extremely approachable with questions and honest. He brings a sense of calmness to what could be a very chaotic process. This latest time I actually was shopping around to find the best rate and deal I could get on refinance loan. Once I ran the situation by Joe, he quickly was able to see the loopholes and told me when I'm ready to refinance without strings, that he'll get it done. I went with Joe. - Kristin - HUNTINGTON BEACH, CA

Joseph goes above and beyond to make sure it works - Joaquin - LONG BEACH, CA

Very helpful And explained the process throughout in a manner I was fully able to understand. I would definitely refer family and friend! - Judy - LAKEWOOD, CA

Joseph has been a terrific representative for Caliber. I have never met the man, but as a former manufacturing CEO, I can say I would have liked to have him as a member of my teams. He has proven accurate, personable and very consistently a follow-up guy. - James - LONG BEACH, CA

Joseph is one of the most knowledgeable, caring and detailed oriented agent I’ve ever worked with. He’s always there when I had a question and was quick to respond. Always kept me updated throughout the process. Jospeh was also extremely fast and was able to close our loan within 9 days. - Phanat - Cerritos, CA

Joe was transparent. He answered all our questions with confidence. He is very knowledgeable and made us feel comfortable leaving our loan process in his hands. A true professional. We cant wait to refer him to others who need help. A+++ - Michael - NORWALK, CA

working with joseph was like meeting a new friend - Ronald - HARBOR CITY, CA

Joseph is extremely knowledgeable, attentive to details and efficient. I appreciate his friendliness and helpfulness, we will definitely use his services again! - Miriam - CORONA, CA

Joseph Phillips who handled our loan refinancing was always available for questions and guidance, and navigated us through a few Covid-related hurtles to get our loan finalized as quickly as possible. - Steve - GARDENA, CA

Excellent service provided by Mr. Joseph Phillips. - David - Weldon, CA

exceeded expectations exceptionally helpful to complete and to make it possible to refinance - Gulzar - ANAHEIM, CA

Fast Responses, Explains everything very well. - Daniel - RIALTO, CA

I am so thankful for my mother-in-law's referral to Joseph Phillips. He was very professional, knowledgeable, and friendly. I greatly appreciate his honesty and no fluff information. I felt that Joseph really looked out for my best interest and helped me with a cash-out refinance in what seemed to be no time at all. I can't thank you enough for your diligence and care with my refi. I am looking forward to working with you again and I am definitely recommending you to my family and friends! - Seng

The easy and honest communication style and quick responses to my questions were much appreciated. The willingness to help with the digital processes was very helpful. I am thanking you for all the efforts on the refinancing process of my house. - Cathleen - LOS ANGELES, CA

Great experience - Seleang - Lakewood, CA

Joseph was super on top of everything. He walked me through the process very well, got everything done ahead of schedule, and was very professional throughout the entire process! I would definitely finance my next loan with him! - Cameron - Chatsworth, CA

Joe, made our first home purchase so smooth. Definitely took off a lot of the stress. - Carolina - Compton, CA

Have had a positive experience with Caliber since my initial loan & very happy with the way my refinance is working thanks to Joseph Phillips - Kenneth - LONG BEACH, CA

Great experience, again! Thanks! - Michael - TORRANCE, CA

Great experience as always! - Chandra - TORRANCE, CA

Good Communication - Richard - LONG BEACH, CA

Joe was great, and is always available for any questions/updates regarding our loan!! Thanks again Joe!! - Kosal - LONG BEACH, CA

The efficiency of always be there when I have a question or concern. Never ignore my needs and always put my Demands on their top priority - Carlos - Fullerton, CA

What made my experience great at Caliber Home Loans, the rapid service, ease of understanding and completing contract, but overall, my Loan Consultant it's why we came back :) - Rafael - Compton, CA

The process was smooth and nice no stressful and I was very confide on Joseph. Thank you Joe for your help. Thank you Janet Chamberlain. - Richard - BUENA PARK, CA

Joe was fantastic. Made the whole process easy and painless! I’ve already recommended Joe to several co-workers and friends. - Peter - LADERA RANCH, CA

No difficulty in the process. - Georgia - LONG BEACH, CA

Very professional and very responsive to all questions and concerns. Great experience - Keith - ORANGE, CA

Joseph was very attentive to our situation and needs. His combined knowledge and attention to details made our refinance process seamless. During our process, we even referred a friend due to Joseph’s prompt response and continued updates. I would recommend Joseph to everyone and will continue to do business with him. Thank you for your kind service. - Mary - FRESNO, CA

Joseph was very knowledgeable and coached us the entire way through. Was very responsive at all hours of the day. Process was very straightforward and easy to follow. Will be looking forward to working with Joseph again in the future. - Richard - FRESNO, CA

Joseph was extremely knowledgeable and helpful. He was prompt with all communication and kept me on track to close my home loan on time. I always felt comfortable to ask questions and Joseph went above and beyond to calculate multiple down payment/mortgage scenarios to work within my budget constraints. I was referred to Joseph and Caliber Home Loans by a satisfied customer and would be very likely to recommend them myself. - Laurence - Los Angeles, CA

Joseph was extremely helpful and professional in assisting us with the entire loan process for our new house. We highly recommend him. Leo & Matty Moriarty 07/30/2020 - Leo - VICTORVILLE, CA