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Loan Consultants

With over 29 years of lending experience to share, I assist all sorts of California homebuyers, including those recovering from a foreclosure, short sale or bankruptcy. Before I joined the mortgage industry, I was a licensed REALTOR. My interest in helping people creatively build financial security was a big factor in my decision to make my career move. My clients enjoy working with me as they appreciate my easygoing personality and sense of humor. It helps eliminate any stress they may feel during one of life’s major financial decisions. I’m a family-oriented person and enjoy many outdoor activities, including biking, hiking, skiing, playing softball and basketball, camping and taking my dogs for long walks. My favorite time of the day is early in the morning as the sun comes up or very late at night when the world is asleep but the stars come out to play. With over 20 years of lending experience to share, I assist all sorts of California homebuyers, including those recovering from a foreclosure, short sale or bankruptcy. Before I joined the mortgage industry, I was a licensed REALTOR. My interest in helping people creatively build financial security was a big factor in my decision to make my career move. My clients enjoy working with me as they appreciate my easygoing personality and sense of humor. It helps eliminate any stress they may feel during one of life’s major financial decisions. I’m a family-oriented person and enjoy many outdoor activities, including biking, hiking, skiing, playing softball and basketball, camping and taking my dogs for long walks. My favorite time of the day is early in the morning as the sun comes up or very late at night when the world is asleep but the stars come out to play.
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

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What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>
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What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>
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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

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